Kala vs Asset Recovery

In Switzerland, we pay contributions to the 2nd pillar throughout our working life. Should we change our employer, lose our job, take sabbatical leave, or leave Switzerland permanently, we are often obliged to leave our benefit institution, which is when a benefits amount is created. These amounts that are termed "vested benefits" or "termination benefits" are generally spread across several institutions. As there are more than 1,500 benefit institutions in Switzerland, the search procedures are long-drawn out. With the Kala application, you can search the 1,500 benefit institutions with the help of the 2nd Pillar Central Office, totally free of charge. When your accrued funds are found, you can repatriate your money. You can do all these steps without having to leave your couch or pay a single cent. You are looking for equity for your house? You want to plan your retirement? You want to start your own business? You are merely curious? This application is exactly what you need. Take three minutes to scan 1,500 benefit institutions. It is worth your while to search as, on an average, each citizen has CHF 10,587 in mislaid funds!

Track down forgotten 401(k)s, old pensions, and lost retirement accounts! When you change jobs, it is easy to lose track of older 401(k), 403(b), or pension benefits left with a former employer. Asset Recovery: Lost 401k is a private, calm, and trustworthy mobile guide built to help you navigate official government search tools in plain language. We are a private company not affiliated with or endorsed by the Department of Labor, the PBGC, or any government agency. WHAT YOU CAN FIND - Lost 401(k) accounts from former employers you may have left behind - Old 403(b) plans from previous nonprofit, school, or government jobs - Abandoned retirement plans tracked through official government databases - Unclaimed pension benefits from bankrupt companies via PBGC lookup - Small-balance accounts — IRA rollovers, cash-outs, or unclaimed property (SECURE 2.0: $7,000 threshold for many plans as of 2024) WHY LOST 401K - Job-Focused Intake – Enter your former employer name and years worked. - Three Official Databases – Access the DOL Retirement Savings Lost and Found, DOL Abandoned Plan Search, and PBGC Unclaimed Pensions. - Education Without Jargon – Learn lost-plan basics, SECURE 2.0 small-balance rules, and tips for former employers. - Search Prep – Know what documents to bring, time estimates, and what to expect before government sites open. - How to Claim – Follow step-by-step guidance to contact HR, locate the plan administrator, and complete rollover paperwork. - Log Your Progress – Safely record your outcomes, estimated amounts, and custom notes locally in My Activity. - Smart Reminders – Set automated alerts to search again when companies merge or official employer records update. - Find More Money – Cross-check with Tax Refund for missing IRS credits and use the master Cash Audit checklist. HOW IT WORKS 1. Tap Get Started and enter your former employer name, years employed, and an optional name. 2. Read your custom Search Prep screen to know exactly what documents you need to gather. 3. Open the official DOL or PBGC government database link that matches your situation. 4. Run your search safely on the official site (SSN may be required there, never in our app) and log your result. PERFECT FOR - Job changers who have moved between companies and left retirement accounts behind. - Workers from decades ago who remember the employer but not the specific plan details. - Nonprofit and government employees with historical 403(b) or pension benefits. - Anyone looking for assets after a company merger, acquisition, or bankruptcy. - Users who want direct official links first instead of a paid "account finder" middleman. PRIVACY & TRUST We focus on clarity and trust, not hype. Asset Recovery: Lost 401k is free to download and use. We do not collect your SSN, access your accounts, or manage your funds. We are not financial advisors, brokers, or plan administrators. Optional affiliate links to third-party services like Capitalize or Empower are included for your convenience, but you are never required to use them. All official government tools are completely free to use. LEGAL Terms of Use (EULA): https://calm-aura.github.io/tos_and_privacy/asset-recovery/terms-of-service.html Privacy Policy: https://calm-aura.github.io/tos_and_privacy/asset-recovery/privacy-policy.html DISCLAIMER: We are not affiliated with or endorsed by the Department of Labor (DOL) or the Pension Benefit Guaranty Corporation (PBGC). Content is for general informational purposes only and is not financial, investment, tax, or legal advice. Consult a qualified financial advisor, tax professional, or your specific plan administrator before making rollover, withdrawal, or investment decisions. Account location and benefit eligibility depend strictly on official plan records, employers, and applicable law—results vary. Always verify current rules on official government websites.