Touch ‘n Go eWallet vs moolahPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Touch ‘n Go eWallet
Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.
- Secure digital wallet
- Bill payments and reloads
- Investments and savings
- Travel booking and payments
- Rewards and cashback
- Global spending
- Expense tracking
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Trusted by over 28 million Malaysians, TNG eWallet helps make everyday moments and financial transactions simpler, safer, and more secure, all in one app. Regulated by Bank Negara Malaysia (BNM) and Securities Commission Malaysia (SCM), TNG eWallet protects your account with biometric login, multi-factor authentication, and robust security safeguards. Manage See your finances in one place, track your spending, manage your balance, and stay in control of your day-to-day money. Explore Plan, spend, and manage your overseas travels more easily with a complete suite that supports your journey before, during, and after your trip. Move Get where you need to go with greater ease, from daily commutes and transit to tolls, parking, and fuel. Grow Take simple steps towards your future with financial solutions that help you save, invest, and plan ahead confidently. Pay Whether you’re shopping online or paying in person, enjoy seamless payments for your everyday purchases and needs.
moolahPAY
This payment super app allows users to exchange currencies, send money internationally at competitive rates, and make local payments. It offers rewards for transactions and secure top-up options.
- International money remittance
- Multi-currency exchange
- Local PayNow payments
- Cashless QR code payments
- Transaction rewards (mCoins)
- Secure e-wallet top-ups
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We've Re-branded to moolahPAY! • After 2.5 years of winning the hearts of Singapore consumers, we've decided to name your beloved payment app to "moolahPAY". Read more about our name change here: https://www.moolahgo.com/moolahgo-rebrands-its-popular-consumer-e-wallet-app-to-moolahpay/ Latest Promotion • All New to moolahPAY users will get a Special Privilege of much higher exchange rates and fee waiver for your 1st cross-border transfer transaction! moolahPAY e-Wallet • moolahPAY is a Singapore payment super app that gives you access to extremely attractive currency exchange rates, remit money to over 20 countries at good rates, purchase your multi-currencies for travel or investment needs, make PayNow SGQR payments and many more. • Best thing is, 1st Timer Users get to enjoy special privileges such as Fees Waiver and Exchange Rates even higher than market rate! What can you do with moolahPAY? Top-up • Conveniently top up your eWallet securely via multiple methods including international Credit/Debit cards, PayNow, QR-code scanning and Bank transfer • Top up for immediate use or auto-debited for future payments Send Money (Cross-border Remittances) • Send money at highly competitive exchange rates, seamlessly and on real-time • Send from Singapore to over 20+ countries • SG's 1st e-Wallet capable of sending money to Indonesia wallets at just 50 Cents per transaction Exchange Currencies • Exchange your currencies at the same competitive rates in your multi-currency eWallet Pay Now (Peer-to-Peer Payments) • Send money locally in SG to your friends free of charge • Pay your friends using Singapore's PayNow network • Handy and more rewarding alternative to your bank app Buy Now (Cashless Payments) • Pay for your purchases without using cash • Scan SGQR PayNow QR Codes Earn Rewards • Get rewarded for your transactions (including top-ups!) • Accumulate our reward points named mCoins® when you transact • Redeem for vouchers at popular retailers About Moolahgo We are an ambitious and rapidly growing digital multi-currency payments Fintech with the mission to challenge the status quo and make financial services fair and accessible to everyone (businesses and individuals). Why Moolahgo? • Licensed and regulated by The Monetary Authority of Singapore as a Major Payments Institution (License No.: PS20200262) • Your money is strictly separated from our own funds so they are secure • Well capitalized - multi-million dollars in paid-up capital. Plus, security deposit held with MAS • Secure – PCI DSS security standards for cards processing, Biometric sign-in, PIN enforcement before wallet deduction Ready to gain control of your finances and get rewarded for it? Download moolahPAY now, sign up for your free account, and start saving with us! --------- Send from: Singapore (SGD) To: Australia (AUD), Bangladesh (BDT), Canada (CAD), China (CNY, CNH), Europe (EUR), Great Britain (GBP), Hong Kong (HKD), Indonesia (IDR), India (INR), Japan (JPY), Kenya (KES), Malaysia (MYR), Nepal (NPR), New Zealand (NZD), Philippines (PHP), South Korea (KRW), Sri Lanka (LKR), Switzerland (CHF), Taiwan (TWD), Thailand (THB), United States (USD), Vietnam (VND), and more... --------- Term of use at https://www.moolahgo.com/index.php/view/tos Privacy policy at https://www.moolahgo.com/index.php/view/privacy Find out more about us at https://www.moolahgo.com/ Follow us on LinkedIn (https://sg.linkedin.com/company/moolahgo), Facebook (https://www.facebook.com/MoolahGoFintech/), and Instagram (https://www.instagram.com/moolahgo/)
Screenshots
Verdict
The clearest difference is review sentiment: moolahPAY at 100% against Touch ‘n Go eWallet's 35%. moolahPAY also leads on monetization model (ad-supported vs free with in-app purchases). Touch ‘n Go eWallet's advantage is rating (4.7 vs 4.0) and ratings volume (5K vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Touch ‘n Go eWallet holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Touch ‘n Go eWallet has 5K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 35% of Touch ‘n Go eWallet's written reviews are positive against 100% of moolahPAY's, so the app with the better star average is not the one people write more warmly about.
Touch ‘n Go eWallet ships an update weekly, moolahPAY every 5 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Touch ‘n Go eWallet | moolahPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (5K ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 35.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 5K — better | 1 |
| Update frequency | Weekly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 271 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | TNG Digital Sdn Bhd | MoolahGo Pte Ltd |
Customer experience
Touch ‘n Go eWallet
moolahPAY
Bugs and requests
Touch ‘n Go eWallet
Reported bugs
4 issues- Account verification issues
- Inability to transfer funds between TnG card and e-wallet
- Unreliable reload and payment functionality
- Frequent app crashes and connectivity problems
Requested features
5 requests- Ability to top up physical TnG card from the app
- Option to disable promotional notifications
- Support for international phone numbers and non-Malaysian users
- Improved security features like biometric authentication
- Integration with other payment methods and services
moolahPAY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Touch ‘n Go eWallet
No in-app purchases
moolahPAY
No in-app purchases
Questions
Is Touch ‘n Go eWallet free?
Is moolahPAY free?
Which has better reviews, Touch ‘n Go eWallet or moolahPAY?
Do Touch ‘n Go eWallet or moolahPAY have ads?
Which is updated more often, Touch ‘n Go eWallet or moolahPAY?
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