Comparison

Touch ‘n Go eWallet vs moolahPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Touch ‘n Go eWallet

Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.

Highlights
  • Secure digital wallet
  • Bill payments and reloads
  • Investments and savings
  • Travel booking and payments
  • Rewards and cashback
  • Global spending
  • Expense tracking
Read full description

Trusted by over 28 million Malaysians, TNG eWallet helps make everyday moments and financial transactions simpler, safer, and more secure, all in one app. Regulated by Bank Negara Malaysia (BNM) and Securities Commission Malaysia (SCM), TNG eWallet protects your account with biometric login, multi-factor authentication, and robust security safeguards.​ Manage​ See your finances in one place, track your spending, manage your balance, and stay in control of your day-to-day money.​ Explore​ Plan, spend, and manage your overseas travels more easily with a complete suite that supports your journey before, during, and after your trip. Move​ Get where you need to go with greater ease, from daily commutes and transit to tolls, parking, and fuel. Grow​ Take simple steps towards your future with financial solutions that help you save, invest, and plan ahead confidently.​ Pay​ Whether you’re shopping online or paying in person, enjoy seamless payments for your everyday purchases and needs.

About

moolahPAY

This payment super app allows users to exchange currencies, send money internationally at competitive rates, and make local payments. It offers rewards for transactions and secure top-up options.

Highlights
  • International money remittance
  • Multi-currency exchange
  • Local PayNow payments
  • Cashless QR code payments
  • Transaction rewards (mCoins)
  • Secure e-wallet top-ups
Features
Read full description

We've Re-branded to moolahPAY! • After 2.5 years of winning the hearts of Singapore consumers, we've decided to name your beloved payment app to "moolahPAY". Read more about our name change here: https://www.moolahgo.com/moolahgo-rebrands-its-popular-consumer-e-wallet-app-to-moolahpay/ Latest Promotion • All New to moolahPAY users will get a Special Privilege of much higher exchange rates and fee waiver for your 1st cross-border transfer transaction! moolahPAY e-Wallet • moolahPAY is a Singapore payment super app that gives you access to extremely attractive currency exchange rates, remit money to over 20 countries at good rates, purchase your multi-currencies for travel or investment needs, make PayNow SGQR payments and many more. • Best thing is, 1st Timer Users get to enjoy special privileges such as Fees Waiver and Exchange Rates even higher than market rate! What can you do with moolahPAY? Top-up • Conveniently top up your eWallet securely via multiple methods including international Credit/Debit cards, PayNow, QR-code scanning and Bank transfer • Top up for immediate use or auto-debited for future payments Send Money (Cross-border Remittances) • Send money at highly competitive exchange rates, seamlessly and on real-time • Send from Singapore to over 20+ countries • SG's 1st e-Wallet capable of sending money to Indonesia wallets at just 50 Cents per transaction Exchange Currencies • Exchange your currencies at the same competitive rates in your multi-currency eWallet Pay Now (Peer-to-Peer Payments) • Send money locally in SG to your friends free of charge • Pay your friends using Singapore's PayNow network • Handy and more rewarding alternative to your bank app Buy Now (Cashless Payments) • Pay for your purchases without using cash • Scan SGQR PayNow QR Codes Earn Rewards • Get rewarded for your transactions (including top-ups!) • Accumulate our reward points named mCoins® when you transact • Redeem for vouchers at popular retailers About Moolahgo We are an ambitious and rapidly growing digital multi-currency payments Fintech with the mission to challenge the status quo and make financial services fair and accessible to everyone (businesses and individuals). Why Moolahgo? • Licensed and regulated by The Monetary Authority of Singapore as a Major Payments Institution (License No.: PS20200262) • Your money is strictly separated from our own funds so they are secure • Well capitalized - multi-million dollars in paid-up capital. Plus, security deposit held with MAS • Secure – PCI DSS security standards for cards processing, Biometric sign-in, PIN enforcement before wallet deduction Ready to gain control of your finances and get rewarded for it? Download moolahPAY now, sign up for your free account, and start saving with us! --------- Send from: Singapore (SGD) To: Australia (AUD), Bangladesh (BDT), Canada (CAD), China (CNY, CNH), Europe (EUR), Great Britain (GBP), Hong Kong (HKD), Indonesia (IDR), India (INR), Japan (JPY), Kenya (KES), Malaysia (MYR), Nepal (NPR), New Zealand (NZD), Philippines (PHP), South Korea (KRW), Sri Lanka (LKR), Switzerland (CHF), Taiwan (TWD), Thailand (THB), United States (USD), Vietnam (VND), and more... --------- Term of use at https://www.moolahgo.com/index.php/view/tos Privacy policy at https://www.moolahgo.com/index.php/view/privacy Find out more about us at https://www.moolahgo.com/ Follow us on LinkedIn (https://sg.linkedin.com/company/moolahgo), Facebook (https://www.facebook.com/MoolahGoFintech/), and Instagram (https://www.instagram.com/moolahgo/)

