ZAPAY vs Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZAPAY
Easily manage and pay all your bills, including utilities and rent, in just a few clicks. Choose your preferred payment method from credit card, electronic TIP (SEPA), or cash at select retailers.
- Bill management
- Multiple payment options
- Credit card payments
- Electronic TIP (SEPA)
- Cash payments at retailers
Read full descriptionHide full description
ZAPAY facilite votre quotidien. Ici, gérez et payez toutes vos factures (eau, loyers, électricité….) en quelques clics. ZAPAY vous permet de garder le contrôle en choisissant quand et comment vous souhaitez payer : • Carte de crédit • TIP électronique (SEPA) • Espèces dans les commerces sélectionnés
Pay
Read full descriptionHide full description
Avec Pay later, proposez le paiement échelonné à vos clients en partenariat avec votre Banque. Pay later digitalise le contrôle de l’identité de vos acheteurs avant d’initier les dossiers, sécurisant les paiements échelonnés Votre banque récupère les numéros de dossiers de vos transactions automatiquement pour un suivi optimal des dossiers. Avec Pay Later, soyez assurés d’être payés !
Screenshots
Verdict
The clearest difference is update cadence: ZAPAY at every 3 weeks against Pay's every 2 months. ZAPAY also leads on iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZAPAY ships an update every 3 weeks, Pay every 2 months. The most recent releases landed on September 9, 2026 and May 16, 2026 respectively.
| Parameter | ZAPAY | Pay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 36.8% of reviews | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 50 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | NOVATEC | VIALINK |
In-app purchases
ZAPAY
No in-app purchases
Pay
No in-app purchases
