Comparison

CBS Personal Mobile App vs Lista PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBS Personal Mobile App

Manage your finances on the go with this mobile banking application. Perform balance inquiries, pay bills, transfer funds, and view transaction history. It offers convenient features like one-click transfers and ATM card management.

Highlights
  • Balance Inquiry
  • Bills Payment
  • Funds Transfer
  • Transaction History
  • ATM Card PIN Request
  • Account Management
Features
Read full description

China Bank Savings Mobile App is a FREE app that lets you access your China Bank Savings Account 24/7 using your smart phone. Manage your finances and do more with China Bank Savings Mobile at your fingertips. * Balance Inquiry * Bills Payment * Funds Transfer * View Transaction History (up to 90 days) * One-Click Fund Transfer * Request for New ATM Card PIN and/or New Internet Banking Passwords * Request for Suspension of ATM Card * Request for Add/Remove Account * Peek Balance * Pre-Login Features China Bank Savings (CBS) is the retail lending arm of China Banking Corporation (China Bank) and one of the largest thrift bank in the country today CBS began operations on September 8, 2008 following the acquisition of Manila Bank by China Bank in 2007. Subsequent mergers with Unity Bank and Planters Development Bank have bolstered CBS’ position as a leading thrift bank in the industry. With over 162 branches nationwide and a strong platform for retail banking, auto, housing, DepEd, and enterprise finance, CBS is able to service the growing needs of the broader consumer and Small and Medium Enterprise (SME) market.

About

Lista PH

This app simplifies money management with tools for expense tracking, budgeting, and debt payoff. It offers credit score checks, financial product comparisons, and ready-to-use document templates. Users can also send payment reminders and manage multiple financial profiles securely.

Highlights
  • Expense tracking
  • Budgeting tools
  • Credit score check
  • Financial product marketplace
  • Document templates
  • Payment reminders
  • Multiple profile management
Read full description

**THE FINANCIAL MANAGEMENT APP FOR EVERYONE** Lista is the fastest-growing financial management app in the Philippines — built to make money management simple, smart, and stress-free. It’s **FREE, SAFE, and EASY!** Get a full view of your finances with tools for tracking expenses, budgeting, and paying off debt. Lista does the math for you so you can earn more, save more, and reach your goals faster. **A few of the many ways that Lista can help you:** **CHECK YOUR CREDIT SCORE** Get your credit score in seconds and see where you stand, money-wise. You’ll also get alerts for any important changes — helping you build and maintain a strong financial reputation. **EXPLORE OUR MARKETPLACE** Find the best financial products for you — all in one place. Compare and apply for credit cards, loans, and more that fit your needs and goals. **ACCESS READY-TO-USE DOCUMENTS** Save time with free templates for your everyday financial needs. From business documents to personal finance forms, you’ll have quick access to what you need — no starting from scratch. **SEND PAYMENT REMINDERS — FOR FREE** Never miss a due date again. Set billing reminders and send free payment reminders to customers or suppliers via SMS, Viber, or Messenger. **MANAGE MULTIPLE PROFILES** Have different sources of income? No problem. Keep your personal, business, and freelance finances separate — all in one account. **SAFE & SECURE** Your data is protected and backed up. Rest easy knowing every cent and every record is safe with Lista. **SAVE TIME** No more manual math. Lista auto-calculates your daily records so you can stay on top of your money — without the hassle. ### Why use Lista? Track your daily finances and business expenses in one app. Stay on top of your cash flow, view easy reports, and make smarter money decisions — anytime, anywhere. With Lista, you’ll always know where your money goes, how much you’re earning, and what you can do next to grow your savings or pay off debt. No spreadsheets, no guesswork — just simple, smart financial management. Privacy Policy: https://www.lista.com.ph/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CBS Personal Mobile App3 screens
Lista PH4 screens

Verdict

The call

The clearest difference is rating: Lista PH at 4.0 against CBS Personal Mobile App's 1.3. Lista PH also leads on update cadence (every 2 weeks vs every 4 months). CBS Personal Mobile App's advantage is in-app purchases (none vs 38) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lista PH sells 36 one-off in-app purchases. CBS Personal Mobile App asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Lista PH holds the better App Store score, 4.0 against 1.3. Both are backed by a comparable volume of ratings — 12 and 3 respectively.

