Xtrm vs Biptap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xtrm
A secure and convenient mobile app for global fund management. It allows users to send, receive, and access money worldwide in any currency, with options for currency exchange and direct bank transfers. Businesses can also integrate its payment technology into their own solutions.
- Global fund reception and sending
- Multi-currency support
- Currency exchange
- Direct bank transfers
- Payment platform API integration
- Digital wallet architecture
- Multiple payment options (ACH, Wire, Cards, Gift Cards)
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The Xtrm mobile app is a secure and easy way to receive, send and access your funds from anywhere in the world in any currency. This easy to use and convenient app ensures privacy and security of all information and transactions whilst giving you many options on how to receive your final payment. Companies can now provide their individual payees - partners, employees, contractors and suppliers - with mobile access to their funds. Payees can exchange currency directly from the mobile app to convert payments received into their local currency and then transfer funds directly to their bank account. Developers can now embed all the features of Xtrm’s payment technology and platform to create mobile payment solutions using Xtrm's powerful global payment platform and API. Powered by an intelligent digital wallet architecture, Xtrm’s platform allows consumers and companies of all sizes to receive, manage and make any type of B2B and B2C global payments. Capabilities include multiple mass payment collection, management and transfer options and the broadest choice of cash and non-cash global payment options such as ACH, Wire, VISA Debit Cards, Virtual Visa, Check and over 200 multinational digital gift cards. Xtrm supports over 140 global currencies allowing any kind of currency payments and currency exchange to individuals and companies anywhere in the world, whilst ensuring complete domestic and international tax and security compliance and adherence to all financial and legal regulatory requirements such as SOX , KYC, and AML compliance. Xtrm allows developers to integrate the intelligent wallet architecture into any web or mobile application as a completely white-labeled solution. Whether your business is accounts payables, accounts receivables, incentives, rebates or any global money flow, you can easily embed payments directly into your platform.
Biptap
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Biptap offers an all-in-one banking solution that combines both crypto and fiat currencies. The platform allows you to easily transfer, receive, and manage assets across the world, whether for personal or business use. You can open offshore bank accounts and generate virtual or physical cards for smooth usage of your funds, accepted for ATM withdrawals, online payments, and purchases worldwide. Biptap also provides automatic currency conversions for effortless transactions. The platform integrates traditional banking systems and blockchain technology, allowing you to manage bank accounts, wallets, cards, and assets all from one place. BipTap is designed to save time and improve efficiency, letting you handle transfers and payments instantly, regardless of whether you use crypto or fiat. For businesses, Biptap offers complete control over assets, with a fully compliant framework. Manage everything in one place, without needing technical, legal, or cryptocurrency expertise. Security and privacy are key aspects of Biptap. The platform uses advanced encryption, offshore account protection, and tokenization to safeguard your data. Your personal and financial details are kept private while you transact globally. Biptap redefines banking by merging blockchain with traditional systems, making financial transactions easier and more secure.
Screenshots
Verdict
The clearest difference is iOS requirement: Biptap at 13.0 against Xtrm's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 3, 2026 and October 7, 2026 respectively.
| Parameter | Xtrm | Biptap |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (76 ratings) — better | — |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | 76 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 26 MB | 22 MB |
| Age rating | 4+ | 17+ |
| Developer | XTRM Inc | XSWIPE GLOBAL LLC |
In-app purchases
Xtrm
No in-app purchases
Biptap
No in-app purchases









