Comparison

Aani vs Deem

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Aani

This platform allows instant money transfers within the UAE using just a mobile number. It supports QR code payments, payment requests, and bill splitting for easy financial management.

Highlights
  • Instant fund transfers
  • Mobile number payments
  • QR-code based payments
  • Request to pay functionality
  • Split payments
  • Secure transactions
Features
Read full description

Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.

About

Deem

Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.

Highlights
  • Manage credit card and personal loans
  • Apply for new credit cards
  • Access benefits and rewards
  • Receive customer support
  • Secure financial data management
Features
Read full description

Introducing the all-new Deem Mobile App, a new digital experience to effortlessly manage your Deem Credit Card or Personal Loan. We've completely transformed the way you engage with your finances, delivering an unparalleled & intuitive user experience, with access to a wider range of Deem products and services. Features: Take Control: Seamlessly manage and control your finances with a few taps. You're in charge. Effortless Credit Card Applications: New customers can effortlessly apply for credit cards directly through the app, streamlining the onboarding process. Unlock a world of possibilities at your fingertips. All-in-One Hub: Access all your benefits and rewards in one place, making your financial experience truly comprehensive. Exceptional Customer Support: Our app is designed to provide help when you need it, ensuring you're never alone on your financial journey. Top-tier Security: Your financial data's security is our utmost priority. With state-of-the-art security measures, your information is safeguarded like never before. Download the new Deem Mobile App today and take hold of your financial future. Immerse yourself in the convenience, efficiency, and unwavering reliability of a financial companion that prioritizes your needs. Your path to an effortless digital experience is just a download away.

Screenshots

Aani4 screens
Deem4 screens

Verdict

The call

The clearest difference is rating: Aani at 3.2 against Deem's 2.6. Aani also leads on iOS requirement (13.0 vs 16.6). Deem's advantage is update cadence (every 3 weeks vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Aani holds the better App Store score, 3.2 against 2.6. Both are backed by a comparable volume of ratings — 10 and 5 respectively. Written reviews point the same way: 20% of Aani's written reviews are positive against 13% of Deem's.

UpkeepUpdate frequency

Aani ships an update every 2 months, Deem every 3 weeks. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Aani versus Deem: the parameters behind the verdict, then further details
ParameterAaniDeem
PriceFreeFree
Rating3.2 (10 ratings) — better2.6 (5 ratings)
Positive reviews20.0% of reviews — better13.3% of reviews
Number of ratings10 — better5
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.6
Further details — not scored
Size63 MB62 MB
Age rating4+17+
DeveloperAl Etihad PaymentsDeem

Customer experience

Aani

All ratings10 ratings
Positive50.0%
Neutral10.0%
Negative40.0%
Written reviews5 reviews
Positive20.0%
Neutral20.0%
Negative60.0%

Deem

All ratings5 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews75 reviews
Positive13.3%
Neutral6.7%
Negative80.0%

Bugs and requests

Aani

Not enough reviews yet to summarise bugs or requests.

Deem

Reported bugs

20 issues
  • App not opening or loading after updates
  • Login stuck or session expiration errors
  • Password change functionality broken
  • Credit card not displaying in app after activation
  • Card unlock option showing blank white screen
Show 15 more
  • KYC update failing repeatedly
  • EID updation showing persistent errors
  • Payment transaction rejection despite available balance
  • Incorrect balance display and statement information
  • Duplicate transactions appearing
  • App showing wrong card or no card at all
  • Registration page stuck on blank white page
  • Excess limit fees charged incorrectly
  • Cashback points not reflecting in balance
  • Payment not showing in real-time
  • App laggy and slow performance
  • Error messages: 'Something is wrong, please try again later'
  • Buffering issues on payment portal
  • Downloaded wrong user statement
  • App incompatible with iOS 15.5

Requested features

11 requests
  • Real-time balance updates after payments
  • Current month outstanding amount visibility
  • Statement download functionality
  • Apple Wallet integration
  • Dark mode option
Show 6 more
  • Direct manager escalation option in IVR
  • Cashback details visibility in app
  • Card full limit display in dashboard
  • SMS notifications for account deductions
  • Auto-logout disable option in settings
  • Previous statements and due dates visibility

In-app purchases

None

Aani

No in-app purchases

None

Deem

No in-app purchases

Questions

Is Aani free?
Aani is free to download, with no in-app purchases.
Is Deem free?
Deem is free to download, with no in-app purchases.
Which has better reviews, Aani or Deem?
Aani is rated higher. Aani averages 3.2 out of 5 from 10 ratings, while Deem averages 2.6 from 5 ratings.
Do Aani or Deem have ads?
Neither Aani nor Deem shows ads.
Which is updated more often, Aani or Deem?
Aani ships an update every 2 months, and Deem every 3 weeks. Most recently, Aani was updated on October 8, 2026 and Deem on October 5, 2026.

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