Cake Wallet vs Subtotal

Cake Wallet let's you easily and safely store, send, receive, and exchange your cryptocurrency. We've been making the hard things easy since 2018 so you can focus more on what matters and less on the technical details of crypto by providing intuitive privacy tools, cross-chain swaps, buying and selling crypto, powerful hardware wallet support, and much more at your fingertips. TRUSTLESS SOFTWARE - Open source & non-custodial means you have complete control over your private keys and digital assets SIMPLE SELF-CUSTODY - All your wallets and crypto with just one seed - Powerful backup features let you easily save and restore Cake Wallet with a few taps BUILT-IN EXCHANGE - Easily swap XMR, BTC, ETH, LTC, USDT and many more cryptocurrencies without limits - No crypto? No problem. We make buying your first crypto easy, with support for all major payment methods and cryptocurrencies EASY PAYMENTS - Send & receive crypto with a tap, and use Cake Pay to seamlessly spend your crypto in everyday life, just like cash - Easily send and receive with just a username, including ENS, Unstoppable Domains, FIO, and many more PRIVACY AND SECURITY MADE EASY - Powerful Bitcoin privacy tools like Silent Payments and Payjoin - Best-in-class Monero support - First mobile wallet with Litecoin MWEB support - Native Tor integration for powerful network-level privacy - No account necessary, no logging, no analytics, just pure privacy ADVANCED FEATURES - Full support for background sync, multiple wallets, accounts, hardware wallets, and much more

Subtotal adds up what leaves your account every month and prints it on one receipt. There is no bank to connect and no account to make. You pick what you pay for out of a catalog of 964 services, Netflix to your gym to your electric company, and the price and the plan come with the pick. Adding one takes two taps. Fix anything later. THREE SUBTOTALS, KEPT APART Subscriptions is still the headline number. Bills and utilities get their own subtotal, and so does money spent on your kids, so the streaming you could cancel tomorrow never hides inside the rent you can't. • Subscriptions: streaming, music, games, software, delivery, the gym. • Bills & Utilities: electricity, gas, water, trash, internet, phone, insurance, rent, HOA, storage, home services, dues. • Family & Savings: daycare, tuition, lessons, and what you put away for a child in a 529 or a Trump account. Mortgage payments, loans and your own retirement accounts are deliberately left out. Those build what you own. This is the money that simply goes. WHAT IT DOES • Shows a monthly and yearly figure for each subtotal, and for everything together. • Keeps every entry as a receipt: what it costs, how it bills, when it renews. • Swipe sideways through your categories instead of backing out and tapping again. • Reminds you before a renewal, if you want it to. Dates are optional. • Tracks anything that bills weekly, monthly, quarterly, every six months, yearly, or every N months. • Handles things bundled with another plan at $0, and anything not in the catalog as a custom entry. • Home Screen widget with the number you care about. • Dark mode as a carbon copy of the same receipt. WHAT IT DOESN'T DO • No bank linking, ever. You type what you pay for, or tap it. • No accounts, no analytics, no ads, no paid tier. Everything is free. • Your ledger lives on your phone and in your own iCloud, where the person who made the app can't see it. Catalog prices are US list prices and are suggestions. Every amount is editable. Bills come with no suggested price at all, because only your own statement knows what your electricity costs. Works on iPhone and iPad, and the layout folds between a one-column phone and a two-page ledger book on iPhone Duo.