Comparison

Aani vs ADCB.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Aani

This platform allows instant money transfers within the UAE using just a mobile number. It supports QR code payments, payment requests, and bill splitting for easy financial management.

Highlights
  • Instant fund transfers
  • Mobile number payments
  • QR-code based payments
  • Request to pay functionality
  • Split payments
  • Secure transactions
Features
Read full description

Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.

About

ADCB.

This AI-powered mobile banking app offers a fast, intuitive, and secure way to manage your finances. It provides seamless navigation for all banking needs, from everyday transactions to investments, all within a single platform.

Highlights
  • AI-powered smart banking
  • Faster, seamless experience
  • Intuitive end-to-end journeys
  • All-in-one banking
  • Investment and trading
  • Secure and convenient access
Features
Read full description

Welcome to a new era of banking. Powered by AI. Shaped by you. The new ADCB Mobile Banking App is powered by advanced AI and built with a next-generation digital experience, making banking faster, more intuitive, and seamlessly connected to your everyday needs. Designed to simplify the way you manage your finances, the app brings together intelligent features, seamless navigation, and secure access, all in one place. AI-powered smart banking Experience smarter banking with advanced AI that provides intuitive prompts and helps you complete tasks quickly across a wide range of services. Faster, more seamless experience View and manage your accounts, cards, loans, and services in one place, with improved speed, smoother navigation, and quicker access to what matters most. Intuitive end-to-end journeys Every journey has been redesigned to be simpler, clearer, and easier to complete, from everyday transactions to more advanced banking needs. All-in-one banking Open accounts, apply for products, manage your cards, and build your investment portfolio, all within one secure app. Investment and trading Access global markets directly from the app and trade US equities, ETFs, and cryptocurrencies with real-time market data. Secure and convenient access Sign in quickly using biometrics or UAE Pass, with enhanced security built into every interaction. This is just the beginning. The ADCB Mobile Banking App will continue to evolve with every update, becoming more intuitive, more helpful, and more personalised over time. A smarter way to bank, built around your daily life.

Screenshots

Aani4 screens
ADCB.4 screens

Verdict

The call

The clearest difference is rating: ADCB. at 4.4 against Aani's 3.2. ADCB. also leads on update cadence (weekly vs every 2 months) and ratings volume (2.7K vs 10). Aani's advantage is iOS requirement (13.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ADCB. holds the better App Store score, 4.4 against 3.2. That said, the two scores are not equally well evidenced: ADCB. has 2.7K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 20% of Aani's written reviews are positive against 22% of ADCB.'s.

UpkeepUpdate frequency

Aani ships an update every 2 months, ADCB. weekly. The most recent releases landed on August 16, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
Aani versus ADCB.: the parameters behind the verdict, then further details
ParameterAaniADCB.
PriceFreeFree
Rating3.2 (10 ratings)4.4 (2.7K ratings) — better
Positive reviews20.0% of reviews21.6% of reviews — better
Number of ratings102.7K — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size63 MB160 MB
Age rating4+4+
DeveloperAl Etihad PaymentsADCB

Customer experience

Aani

All ratings10 ratings
Positive50.0%
Neutral10.0%
Negative40.0%
Written reviews5 reviews
Positive20.0%
Neutral20.0%
Negative60.0%

ADCB.

All ratings2,682 ratings
Positive86.0%
Neutral2.3%
Negative11.7%
Written reviews208 reviews
Positive21.6%
Neutral3.8%
Negative74.5%

In-app purchases

None

Aani

No in-app purchases

None

ADCB.

No in-app purchases

Questions

Is Aani free?
Aani is free to download, with no in-app purchases.
Is ADCB. free?
ADCB. is free to download, with no in-app purchases.
Which has better reviews, Aani or ADCB.?
ADCB. is rated higher. Aani averages 3.2 out of 5 from 10 ratings, while ADCB. averages 4.4 from 2.7K ratings.
Do Aani or ADCB. have ads?
Neither Aani nor ADCB. shows ads.
Which is updated more often, Aani or ADCB.?
Aani ships an update every 2 months, and ADCB. weekly. Most recently, Aani was updated on August 16, 2026 and ADCB. on September 21, 2026.

Other comparisons