UpkeepUpdate frequency

CBS Personal Mobile App ships an update every 4 months, Lista PH every 2 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard7 real differences · 3 level
CBS Personal Mobile App versus Lista PH: the parameters behind the verdict, then further details
ParameterCBS Personal Mobile AppLista PH
PriceFreeFree
Rating1.3 (12 ratings)4.0 (3 ratings) — better
Positive reviews4.8% of reviews—
Number of ratings12 — better3
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size87 MB81 MB
Age rating4+4+
DeveloperChina Bank Savings, Inc.Lista Technologies Pte. Ltd.

Customer experience

CBS Personal Mobile App

All ratings11 ratings
Positive9.1%
Neutral0.0%
Negative90.9%
Written reviews62 reviews
Positive4.8%
Neutral9.7%
Negative85.5%

Lista PH

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

CBS Personal Mobile App

No in-app purchases

36 purchases

Lista PH

One-time36
  • Virtual Assistant Contract$0.99
  • Car Rental Contract$0.99
  • Contract of Lease Document$0.99
Show 33 more
  • Loan Agreement Document$0.99
  • Credit Card Payment Overdue$0.99
  • Legal Document Request2 variants$0.99
  • 1 CIBI Credit Score Request2 variants$0.99
  • 1 Transunion Credit Score$0.99
  • 1 Credit Score (New Users)$0.99
  • 1 Transunion CS 50% off$0.99
  • PHP 49 Credit Score$0.99
  • 1 Lenderlink Request$1.99
  • Debt Repayment Plan Discounted$1.99
  • CIBI + TransUnion Discount$1.99
  • Budget Plan Discounted$1.99
  • CIBI + Debt Repayment Discounted$1.99
  • TU + Debt Repayment Discount$1.99
  • 1 CIBI Credit Score Request$1.99
  • 1 CIBI Advance Tier Zero Score$1.99
  • 1 CIBI Credit Score 50% off$1.99
  • 1 CIBI Credit Score Request$2.99
  • 1 CIBI Advance Tier Repurchase$2.99
  • 1 Transunion Discounted Pull$3.99
  • 1 CIBI Advance Tier Request$3.99
  • 1 TransUnion + 1 Finn Analysis$5.99
  • 1 CIBI + 1 Finn Analysis$5.99
  • CIBI + AI Budget Plan Bundle$5.99
  • 1 TransUnion Credit Score$7.99
  • TransUnion + AI Budget Plan Bundle$9.99
  • 1 Transunion Credit Score$9.99
  • CIBI + Debt Free Bundle$14.99
  • TransUnion + Debt Free Bundle$14.99
  • AI Debt Repayment Plan$14.99
  • CIBI 1 and TU 1 Bundle$14.99
  • 6 TransUnion Request$39.99
  • 1 Telco Score Request$99.99

Questions

Is CBS Personal Mobile App free?
CBS Personal Mobile App is free to download, with no in-app purchases.
Is Lista PH free?
Lista PH is free to download, with in-app purchases available.
Which has better reviews, CBS Personal Mobile App or Lista PH?
Lista PH is rated higher. CBS Personal Mobile App averages 1.3 out of 5 from 12 ratings, while Lista PH averages 4.0 from 3 ratings.
Do CBS Personal Mobile App or Lista PH have ads?
Lista PH shows ads; CBS Personal Mobile App does not.
Which is updated more often, CBS Personal Mobile App or Lista PH?
CBS Personal Mobile App ships an update every 4 months, and Lista PH every 2 weeks. Most recently, CBS Personal Mobile App was updated on October 24, 2026 and Lista PH on October 27, 2026.

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