Convitus vs Kala

This app is available to all members of the Convitus collective foundation. With this user-friendly, comprehensive and innovative app, policyholders can access their personal pension data, carry out simulations and obtain information on pension issues at any time and from anywhere. The app is connected live to the Convitus management system. Registration / Login: Convitus policyholders can register by entering an activation code and other security information and receive a login to access their personalized digital pension fund quickly and easily in the future. Functionalities: • Benefit overview / retirement assets • Buy-in calculator with tax simulation • Home ownership calculator with tax simulation (home ownership promotion / WEF) • Pension check with individual recommendations for action • Up-to-date view of the retirement savings account • Key figures and illustrations on the investment situation • Access to personal documents, e.g. pension certificate • Current Topic Articles • Overview personnel data / profile • Glossary of terms • Article • direct contact to the responsible supervisor

In Switzerland, we pay contributions to the 2nd pillar throughout our working life. Should we change our employer, lose our job, take sabbatical leave, or leave Switzerland permanently, we are often obliged to leave our benefit institution, which is when a benefits amount is created. These amounts that are termed "vested benefits" or "termination benefits" are generally spread across several institutions. As there are more than 1,500 benefit institutions in Switzerland, the search procedures are long-drawn out. With the Kala application, you can search the 1,500 benefit institutions with the help of the 2nd Pillar Central Office, totally free of charge. When your accrued funds are found, you can repatriate your money. You can do all these steps without having to leave your couch or pay a single cent. You are looking for equity for your house? You want to plan your retirement? You want to start your own business? You are merely curious? This application is exactly what you need. Take three minutes to scan 1,500 benefit institutions. It is worth your while to search as, on an average, each citizen has CHF 10,587 in mislaid funds!