Comparison

Touch ‘n Go eWallet vs Vircle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Touch ‘n Go eWallet

Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.

Highlights
  • Secure digital wallet
  • Bill payments and reloads
  • Investments and savings
  • Travel booking and payments
  • Rewards and cashback
  • Global spending
  • Expense tracking
Read full description

Trusted by over 28 million Malaysians, TNG eWallet helps make everyday moments and financial transactions simpler, safer, and more secure, all in one app. Regulated by Bank Negara Malaysia (BNM) and Securities Commission Malaysia (SCM), TNG eWallet protects your account with biometric login, multi-factor authentication, and robust security safeguards.​ Manage​ See your finances in one place, track your spending, manage your balance, and stay in control of your day-to-day money.​ Explore​ Plan, spend, and manage your overseas travels more easily with a complete suite that supports your journey before, during, and after your trip. Move​ Get where you need to go with greater ease, from daily commutes and transit to tolls, parking, and fuel. Grow​ Take simple steps towards your future with financial solutions that help you save, invest, and plan ahead confidently.​ Pay​ Whether you’re shopping online or paying in person, enjoy seamless payments for your everyday purchases and needs.

About

Vircle

This app helps parents and schools collaborate to raise children who are healthier, brighter, and financially responsible. It offers a secure payment solution with customizable spending rules, guiding children towards financial literacy as they grow.

Highlights
  • Digital allowance management
  • Customizable spending rules
  • Parental guidance tools
  • Contactless payment introduction
  • Financial literacy education
  • Family circle collaboration
Features
Read full description

Vircle enables parents and schools to work together to nurture healthier, brighter and financially responsible children through a state-of-the-art payment and nurturing solution. Vircle brings the best of payments control and parental guidance to help parents raise smart and financially responsible children. Vircle allows parents to provide their children with allowances (pocket money) digitally with accompanying rules on how it can be spent. For a young child, a parent may take a stronger control on their spending control and as they grow into teens, teach them responsible spending and financial literacy by allowing them to make decisions on how they want to spend their money. Vircle allows parents to safely introduce their children to the world of contactless payments in a responsible way within a trusted Family circle.

Screenshots

Touch ‘n Go eWallet4 screens
Vircle4 screens

Verdict

The call

The clearest difference is review sentiment: Vircle at 100% against Touch ‘n Go eWallet's 35%. Vircle also leads on monetization model (free vs free with in-app purchases). Touch ‘n Go eWallet's advantage is rating (4.7 vs 4.0) and ratings volume (5K vs 5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Touch ‘n Go eWallet holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Touch ‘n Go eWallet has 5K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 35% of Touch ‘n Go eWallet's written reviews are positive against 100% of Vircle's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Touch ‘n Go eWallet ships an update weekly, Vircle every 4 weeks. Both last shipped on October 26, 2026.

Scorecard5 real differences · 5 level
Touch ‘n Go eWallet versus Vircle: the parameters behind the verdict, then further details
ParameterTouch ‘n Go eWalletVircle
PriceFreeFree
Rating4.7 (5K ratings) — better4.0 (5 ratings)
Positive reviews35.1% of reviews100.0% of reviews — better
Number of ratings5K — better5
Update frequencyWeekly — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.6
Further details — not scored
Size271 MB84 MB
Age rating4+4+
DeveloperTNG Digital Sdn BhdDebit Circles Sdn. Bhd.

Customer experience

Touch ‘n Go eWallet

All ratings4,977 ratings
Positive93.8%
Neutral2.2%
Negative4.0%
Written reviews370 reviews
Positive35.1%
Neutral5.7%
Negative59.2%

Vircle

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Touch ‘n Go eWallet

Reported bugs

4 issues
  • Account verification issues
  • Inability to transfer funds between TnG card and e-wallet
  • Unreliable reload and payment functionality
  • Frequent app crashes and connectivity problems

Requested features

5 requests
  • Ability to top up physical TnG card from the app
  • Option to disable promotional notifications
  • Support for international phone numbers and non-Malaysian users
  • Improved security features like biometric authentication
  • Integration with other payment methods and services

Vircle

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Touch ‘n Go eWallet

No in-app purchases

None

Vircle

No in-app purchases

Questions

Is Touch ‘n Go eWallet free?
Touch ‘n Go eWallet is free to download, with no in-app purchases.
Is Vircle free?
Vircle is free to download, with no in-app purchases.
Which has better reviews, Touch ‘n Go eWallet or Vircle?
Touch ‘n Go eWallet is rated higher. Touch ‘n Go eWallet averages 4.7 out of 5 from 5K ratings, while Vircle averages 4.0 from 5 ratings.
Do Touch ‘n Go eWallet or Vircle have ads?
Neither Touch ‘n Go eWallet nor Vircle shows ads.
Which is updated more often, Touch ‘n Go eWallet or Vircle?
Touch ‘n Go eWallet ships an update weekly, and Vircle every 4 weeks. Most recently, Touch ‘n Go eWallet was updated on October 26, 2026 and Vircle on October 26, 2026.

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