ILOE vs ADCB.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ILOE
This app provides information and access to the Involuntary Loss of Employment (ILOE) insurance plan in the UAE. It offers financial protection up to 20,000 AED for workers in federal government and private sectors who may lose their jobs.
- Involuntary Loss of Employment insurance
- Financial protection up to 20,000 AED
- Covers federal government sector
- Covers private sector
- Job loss compensation
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The United Arab Emirates is introducing a new insurance for workers who work in the federal goverment and private sectors known as the Involuntary Loss of Employement or ILOE ,this plan protects you if you ever loose your job,by offering upto 20 thousand dirhams in compensation. For More Information Please visit our website www.iloe.ae or call us on 600 599555.
ADCB.
This AI-powered mobile banking app offers a fast, intuitive, and secure way to manage your finances. It provides seamless navigation for all banking needs, from everyday transactions to investments, all within a single platform.
- AI-powered smart banking
- Faster, seamless experience
- Intuitive end-to-end journeys
- All-in-one banking
- Investment and trading
- Secure and convenient access
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Welcome to a new era of banking. Powered by AI. Shaped by you. The new ADCB Mobile Banking App is powered by advanced AI and built with a next-generation digital experience, making banking faster, more intuitive, and seamlessly connected to your everyday needs. Designed to simplify the way you manage your finances, the app brings together intelligent features, seamless navigation, and secure access, all in one place. AI-powered smart banking Experience smarter banking with advanced AI that provides intuitive prompts and helps you complete tasks quickly across a wide range of services. Faster, more seamless experience View and manage your accounts, cards, loans, and services in one place, with improved speed, smoother navigation, and quicker access to what matters most. Intuitive end-to-end journeys Every journey has been redesigned to be simpler, clearer, and easier to complete, from everyday transactions to more advanced banking needs. All-in-one banking Open accounts, apply for products, manage your cards, and build your investment portfolio, all within one secure app. Investment and trading Access global markets directly from the app and trade US equities, ETFs, and cryptocurrencies with real-time market data. Secure and convenient access Sign in quickly using biometrics or UAE Pass, with enhanced security built into every interaction. This is just the beginning. The ADCB Mobile Banking App will continue to evolve with every update, becoming more intuitive, more helpful, and more personalised over time. A smarter way to bank, built around your daily life.
Screenshots
Verdict
The clearest difference is rating: ADCB. at 4.5 against ILOE's 1.1. ADCB. also leads on update cadence (weekly vs every 3 months) and ratings volume (2.9K vs 23). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ADCB. holds the better App Store score, 4.5 against 1.1. That said, the two scores are not equally well evidenced: ADCB. has 2.9K ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 7% of ILOE's written reviews are positive against 22% of ADCB.'s.
ILOE ships an update every 3 months, ADCB. weekly. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.
| Parameter | ILOE | ADCB. |
|---|---|---|
| Price | Free | Free |
| Rating | 1.1 (23 ratings) | 4.5 (2.9K ratings) — better |
| Positive reviews | 7.3% of reviews | 22.3% of reviews — better |
| Number of ratings | 23 | 2.9K — better |
| Update frequency | Every 3 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 25 MB | 163 MB |
| Age rating | 17+ | 4+ |
| Developer | DUBAI INSURANCE COMPANY(P.S.C.) | ADCB |
Customer experience
ILOE
ADCB.
Bugs and requests
ILOE
Reported bugs
18 issues- App not opening
- Blank white screen on opening
- Session expired error during data entry
- App not working when outside UAE/connected to non-UAE network
- App crashes frequently
Show 13 moreShow fewer
- App repeating steps unnecessarily
- Keyboard not appearing for input
- Unable to edit personal details
- Unable to register new users
- API errors preventing functionality
- Request timeout errors
- Login failures
- Support service is unhelpful and provides generic responses
- App charged a user twice for a single transaction
- New user registration fails due to backend issues
- OTP requests fail due to backend issues
- App hangs or freezes on certain devices
- App not working with specific iOS versions (e.g., iOS 17)
Requested features
17 requests- Fix app not opening
- Fix session expired error
- Fix not working abroad
- Fix blank white screen
- Fix app crashes
Show 12 moreShow fewer
- Fix keyboard not appearing
- Fix inability to edit details
- Fix inability to register
- Fix API errors
- Fix request timeout
- Fix login issues
- Improve support service
- Fix double charging issue
- Improve navigation for new users
- Allow app to work outside UAE
- Allow app to work on all devices
- Ensure app works with latest iOS versions
ADCB.
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ILOE
No in-app purchases
ADCB.
No in-app purchases







