BciPass vs SaveMoneyCL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BciPass
Securely manage your financial transactions, including transfers, payments, and online purchases. Easily authorize operations and change your access key for a streamlined and safe experience.
- Securely transfer funds
- Authorize transactions quickly
- Safe online purchases
- Change access key
- Perform payments
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Con BciPass puedes realizar tus transacciones de forma segura. Descarga la última versión y tendrás disponible todas las mejoras que implementamos periódicamente para que puedas: -Transferir y pagar cuando quieras sin preocupaciones. -Autorizar transacciones de forma fácil y rápida. -Realizar compras online con mayor seguridad. -Cambiar tu clave de acceso a BciPass en simples pasos. BciPass no está disponible aún para clientes Bci Empresas y Empresarios.
SaveMoneyCL
This platform helps you save money by discovering discounts and managing your personal finances. It offers an AI assistant to track spending and allows you to connect bank accounts for a consolidated view of your transactions.
- Discover discounts and benefits
- Filter by category and merchant
- AI-powered personal finance assistant
- Connect bank accounts via Apple Wallet/Email
- Consolidated transaction overview
- Share financial accounts
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SaveMoney es la app para ordenar tus finanzas personales con los bancos chilenos. Junta tus gastos e ingresos en un solo lugar, para que sepas en qué se te va la plata y decidas mejor. Conecta tu banco directo desde la app y tus movimientos llegan solos, sin exportar cartolas ni anotar nada. Cada compra, pago y transferencia aparece ordenada en SaveMoney. Funciona con Banco Estado, Santander, Banco de Chile, Itaú, Banco Falabella, BICE, Lider BCI, BCI, Scotiabank, Security y más. Si tu banco te manda un correo por cada compra, SaveMoney también puede registrar tus movimientos desde ahí, sea cual sea tu banco. Si pagas con Apple Wallet, crea una automatización y cada compra queda registrada al instante. Y si prefieres anotar a mano, escríbele a la app, mándale un audio o una foto de la boleta, y la IA lo registra por ti. Tus movimientos se ordenan por categoría. Crea presupuestos, recibe alertas y comparte una cuenta con tu pareja para llevar las finanzas juntos. Lisa es tu asistente financiera con IA. Pregúntale cuánto gastaste en comida este mes o en qué se te fue la plata, y te responde con tus propios movimientos. La app también trae un mapa con los descuentos de tus tarjetas y clubes. Filtra por día, ubicación, tarjeta o club, y encuentra dónde te conviene pagar hoy. Tus datos van cifrados. La conexión con tu banco es de solo lectura, así que SaveMoney no puede hacer transferencias ni mover tu plata. Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
BciPass and SaveMoneyCL both sit at 3.9 stars, but that hides the real split: 86% of SaveMoneyCL's written reviews are positive against 27% of BciPass's. SaveMoneyCL also leads on update cadence (monthly vs every 4 months). BciPass's advantage is in-app purchases (none vs 1) and ratings volume (34 vs 3). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SaveMoneyCL sells 1 in-app purchase, starting at $4.99 per month. BciPass asks for nothing beyond the download.
BciPass holds the better App Store score, 3.9 against 3.7. That said, the two scores are not equally well evidenced: BciPass has 34 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 27% of BciPass's written reviews are positive against 86% of SaveMoneyCL's, so the app with the better star average is not the one people write more warmly about.
BciPass ships an update every 4 months, SaveMoneyCL monthly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.
| Parameter | BciPass | SaveMoneyCL |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (34 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 27.3% of reviews | 85.7% of reviews — better |
| Number of ratings | 34 — better | 3 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 53 MB | 69 MB |
| Age rating | 4+ | 17+ |
| Developer | Banco Crédito e Inversiones | Martin Alamos Illanes |
Customer experience
BciPass
SaveMoneyCL
In-app purchases
BciPass
No in-app purchases
SaveMoneyCL
- Saver Plus14 Days trial$4.991 Month
