Simple Budget Envelopes vs Envelope Budget App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget Envelopes
Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.
- Unlimited digital envelopes
- Add/subtract funds easily
- Track remaining budget
- No sign-in required
- No in-app purchases
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An incredibly simple app, perfect for keeping track of how much money remains in your budget. Simple Budget Envelopes allows you to have as many envelopes as you need, then add or subtract as you receive or spend money. No in-app purchases. Yours to simply use as you like.
Envelope Budget App
This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.
- Focus on food expenses
- Private and local tracking
- Simple transaction entry
- Category budgeting
- Integrated tip calculator
- Bill splitter
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Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms
Screenshots
Verdict
The clearest difference is price: Envelope Budget App at Free against Simple Budget Envelopes's $0.99. Envelope Budget App also leads on update cadence (every 2 weeks vs every 5 months). Simple Budget Envelopes's advantage is in-app purchases (none vs 3) and review sentiment (89% vs 75%). On rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Envelope Budget App is free to download; Simple Budget Envelopes costs $0.99 up front. Envelope Budget App sells 3 in-app purchases, starting at $2.99 per month. Simple Budget Envelopes asks for nothing beyond the download.
Envelope Budget App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 115 and 30 respectively. Written reviews complicate that: 89% of Simple Budget Envelopes's written reviews are positive against 75% of Envelope Budget App's, so the app with the better star average is not the one people write more warmly about.
Simple Budget Envelopes ships an update every 5 months, Envelope Budget App every 2 weeks. Both last shipped on November 8, 2026.
| Parameter | Simple Budget Envelopes | Envelope Budget App |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 4.6 (115 ratings) | 4.8 (30 ratings) — better |
| Positive reviews | 89.0% of reviews — better | 75.0% of reviews |
| Number of ratings | 115 — better | 30 |
| Update frequency | Every 5 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Best chart rank | #138 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 1 MB | 18 MB |
| Age rating | 4+ | 12+ |
| Developer | Joseph Palmer | Chimpanzee, LLC |
Customer experience
Simple Budget Envelopes
Envelope Budget App
Bugs and requests
Simple Budget Envelopes
Reported bugs
3 issues- New update whites out numbers and envelopes are blank
- App crashes when trying to open envelopes after an update
- White on white text in dark mode, making text entry impossible
Requested features
26 requests- Add a tutorial within the app
- Add a button to reset all envelope balances at once
- More color options for envelopes
- Ability to sort envelopes
- Running balance for each envelope
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- Ability to put dates on transactions
- Form field in envelopes to note budget amount from each paycheck
- Ability to customize envelopes with pictures
- Make the app shareable with a spouse
- Make sub-envelopes within an envelope
- Support multi-device syncing
- Option to list transactions newest to oldest
- Create a way to have envelopes start from scratch each month
- Add a date next to input items
- Ability to edit a transaction
- Sync across devices
- Change the color of envelopes
- Add a memo feature for transactions
- Add a budget limit for envelopes
- Create a transaction statement
- Ability to sync with a husband's app for real-time updates
- Display total amount budgeted vs total spent at the top
- Option for making notes on transactions
- Standard 'delete and reorder' UI
- Way to rename accounts
- Add a budget limit so users know what number to stay under
Envelope Budget App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simple Budget Envelopes
No in-app purchases
Envelope Budget App
- Tuck Monthly Subscription$2.991 Month
- Tuck Yearly Subscription$14.991 Year
- Tuck Plus Lifetime$19.99
Questions
Is Simple Budget Envelopes free?
Is Envelope Budget App free?
Which has better reviews, Simple Budget Envelopes or Envelope Budget App?
Do Simple Budget Envelopes or Envelope Budget App have ads?
Which is updated more often, Simple Budget Envelopes or Envelope Budget App?
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