Touch ‘n Go eWallet vs Vircle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Touch ‘n Go eWallet
Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.
- Secure digital wallet
- Bill payments and reloads
- Investments and savings
- Travel booking and payments
- Rewards and cashback
- Global spending
- Expense tracking
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Trusted by over 28 million Malaysians, TNG eWallet helps make everyday moments and financial transactions simpler, safer, and more secure, all in one app. Regulated by Bank Negara Malaysia (BNM) and Securities Commission Malaysia (SCM), TNG eWallet protects your account with biometric login, multi-factor authentication, and robust security safeguards. Manage See your finances in one place, track your spending, manage your balance, and stay in control of your day-to-day money. Explore Plan, spend, and manage your overseas travels more easily with a complete suite that supports your journey before, during, and after your trip. Move Get where you need to go with greater ease, from daily commutes and transit to tolls, parking, and fuel. Grow Take simple steps towards your future with financial solutions that help you save, invest, and plan ahead confidently. Pay Whether you’re shopping online or paying in person, enjoy seamless payments for your everyday purchases and needs.
Vircle
This app helps parents and schools collaborate to raise children who are healthier, brighter, and financially responsible. It offers a secure payment solution with customizable spending rules, guiding children towards financial literacy as they grow.
- Digital allowance management
- Customizable spending rules
- Parental guidance tools
- Contactless payment introduction
- Financial literacy education
- Family circle collaboration
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Vircle enables parents and schools to work together to nurture healthier, brighter and financially responsible children through a state-of-the-art payment and nurturing solution. Vircle brings the best of payments control and parental guidance to help parents raise smart and financially responsible children. Vircle allows parents to provide their children with allowances (pocket money) digitally with accompanying rules on how it can be spent. For a young child, a parent may take a stronger control on their spending control and as they grow into teens, teach them responsible spending and financial literacy by allowing them to make decisions on how they want to spend their money. Vircle allows parents to safely introduce their children to the world of contactless payments in a responsible way within a trusted Family circle.
Screenshots
Verdict
The clearest difference is review sentiment: Vircle at 100% against Touch ‘n Go eWallet's 35%. Vircle also leads on monetization model (free vs free with in-app purchases). Touch ‘n Go eWallet's advantage is rating (4.7 vs 4.0) and ratings volume (5K vs 5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Touch ‘n Go eWallet holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Touch ‘n Go eWallet has 5K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 35% of Touch ‘n Go eWallet's written reviews are positive against 100% of Vircle's, so the app with the better star average is not the one people write more warmly about.
Touch ‘n Go eWallet ships an update weekly, Vircle every 4 weeks. Both last shipped on October 26, 2026.
| Parameter | Touch ‘n Go eWallet | Vircle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (5K ratings) — better | 4.0 (5 ratings) |
| Positive reviews | 35.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 5K — better | 5 |
| Update frequency | Weekly — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 271 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | TNG Digital Sdn Bhd | Debit Circles Sdn. Bhd. |
Customer experience
Touch ‘n Go eWallet
Vircle
Bugs and requests
Touch ‘n Go eWallet
Reported bugs
4 issues- Account verification issues
- Inability to transfer funds between TnG card and e-wallet
- Unreliable reload and payment functionality
- Frequent app crashes and connectivity problems
Requested features
5 requests- Ability to top up physical TnG card from the app
- Option to disable promotional notifications
- Support for international phone numbers and non-Malaysian users
- Improved security features like biometric authentication
- Integration with other payment methods and services
Vircle
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Touch ‘n Go eWallet
No in-app purchases
Vircle
No in-app purchases
Questions
Is Touch ‘n Go eWallet free?
Is Vircle free?
Which has better reviews, Touch ‘n Go eWallet or Vircle?
Do Touch ‘n Go eWallet or Vircle have ads?
Which is updated more often, Touch ‘n Go eWallet or Vircle?
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