Screenshots

Touch ‘n Go eWallet4 screens
moolahPAY4 screens

Verdict

The call

The clearest difference is review sentiment: moolahPAY at 100% against Touch ‘n Go eWallet's 35%. moolahPAY also leads on monetization model (ad-supported vs free with in-app purchases). Touch ‘n Go eWallet's advantage is rating (4.7 vs 4.0) and ratings volume (5K vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Touch ‘n Go eWallet holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Touch ‘n Go eWallet has 5K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 35% of Touch ‘n Go eWallet's written reviews are positive against 100% of moolahPAY's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Touch ‘n Go eWallet ships an update weekly, moolahPAY every 5 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Touch ‘n Go eWallet versus moolahPAY: the parameters behind the verdict, then further details
ParameterTouch ‘n Go eWalletmoolahPAY
PriceFreeFree
Rating4.7 (5K ratings) — better4.0 (1 ratings)
Positive reviews35.1% of reviews100.0% of reviews — better
Number of ratings5K — better1
Update frequencyWeekly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size271 MB114 MB
Age rating4+4+
DeveloperTNG Digital Sdn BhdMoolahGo Pte Ltd

Customer experience

Touch ‘n Go eWallet

All ratings5,020 ratings
Positive93.8%
Neutral2.2%
Negative4.0%
Written reviews370 reviews
Positive35.1%
Neutral5.7%
Negative59.2%

moolahPAY

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Touch ‘n Go eWallet

Reported bugs

4 issues
  • Account verification issues
  • Inability to transfer funds between TnG card and e-wallet
  • Unreliable reload and payment functionality
  • Frequent app crashes and connectivity problems

Requested features

5 requests
  • Ability to top up physical TnG card from the app
  • Option to disable promotional notifications
  • Support for international phone numbers and non-Malaysian users
  • Improved security features like biometric authentication
  • Integration with other payment methods and services

moolahPAY

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Touch ‘n Go eWallet

No in-app purchases

None

moolahPAY

No in-app purchases

Questions

Is Touch ‘n Go eWallet free?
Touch ‘n Go eWallet is free to download, with no in-app purchases.
Is moolahPAY free?
moolahPAY is free to download, with no in-app purchases.
Which has better reviews, Touch ‘n Go eWallet or moolahPAY?
Touch ‘n Go eWallet is rated higher. Touch ‘n Go eWallet averages 4.7 out of 5 from 5K ratings, while moolahPAY averages 4.0 from 1 ratings.
Do Touch ‘n Go eWallet or moolahPAY have ads?
Neither Touch ‘n Go eWallet nor moolahPAY shows ads.
Which is updated more often, Touch ‘n Go eWallet or moolahPAY?
Touch ‘n Go eWallet ships an update weekly, and moolahPAY every 5 weeks. Most recently, Touch ‘n Go eWallet was updated on October 29, 2026 and moolahPAY on October 30, 2026.

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