DBS digibank HK vs 2XCHANGE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DBS digibank HK
Manage your finances and investments with this banking app. Open accounts remotely, trade stocks and funds, and conduct daily banking transactions like transfers and payments.
- Instant remote account opening
- Portfolio monitoring
- Online equity and ETF trading
- Fund investment
- Foreign exchange trading
- Digital token for authentication
- Fee-free same-day fund transfers
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DBS Treasures Welcome Offers: go.dbs.com/hk-tr-tc-en [Instant Remote Account Opening] Join DBS Treasures in 10 minutes. Open a Multi-Currency Savings Account and a Wealth Management Account on your mobile and enjoy exclusive privileges & rewards. [Wealth Management features] • One-glance Portfolio: Monitor your wealth portfolio on-the-go & view your asset movements, holdings, allocation at your fingertips • Online Equity /ETF Trading: Invest not only in HK and US stocks but also in 7 key markets around the world - HK, SG, US, CA, JP, AU and UK • Online Fund Investment: Buy and sell over 240 different Funds • Online Foreign Exchange: Trade 14 foreign currencies 24x7 real-time at preferential rates • Research and Insights: Obtain fresh market updates and analysis from our Chief Investment Office • Push Notifications: Get personalised insights you don’t want to miss. [Daily Banking services] • Digital Token: Authenticate your transactions safely and conveniently without a physical token • DBS Remit: Same day fund transfer to 42 locations at $0 fees. • Local Transfer, PayFast and Scan & Pay: Pay and receive HKD and RMB across local banks with the mobile phone number, email address or FPS ID and pay merchants & bills instantly with FPS QR code* *Powered by Faster Payment System Not yet a DBS customer? Download DBS digibank HK App now and join DBS Treasures instantly Existing DBS customer? Download DBS digibank HK App now and log in with your existing DBS iBanking username and password. If you don’t have a DBS iBanking account, register now via DBS digibank HK App or go.dbs.com/hk-ibanking-en. To find out more about the access permissions, visit: go.dbs.com/hk-digibank-ap-en. By installing the app, you have read and agree the Terms & Conditions for DBS iBanking and DBS digibank HK (go.dbs.com/hk-ib-tnc-2020-en).
2XCHANGE
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「無差價」這個價格是由市場決定最公平也是最能反映真實的貨幣滙率，而兌換「無差價」的計算是根據市場的買入價和賣出價的平均值來確定，中間就是沒有差價，所以對買入賣出的雙方也是最公平及透明的兌換選擇！2XCHANGE為用戶的兌換體驗重新定義，不需要再為差價而煩惱，盡情兌換！ 我們開發的手機應用程式，運用「無差價」這項大原則，加上來自市場不同的數據，協助每一位重要客戶繞過在兌換時會遇到的消費陷阱，像最低的滙率這類沒準則沒規管的市場包裝設計。這種語言藝術都會對兌換消費者做成不必要的損失，往往兌換得越多損失就越大，讓消費者一面倒承受。換句話說，此刻你只要下載我們2XCHANGE的手機應用程式，兌換你需要的外幣，就可以輕鬆體驗到我們帶給重要的你的無差價服務！ 記住無論你需要由港幣轉外幣，或者外幣轉返港幣，兌換就黎2XCHANGE！ 嶄新無差價手機應用程式，你嘅外幣現金管家
Screenshots
Verdict
DBS digibank HK and 2XCHANGE are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DBS digibank HK ships an update every 5 weeks, 2XCHANGE every 3 weeks. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.
| Parameter | DBS digibank HK | 2XCHANGE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (346 ratings) — better | — |
| Positive reviews | 24.0% of reviews | — |
| Number of ratings | 346 — better | — |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 773 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | DBS Bank (Hong Kong) Limited | 2XCHANGE FINTECH LIMITED |
Bugs and requests
DBS digibank HK
Reported bugs
17 issues- Incorrect badge notification shows unread messages
- App crashes when entering Chinese names
- Trouble logging in
- Security device is inconvenient
- Transactions are not smooth
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- Customer service is busy and unresponsive
- Always unable to log in
- Text is too small
- App is hard to navigate
- Unable to detect Hong Kong and Macau Travel Permit during online account opening
- No function to view or download e-statements
- Unable to perform overseas fund transfer as source of fund field won't open
- Have to input OTP every time to log on
- App constantly crashing a few seconds after opening
- Unable to press the 'Start Now' button on iPhone 7
- DBS apps and online banking only allow 20 characters in the name field for transfers, causing transfers to be returned
- PayFast authentication failure (wrong PIN)
Requested features
3 requests- Add option to switch language while logged in
- Remove older versions from app stores
- Add a menu button at the top left corner
2XCHANGE
Not enough reviews yet to summarise bugs or requests.
In-app purchases
DBS digibank HK
No in-app purchases
2XCHANGE
No in-app purchases
Questions
Is DBS digibank HK free?
Is 2XCHANGE free?
Do DBS digibank HK or 2XCHANGE have ads?
Which is updated more often, DBS digibank HK or 2XCHANGE?
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