Comparison

Xtrm vs American eWallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xtrm

A secure and convenient mobile app for global fund management. It allows users to send, receive, and access money worldwide in any currency, with options for currency exchange and direct bank transfers. Businesses can also integrate its payment technology into their own solutions.

Highlights
  • Global fund reception and sending
  • Multi-currency support
  • Currency exchange
  • Direct bank transfers
  • Payment platform API integration
  • Digital wallet architecture
  • Multiple payment options (ACH, Wire, Cards, Gift Cards)
Features
Read full description

The Xtrm mobile app is a secure and easy way to receive, send and access your funds from anywhere in the world in any currency. This easy to use and convenient app ensures privacy and security of all information and transactions whilst giving you many options on how to receive your final payment. Companies can now provide their individual payees - partners, employees, contractors and suppliers - with mobile access to their funds. Payees can exchange currency directly from the mobile app to convert payments received into their local currency and then transfer funds directly to their bank account. Developers can now embed all the features of Xtrm’s payment technology and platform to create mobile payment solutions using Xtrm's powerful global payment platform and API. Powered by an intelligent digital wallet architecture, Xtrm’s platform allows consumers and companies of all sizes to receive, manage and make any type of B2B and B2C global payments. Capabilities include multiple mass payment collection, management and transfer options and the broadest choice of cash and non-cash global payment options such as ACH, Wire, VISA Debit Cards, Virtual Visa, Check and over 200 multinational digital gift cards. Xtrm supports over 140 global currencies allowing any kind of currency payments and currency exchange to individuals and companies anywhere in the world, whilst ensuring complete domestic and international tax and security compliance and adherence to all financial and legal regulatory requirements such as SOX , KYC, and AML compliance. Xtrm allows developers to integrate the intelligent wallet architecture into any web or mobile application as a completely white-labeled solution. Whether your business is accounts payables, accounts receivables, incentives, rebates or any global money flow, you can easily embed payments directly into your platform.

About

American eWallet

A digital wallet and banking solution for secure and fast payments. It offers a Visa debit card for shopping and cashback, and allows businesses to accept payments instantly. Manage your money with same-day transfers to your bank account.

Highlights
  • Digital wallet and banking solution
  • Secure and fast payments
  • Visa debit card with cashback
  • Business payment acceptance
  • QR code payments
  • Same-day bank transfers
Features
Read full description

Digital wallet with banking solution for secure, fast and reliable way to pay and receive payments. Keep your money safe with no monthly and hidden fees. SHOP WITH AMERICAN eWALLET VISA® DEBIT CARD Shop with AW debt card everywhere Visa® is accepted and earn cashback from participating retailers. Terms apply. BUSINESS WITH AMERICAN e WALLET Create a business account on American Wallet and start accepting payments instantly. RECEIVE OR SEND PAYMENT User your QR code to receive/send payment payments. MANAGE YOUR MONEY Transfer your money from wallet balance to your bank account and to eligible debit cards same day using SameDay* transfer. Transfer to eligible debit cards are usually within minutes.

Screenshots

Xtrm4 screens
American eWallet4 screens

Verdict

The call

The clearest difference is rating: Xtrm at 4.6 against American eWallet's 2.0. Xtrm also leads on ratings volume (76 vs 4). American eWallet's advantage is update cadence (every 9 days vs every 2 months) and review sentiment (50% vs 40%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Xtrm holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: Xtrm has 76 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 40% of Xtrm's written reviews are positive against 50% of American eWallet's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Xtrm ships an update every 2 months, American eWallet every 9 days. The most recent releases landed on September 16, 2026 and June 1, 2026 respectively.

Scorecard5 real differences · 5 level
Xtrm versus American eWallet: the parameters behind the verdict, then further details
ParameterXtrmAmerican eWallet
PriceFreeFree
Rating4.6 (76 ratings) — better2.0 (4 ratings)
Positive reviews40.0% of reviews50.0% of reviews — better
Number of ratings76 — better4
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size26 MB42 MB
Age rating4+17+
DeveloperXTRM IncDGHUBUSA LLC

Customer experience

Xtrm

All ratings76 ratings
Positive89.5%
Neutral1.3%
Negative9.2%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

American eWallet

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Xtrm

No in-app purchases

None

American eWallet

No in-app purchases

Questions

Is Xtrm free?
Xtrm is free to download, with no in-app purchases.
Is American eWallet free?
American eWallet is free to download, with no in-app purchases.
Which has better reviews, Xtrm or American eWallet?
Xtrm is rated higher. Xtrm averages 4.6 out of 5 from 76 ratings, while American eWallet averages 2.0 from 4 ratings.
Do Xtrm or American eWallet have ads?
Neither Xtrm nor American eWallet shows ads.
Which is updated more often, Xtrm or American eWallet?
Xtrm ships an update every 2 months, and American eWallet every 9 days. Most recently, Xtrm was updated on September 16, 2026 and American eWallet on June 1, 2026.

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