yap! vs Deem
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
yap!
This app enables secure and convenient QR code payments at over 100,000 merchants across Indonesia. Link your debit, credit, or UnikQu accounts for seamless daily transactions, eliminating the need for cash.
- QR code payments
- Connect debit/credit cards
- Secure transactions
- Wide merchant network
- Convenient daily use
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yap! uses QR code to buy or pay easily and safely, with more than 100,000 merchants ready to serve you all over Indonesia. yap! allows you to connect and use your debit account, credit card, and UnikQu, which will bring convenience to your daily life. Leave your cash, just use yap! You can yap! at: - Retail stores - Cafes and restaurants - E-Commerce sites - Gas stations - Taxis - and many more yap! The first and only commercial QR payment in Indonesia.
Deem
Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.
- Manage credit card and personal loans
- Apply for new credit cards
- Access benefits and rewards
- Receive customer support
- Secure financial data management
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Introducing the all-new Deem Mobile App, a new digital experience to effortlessly manage your Deem Credit Card or Personal Loan. We've completely transformed the way you engage with your finances, delivering an unparalleled & intuitive user experience, with access to a wider range of Deem products and services. Features: Take Control: Seamlessly manage and control your finances with a few taps. You're in charge. Effortless Credit Card Applications: New customers can effortlessly apply for credit cards directly through the app, streamlining the onboarding process. Unlock a world of possibilities at your fingertips. All-in-One Hub: Access all your benefits and rewards in one place, making your financial experience truly comprehensive. Exceptional Customer Support: Our app is designed to provide help when you need it, ensuring you're never alone on your financial journey. Top-tier Security: Your financial data's security is our utmost priority. With state-of-the-art security measures, your information is safeguarded like never before. Download the new Deem Mobile App today and take hold of your financial future. Immerse yourself in the convenience, efficiency, and unwavering reliability of a financial companion that prioritizes your needs. Your path to an effortless digital experience is just a download away.
Screenshots
Verdict
The clearest difference is rating: yap! at 4.5 against Deem's 2.6. yap! also leads on review sentiment (50% vs 13%) and iOS requirement (10.0 vs 16.6). Deem's advantage is update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
yap! holds the better App Store score, 4.5 against 2.6. Both are backed by a comparable volume of ratings — 8 and 5 respectively. Written reviews point the same way: 50% of yap!'s written reviews are positive against 13% of Deem's.
yap! ships an update every 2 months, Deem every 3 weeks. The most recent releases landed on October 3, 2026 and October 18, 2026 respectively.
| Parameter | yap! | Deem |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (8 ratings) — better | 2.6 (5 ratings) |
| Positive reviews | 50.0% of reviews — better | 13.3% of reviews |
| Number of ratings | 8 — better | 5 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 10.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 57 MB | 62 MB |
| Age rating | 17+ | 17+ |
| Developer | PT. BANK NEGARA INDONESIA (PERSERO) TBK. | Deem |
Customer experience
yap!
Deem
Bugs and requests
yap!
Not enough reviews yet to summarise bugs or requests.
Deem
Reported bugs
20 issues- App not opening or loading after updates
- Login stuck or session expiration errors
- Password change functionality broken
- Credit card not displaying in app after activation
- Card unlock option showing blank white screen
Show 15 moreShow fewer
- KYC update failing repeatedly
- EID updation showing persistent errors
- Payment transaction rejection despite available balance
- Incorrect balance display and statement information
- Duplicate transactions appearing
- App showing wrong card or no card at all
- Registration page stuck on blank white page
- Excess limit fees charged incorrectly
- Cashback points not reflecting in balance
- Payment not showing in real-time
- App laggy and slow performance
- Error messages: 'Something is wrong, please try again later'
- Buffering issues on payment portal
- Downloaded wrong user statement
- App incompatible with iOS 15.5
Requested features
11 requests- Real-time balance updates after payments
- Current month outstanding amount visibility
- Statement download functionality
- Apple Wallet integration
- Dark mode option
Show 6 moreShow fewer
- Direct manager escalation option in IVR
- Cashback details visibility in app
- Card full limit display in dashboard
- SMS notifications for account deductions
- Auto-logout disable option in settings
- Previous statements and due dates visibility
In-app purchases
yap!
No in-app purchases
Deem
No in-app purchases
