Comparison

Bayarind vs GAJA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bayarind

Manage your finances and make payments easily with this Indonesian electronic wallet. Link multiple funding sources, pay at merchants using QR codes, and purchase various digital services like mobile credit and utilities.

Highlights
  • Multiple funding sources
  • QR code payments
  • Bluetooth payments
  • Mobile credit top-up
  • Bill payments
  • Online product purchases
Read full description

Bayarind is Indonesia’s Electronic Wallet that keeps you connected to your money anytime, anywhere! It’s the easiest way to pay! Multiple Source of funds Put all your source of funds together, from Bayarind e-Money,credit card, debit card, and BCA Oneklik to ease you making transaction with Bayarind. Easy order and payment Enjoy new experience making order and payment at your Bayarind merchant by using Bluetooth and QR Code scanning. In app purchase Using Bayarind to recharge mobile credit, mobile data package, educations, electricity, internet payment, water payment, and various online products to meet your needs with a competitive price that will give you more benefits. For more information please contact us at: Phone +62 21 27899978 Email: caren@bayarind.id

About

GAJA

This app provides a comprehensive digital payment solution for all your needs. It integrates various transaction types, including money transfers, bill payments, and merchant purchases via QRIS scan. Enjoy safe and guaranteed transactions with access to exclusive promos and vouchers.

Highlights
  • Send money anytime, anywhere
  • Easy bill payments
  • QRIS scan for merchant purchases
  • Virtual account top-ups
  • Safe and guaranteed transactions
  • Exclusive promos and vouchers
Features
Read full description

Pay for all your needs anytime and anywhere with Gaja Digital Payment! Gaja Digital Payment offers various digital transaction integrated only in one application. With more than 3000 merchant from 150 leading brands under MAP involved, transaction with Gaja would make your purchasing a pleasant experience. Take a look on Gaja Digital Payment top feature, here 1. Send Money Anytime, Anywhere Transfer services at Gaja can be used from transfers to fellow Gaja users up until transfers to bank accounts without any problems. 2. Easy Way to Pay Bills From purchasing data packages to postpaid card payments, you can also pay all the electricity and BPJS Kesehatan bills easily from Gaja. 3. Ease of Purchase Make payments for purchases at various merchants easily through the QRIS scan feature. 4. Top-Up Easily via Virtual Account 5. Safe and Guaranteed Transactions. Gaja Digital Payment has been registered to Bank Indonesia, all financial transactions are guaranteed to be safe and reliable. 6. Explore Various Interesting Promos Find various attractive promos from merchants who have used Gaja and access exclusive vouchers that can only be obtained when transacting using Gaja Digital Payment.

Screenshots

Bayarind4 screens
GAJA4 screens

Verdict

The call

The clearest difference is ads: GAJA at none against Bayarind's shown. GAJA also leads on review sentiment (100% vs 77%) and monetization model (ad-supported vs free with in-app purchases). Bayarind's advantage is update cadence (every 2 weeks vs every 2 months). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Bayarind against 5.0 for GAJA. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews are what separate them: 77% of Bayarind's written reviews are positive against 100% of GAJA's.

UpkeepUpdate frequency

Bayarind ships an update every 2 weeks, GAJA every 2 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
Bayarind versus GAJA: the parameters behind the verdict, then further details
ParameterBayarindGAJA
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews77.1% of reviews100.0% of reviews — better
Number of ratings11
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.5 — better
Further details — not scored
Size134 MB80 MB
Age rating4+4+
DeveloperPT Sprint Asia TechnologyPT GPay Digital Asia

Customer experience

Bayarind

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews48 reviews
Positive77.1%
Neutral0.0%
Negative22.9%

GAJA

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Bayarind

No in-app purchases

None

GAJA

No in-app purchases

Questions

Is Bayarind free?
Bayarind is free to download, with no in-app purchases.
Is GAJA free?
GAJA is free to download, with no in-app purchases.
Which has better reviews, Bayarind or GAJA?
Bayarind and GAJA are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Bayarind or GAJA have ads?
Bayarind shows ads; GAJA does not.
Which is updated more often, Bayarind or GAJA?
Bayarind ships an update every 2 weeks, and GAJA every 2 months. Most recently, Bayarind was updated on October 24, 2026 and GAJA on October 14, 2026.

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