BciPass vs Mi Banco Chile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BciPass
Securely manage your financial transactions, including transfers, payments, and online purchases. Easily authorize operations and change your access key for a streamlined and safe experience.
- Securely transfer funds
- Authorize transactions quickly
- Safe online purchases
- Change access key
- Perform payments
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Con BciPass puedes realizar tus transacciones de forma segura. Descarga la última versión y tendrás disponible todas las mejoras que implementamos periódicamente para que puedas: -Transferir y pagar cuando quieras sin preocupaciones. -Autorizar transacciones de forma fácil y rápida. -Realizar compras online con mayor seguridad. -Cambiar tu clave de acceso a BciPass en simples pasos. BciPass no está disponible aún para clientes Bci Empresas y Empresarios.
Mi Banco Chile
Manage your banking transactions easily and securely. Check account balances, transfer funds, pay bills, and withdraw cash without a card. Enhance security with a companion app for transaction authorization.
- Check account and credit card balances
- View recent transactions
- Transfer funds to third parties
- Pay credit card bills and credit lines
- Pay service bills
- Withdraw cash from ATMs without a card
- Secure transaction authorization
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Con Mi Banco del Banco de Chile podrás realizar tus transacciones bancarias en forma ágil, simple y segura. Esta aplicación cumple con altos estándares de seguridad que protegerán siempre tus datos y dispositivo. Consulta el saldo y últimos movimientos de tus cuentas y tarjetas de crédito, transfiere a terceros, paga tus tarjetas y el monto utilizado en tu línea de crédito. Ademas, podrás pagar tus cuentas de servicio. Envía dinero a un tercero para que sea retirado sin tarjeta desde cualquier cajero automático del Banco de Chile. Te invitamos a vivir una nueva experiencia, descarga la APP, regístrate una vez y luego accede sólo con tu Clave MI PIN de 5 dígitos. Como complemento, te invitamos a descargar la APP Mi Pass. Con Mi Pass podrás autorizar tus transacciones de forma segura y sin necesidad de utilizar DigiPass, simplificando así tus operaciones bancarias con total confianza y seguridad.
Screenshots
Verdict
The clearest difference is rating: Mi Banco Chile at 4.8 against BciPass's 3.9. Mi Banco Chile also leads on update cadence (every 10 days vs every 4 months) and ratings volume (1.5K vs 34). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mi Banco Chile holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Mi Banco Chile has 1.5K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 27% of BciPass's written reviews are positive against 43% of Mi Banco Chile's.
BciPass ships an update every 4 months, Mi Banco Chile every 10 days. The most recent releases landed on September 15, 2026 and September 22, 2026 respectively.
| Parameter | BciPass | Mi Banco Chile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (34 ratings) | 4.8 (1.5K ratings) — better |
| Positive reviews | 27.3% of reviews | 43.0% of reviews — better |
| Number of ratings | 34 | 1.5K — better |
| Update frequency | Every 4 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 53 MB | 120 MB |
| Age rating | 4+ | 12+ |
| Developer | Banco Crédito e Inversiones | Banco de Chile |
Customer experience
BciPass
Mi Banco Chile
Bugs and requests
BciPass
Not enough reviews yet to summarise bugs or requests.
Mi Banco Chile
Reported bugs
5 issues- Login not working, stuck on same screen
- SMS codes arrive 20 minutes late and don't work
- App doesn't open, crashes on launch
- Menu doesn't display options
- Can't access credit card information
Requested features
2 requests- Add 'pots' to separate money and avoid common balance
- Improve menu functionality
In-app purchases
BciPass
No in-app purchases
Mi Banco Chile
No in-app purchases
