Comparison

yap! vs KBstar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

yap!

This app enables secure and convenient QR code payments at over 100,000 merchants across Indonesia. Link your debit, credit, or UnikQu accounts for seamless daily transactions, eliminating the need for cash.

Highlights
  • QR code payments
  • Connect debit/credit cards
  • Secure transactions
  • Wide merchant network
  • Convenient daily use
Read full description

yap! uses QR code to buy or pay easily and safely, with more than 100,000 merchants ready to serve you all over Indonesia. yap! allows you to connect and use your debit account, credit card, and UnikQu, which will bring convenience to your daily life. Leave your cash, just use yap! You can yap! at: - Retail stores - Cafes and restaurants - E-Commerce sites - Gas stations - Taxis - and many more yap! The first and only commercial QR payment in Indonesia.

About

KBstar

Features
Read full description

Experience the new UI/UX and features, making it easier and more efficient to manage your daily banking needs. Here are some exciting features, including: * Debit Card Application: Apply for your debit card online, and it will be delivered directly to the address provided during the application process. • Planning Account: Make your dreams come true! Plan your future with KBstar, available everywhere, anytime. • Online Account Opening: Open your personal account quickly and easily, anytime, anywhere, in just minutes. • Online Time Deposit: Enjoy competitive interest rates on your time deposit! Initial deposit from Rp. 1,000,000 and no penalty fees. • New and Fresh UI/UX: Access your financial performance quickly and easily with our enhanced UI/UX design. • Plus Account: Diversify your funds with a Plus Account and benefit from higher interest rates. • Payment and Purchase: Make all your payments and purchases with KBstar, from E-Wallet top-ups to electric bill payments and credit card transactions, anytime, anywhere! • QRIS: Go cashless! Scan your payment using the QRIS code at participating merchants. • Data Security: It's safe! We apply a layered banking security system with biometric and PIN features to ensure your transactions are always protected. • Cashless Withdrawal: No worries if you need cash on the go and forgot your debit card—we offer a card less withdrawal feature. • Virtual Account: Manage Payments More Intelligently. • MSIG: Transaction activities for insurance. In addition to the exciting features mentioned above, the KBstar Account offers: • No monthly administration fees • No initial deposit required • No deposit limits • No minimum balance needed Experience unparalleled convenience and financial freedom with KBstar! Download and register now! PT. Bank KB Indonesia Tbk, is licensed and supervised by Financial Service Authority (OJK), Bank Indonesia, and also a member of LPS guarantee.

Screenshots

yap!3 screens
KBstar4 screens

Verdict

The call

The clearest difference is update cadence: KBstar at every 3 weeks against yap!'s every 2 months. yap!'s advantage is iOS requirement (10.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

yap! ships an update every 2 months, KBstar every 3 weeks. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
yap! versus KBstar: the parameters behind the verdict, then further details
Parameteryap!KBstar
PriceFreeFree
Rating4.5 (8 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings8 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS10.0 — better15.0
Further details — not scored
Size57 MB152 MB
Age rating17+4+
DeveloperPT. BANK NEGARA INDONESIA (PERSERO) TBK.PT. Bank KB Indonesia TBK

In-app purchases

None

yap!

No in-app purchases

None

KBstar

No in-app purchases

Questions

Is yap! free?
yap! is free to download, with no in-app purchases.
Is KBstar free?
KBstar is free to download, with no in-app purchases.
Do yap! or KBstar have ads?
Neither yap! nor KBstar shows ads.
Which is updated more often, yap! or KBstar?
yap! ships an update every 2 months, and KBstar every 3 weeks. Most recently, yap! was updated on October 20, 2026 and KBstar on October 25, 2026.

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