BRED vs ZAPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BRED
Manage your bank accounts, view balances, make transfers, and track your budget. Securely message your advisor, access electronic statements, and utilize a digital safe for important documents. Protect sensitive transactions and sign contracts electronically.
- Account balance and transaction viewing
- Money transfers
- Budget management
- Secure messaging with advisor
- Electronic statements
- Digital safe for documents
- Secure online payment authentication
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Téléchargez l’application BRED et retrouvez : - La possibilité d’ouvrir un compte en ligne en quelques minutes, - Les fonctionnalités de gestion de comptes (consultation des soldes et des opérations, virements, gestion de budget …) - Votre messagerie sécurisée bred.fr avec la possibilité d’échanger directement avec votre conseiller - Vos relevés électroniques - Votre coffre-fort numérique (option) pour retrouver l’ensemble de vos documents bancaires, personnels et factures électroniques - Votre fonction BREDSecure qui vous permet de sécuriser vos opérations sensibles, vos achats sur les sites internet marchands (3DSecure) et signer électroniquement vos contrats depuis votre mobile - Et bien d’autres services (recherche agence, numéros utiles, simulateur de prêt, commande de chéquier et devises…)
ZAPAY
Easily manage and pay all your bills, including utilities and rent, in just a few clicks. Choose your preferred payment method from credit card, electronic TIP (SEPA), or cash at select retailers.
- Bill management
- Multiple payment options
- Credit card payments
- Electronic TIP (SEPA)
- Cash payments at retailers
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ZAPAY facilite votre quotidien. Ici, gérez et payez toutes vos factures (eau, loyers, électricité….) en quelques clics. ZAPAY vous permet de garder le contrôle en choisissant quand et comment vous souhaitez payer : • Carte de crédit • TIP électronique (SEPA) • Espèces dans les commerces sélectionnés
Screenshots
Verdict
The clearest difference is review sentiment: BRED at 67% against ZAPAY's 37%. BRED also leads on update cadence (every 9 days vs every 3 weeks). ZAPAY's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 17). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BRED ships an update every 9 days, ZAPAY every 3 weeks. The most recent releases landed on September 25, 2026 and September 9, 2026 respectively.
| Parameter | BRED | ZAPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.6K ratings) — better | — |
| Positive reviews | 67.4% of reviews — better | 36.8% of reviews |
| Number of ratings | 1.6K — better | — |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, Apple Watch | iPhone, iPad, iPod — better |
| Requires iOS | 17 | 11.0 — better |
| Further details — not scored | ||
| Size | 218 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Bred Banque Populaire | NOVATEC |
Customer experience
BRED
ZAPAY
Bugs and requests
BRED
Reported bugs
2 issues- App doesn't send connect code
- Transactions not showing up for days
Requested features
2 requests- English language support
- Increase transfer limit
ZAPAY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BRED
No in-app purchases
ZAPAY
No in-app purchases
