Comparison

ILOE vs Aani

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ILOE

This app provides information and access to the Involuntary Loss of Employment (ILOE) insurance plan in the UAE. It offers financial protection up to 20,000 AED for workers in federal government and private sectors who may lose their jobs.

Highlights
  • Involuntary Loss of Employment insurance
  • Financial protection up to 20,000 AED
  • Covers federal government sector
  • Covers private sector
  • Job loss compensation
Features
Read full description

The United Arab Emirates is introducing a new insurance for workers who work in the federal goverment and private sectors known as the Involuntary Loss of Employement or ILOE ,this plan protects you if you ever loose your job,by offering upto 20 thousand dirhams in compensation. For More Information Please visit our website www.iloe.ae or call us on 600 599555.

About

Aani

This platform allows instant money transfers within the UAE using just a mobile number. It supports QR code payments, payment requests, and bill splitting for easy financial management.

Highlights
  • Instant fund transfers
  • Mobile number payments
  • QR-code based payments
  • Request to pay functionality
  • Split payments
  • Secure transactions
Features
Read full description

Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.

Screenshots

ILOE4 screens
Aani4 screens

Verdict

The call

The clearest difference is rating: Aani at 3.2 against ILOE's 1.1. Aani also leads on review sentiment (20% vs 8%) and iOS requirement (13.0 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Aani holds the better App Store score, 3.2 against 1.1. Both are backed by a comparable volume of ratings — 23 and 10 respectively. Written reviews point the same way: 8% of ILOE's written reviews are positive against 20% of Aani's.

UpkeepUpdate frequency

ILOE ships an update every 3 months, Aani every 2 months. The most recent releases landed on August 1, 2026 and August 16, 2026 respectively.

Scorecard3 real differences · 7 level
ILOE versus Aani: the parameters behind the verdict, then further details
ParameterILOEAani
PriceFreeFree
Rating1.1 (23 ratings)3.2 (10 ratings) — better
Positive reviews7.5% of reviews20.0% of reviews — better
Number of ratings23 — better10
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size25 MB63 MB
Age rating17+4+
DeveloperDUBAI INSURANCE COMPANY(P.S.C.)Al Etihad Payments

Customer experience

ILOE

All ratings22 ratings
Positive4.5%
Neutral0.0%
Negative95.5%
Written reviews40 reviews
Positive7.5%
Neutral0.0%
Negative92.5%

Aani

All ratings10 ratings
Positive50.0%
Neutral10.0%
Negative40.0%
Written reviews5 reviews
Positive20.0%
Neutral20.0%
Negative60.0%

In-app purchases

None

ILOE

No in-app purchases

None

Aani

No in-app purchases

Questions

Is ILOE free?
ILOE is free to download, with no in-app purchases.
Is Aani free?
Aani is free to download, with no in-app purchases.
Which has better reviews, ILOE or Aani?
Aani is rated higher. ILOE averages 1.1 out of 5 from 23 ratings, while Aani averages 3.2 from 10 ratings.
Do ILOE or Aani have ads?
Neither ILOE nor Aani shows ads.
Which is updated more often, ILOE or Aani?
ILOE ships an update every 3 months, and Aani every 2 months. Most recently, ILOE was updated on August 1, 2026 and Aani on August 16, 2026.

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