Comparison

Xtrm vs Shaheen money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xtrm

A secure and convenient mobile app for global fund management. It allows users to send, receive, and access money worldwide in any currency, with options for currency exchange and direct bank transfers. Businesses can also integrate its payment technology into their own solutions.

Highlights
  • Global fund reception and sending
  • Multi-currency support
  • Currency exchange
  • Direct bank transfers
  • Payment platform API integration
  • Digital wallet architecture
  • Multiple payment options (ACH, Wire, Cards, Gift Cards)
Features
Read full description

The Xtrm mobile app is a secure and easy way to receive, send and access your funds from anywhere in the world in any currency. This easy to use and convenient app ensures privacy and security of all information and transactions whilst giving you many options on how to receive your final payment. Companies can now provide their individual payees - partners, employees, contractors and suppliers - with mobile access to their funds. Payees can exchange currency directly from the mobile app to convert payments received into their local currency and then transfer funds directly to their bank account. Developers can now embed all the features of Xtrm’s payment technology and platform to create mobile payment solutions using Xtrm's powerful global payment platform and API. Powered by an intelligent digital wallet architecture, Xtrm’s platform allows consumers and companies of all sizes to receive, manage and make any type of B2B and B2C global payments. Capabilities include multiple mass payment collection, management and transfer options and the broadest choice of cash and non-cash global payment options such as ACH, Wire, VISA Debit Cards, Virtual Visa, Check and over 200 multinational digital gift cards. Xtrm supports over 140 global currencies allowing any kind of currency payments and currency exchange to individuals and companies anywhere in the world, whilst ensuring complete domestic and international tax and security compliance and adherence to all financial and legal regulatory requirements such as SOX , KYC, and AML compliance. Xtrm allows developers to integrate the intelligent wallet architecture into any web or mobile application as a completely white-labeled solution. Whether your business is accounts payables, accounts receivables, incentives, rebates or any global money flow, you can easily embed payments directly into your platform.

About

Shaheen money

A smart digital wallet for instant, secure, and affordable global payments. Send, receive, and manage funds without needing a bank account, ideal for the unbanked and diaspora communities.

Highlights
  • Low transaction fees
  • Financial inclusion for unbanked
  • Secure self-custody wallet
  • Transparent fee structure
  • Instant money transfers
  • Borderless global payments
Features
Read full description

شـاهين مـوني –محفظة ذكية بلا حدود في جيبك أرسل. استقبل. تحكّم. بدون حساب بنكي. اكتشف مستقبل الحرية المالية مع Shaheen Money — محفظتك الرقمية الذكية المصممة لتخدم الجميع، في كل مكان. لماذا Shaheen Money مختلف؟ 1- التكلفة المنخفضة نقدّم لك رسوم تحويل منخفضة جدًا، لتبقى أموالك حيث يجب أن تكون — معك. 2- الشمول المالي إذا كنت غير مشمول بالخدمات البنكية أو مغترب، هذه المحفظة مصممة لتناسب احتياجاتك. 3- الأمان أموالك بأمان تام، مع أحدث تقنيات التشفير والتحكّم الذاتي بالمحفظة. 4- الشفافية لا رسوم خفية، لا مفاجآت. تابع كل حركة مالية بسهولة ووضوح. 5- الفورية أرسل أموالك في ثوانٍ — دون انتظار أيام طويلة للتحويل. 6- بلا حدود من أي مكان إلى أي مكان. تحكّم بأموالك عالميًا بسهولة لم يسبق لها مثيل. أكثر من مجرد تطبيق — إنها محفظتك. حمّل Shaheen Money اليوم، وانطلق في رحلتك المالية بثقة وأمان. Shaheen Money – Borderless Wallet in Your Pocket Send. Receive. Pay. No bank account needed. Step into the future of financial freedom with Shaheen Money — your smart digital wallet for instant, secure, and affordable global payments. What makes Shaheen Money different? Affordable – Ultra-low fees so you keep more of your money. Inclusive – Perfect for the unbanked, self-employed, or diaspora communities. Secure – Self-custody wallet with top-tier encryption, powered by blockchain. Transparent – No hidden fees. See exactly where your money is — always. Instant – Transfers in seconds with USDC, USDT, EUROC & more. Borderless – Send to anyone, anywhere, with support for banks, wallets, and cash connectors. Accessible and Sovereign! Your money, your control. Download Shaheen Money today and start sending money instantly, securely, and affordably.

Screenshots

Xtrm4 screens
Shaheen money4 screens

Verdict

The call

The clearest difference is rating: Shaheen money at 5.0 against Xtrm's 4.5. Shaheen money also leads on review sentiment (67% vs 40%) and update cadence (fortnightly vs every 2 months). Xtrm's advantage is ratings volume (80 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Shaheen money holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Xtrm has 80 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 40% of Xtrm's written reviews are positive against 67% of Shaheen money's.

UpkeepUpdate frequency

Xtrm ships an update every 2 months, Shaheen money fortnightly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
Xtrm versus Shaheen money: the parameters behind the verdict, then further details
ParameterXtrmShaheen money
PriceFreeFree
Rating4.5 (80 ratings)5.0 (1 ratings) — better
Positive reviews40.0% of reviews66.7% of reviews — better
Number of ratings80 — better1
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size23 MB66 MB
Age rating4+4+
DeveloperXTRM IncBankey LLC

Customer experience

Xtrm

All ratings78 ratings
Positive88.5%
Neutral1.3%
Negative10.3%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

Shaheen money

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

Xtrm

No in-app purchases

None

Shaheen money

No in-app purchases

Questions

Is Xtrm free?
Xtrm is free to download, with no in-app purchases.
Is Shaheen money free?
Shaheen money is free to download, with no in-app purchases.
Which has better reviews, Xtrm or Shaheen money?
Shaheen money is rated higher. Xtrm averages 4.5 out of 5 from 80 ratings, while Shaheen money averages 5.0 from 1 ratings.
Do Xtrm or Shaheen money have ads?
Neither Xtrm nor Shaheen money shows ads.
Which is updated more often, Xtrm or Shaheen money?
Xtrm ships an update every 2 months, and Shaheen money fortnightly. Most recently, Xtrm was updated on October 24, 2026 and Shaheen money on October 27, 2026.

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