Comparison

BNB MPay vs eTeeru

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNB MPay

Manage your bank accounts and perform transactions conveniently from your mobile device. This app allows for instant sign-up, fund transfers, bill payments, and debit card management. Access loan details, find nearby ATMs, and request services like cheque books.

Highlights
  • Instant account balance and transaction details
  • Fund transfers to own, BNB, and other banks
  • Debit card management (PIN, limits, blocking)
  • Bill payments (mobile, electricity, credit card)
  • QR code payments
  • Offline service requests (cheque book, statements)
Features
Read full description

BNB MPay is a mobile banking application of Bhutan National Bank Limited. It provides features that enables easy and convenient banking without the hassle of having to visit the bank. BNB Mpay brings you the best in mobile banking, giving you a secure and easy way to manage your money on the go with instant sign-up using your mobile number. Features: • Instant Sign-Up. • Set a 4-digit Login Password and transaction TPIN(Remember this Password and mPIN, do not share it with anyone). • View account balance, mini-statement and transaction details for all your savings and current accounts. • Immediate fund transfers to your own accounts in BNB, to customers in BNB and to customers in other banks in Bhutan. • Transfer funds using beneficiary's mobile number (for BNB account holders only) or account number. • Stay in control of your accounts using Transaction Notifications. • Instantly activate, lock, cancel and change your PIN. • Temporarily block and unblock your debit card. • Modify your debit card daily spending limits as per your needs (within Nu. 40,000/day). • Block/Unblock your debit card on different terminals (ATM/POS). • View your debit card activity history. • Manage your beneficiaries: Add beneficiary using mobile (for BNB account holders only) or account number, delete beneficiary and view beneficiary. • Scan & Pay instantly to merchant using Merchant Pay. • Scan & Pay instantly to your friends and family using individual QR code. • Prepaid mobile recharge for BT and TashiCell. • Pay your postpaid mobile and leased line bills for TashiCell. • Pay your BPC electricity bill instantly, • Pay your Credit Card bill instantly. • Pay your DrukCom TV bill. • Loan Details: View your loan details • Loan Payments: Pay yours and others loan EMI instantly. • Offline request: Cheque book, ATM debit card and Account statement. • Calculator: Term Deposit, Recurring Deposit, Loan • Contact information of the bank with instant call facility to BNB contact center. • Real time ATM and Branch locator: find your nearest BNB ATMs and branches. • Rate the application to give us feedback to improve your mobile banking experience. • Avail offline request such as debit card request and cheque book request. To allow us to give you a superior experience, we need your permission to access the following: • Location: To display the nearest ATMs/Branches. • Phone: To allow calling BNB Bank Contact center from the app. • SMS: To send an activation SMS from your device. • Camera: To scan the QR codes. • Phone status and Identity: To generate a phone ID. Charges: Registration and transactions in BNB Mpay are absolutely FREE of cost. However, in the future if any charges are applied for any up-coming features, you will be notified through SMS or it will be announced in the BNB website. Data charges from your mobile service provider may apply. To discover all the BNB MPay app features, you should have a BNB account. Don’t bank with us? You can open an account by visiting your nearest BNB branch or extension. For any feedback, queries or issues pertaining to BNB Mpay application please write to contact@bnb.bt or call us @ 6070

About

eTeeru

Manage your TashiCell mobile financial services with this app. Store digital cash, pay merchants via QR code, and handle mobile recharges and bill payments. Fund transfers are also supported.

Highlights
  • Digital cash storage
  • QR code payments
  • Mobile recharge
  • Bill payments
  • P2P fund transfers
Features
Read full description

This app is for customers registered for TashiCell’s mobile financial service “eTeeru”. It allows users to store digital cash, loaded through linked bank accounts or through physical agents providing eTeeru services. Some of the features of this app are; it allows to pay merchants using QR Code for the goods and service availed. User can do mobile recharge for TashiCell prepaid mobile numbers, do postpaid and leased line bill payments. Users can do P2P e-money funds transfer. Soon to be included in the app are, more banks will be linked and more utility providers will be on-boarded.

Screenshots

BNB MPay4 screens
eTeeru3 screens

Verdict

The call

The clearest difference is rating: BNB MPay at 3.2 against eTeeru's 2.2. BNB MPay also leads on monetization model (free vs ad-supported) and ratings volume (45 vs 6). eTeeru's advantage is review sentiment (33% vs 13%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BNB MPay holds the better App Store score, 3.2 against 2.2. That said, the two scores are not equally well evidenced: BNB MPay has 45 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 13% of BNB MPay's written reviews are positive against 33% of eTeeru's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BNB MPay ships an update every 5 weeks, eTeeru every 2 months. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
BNB MPay versus eTeeru: the parameters behind the verdict, then further details
ParameterBNB MPayeTeeru
PriceFreeFree
Rating3.2 (45 ratings) — better2.2 (6 ratings)
Positive reviews12.5% of reviews33.3% of reviews — better
Number of ratings45 — better6
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.013
Further details — not scored
Size65 MB141 MB
Age rating4+4+
DeveloperBHUTAN NATIONAL BANK LIMITEDTashi InfoComm Ltd.

Customer experience

BNB MPay

All ratings45 ratings
Positive53.3%
Neutral4.4%
Negative42.2%
Written reviews40 reviews
Positive12.5%
Neutral12.5%
Negative75.0%

eTeeru

All ratings6 ratings
Positive16.7%
Neutral33.3%
Negative50.0%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

BNB MPay

No in-app purchases

None

eTeeru

No in-app purchases

Questions

Is BNB MPay free?
BNB MPay is free to download, with no in-app purchases.
Is eTeeru free?
eTeeru is free to download, with no in-app purchases.
Which has better reviews, BNB MPay or eTeeru?
BNB MPay is rated higher. BNB MPay averages 3.2 out of 5 from 45 ratings, while eTeeru averages 2.2 from 6 ratings.
Do BNB MPay or eTeeru have ads?
Neither BNB MPay nor eTeeru shows ads.
Which is updated more often, BNB MPay or eTeeru?
BNB MPay ships an update every 5 weeks, and eTeeru every 2 months. Most recently, BNB MPay was updated on November 2, 2026 and eTeeru on November 7, 2026.

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