Comparison

Pier. vs Spliiti

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pier.

This app offers digital insurance for cars and cell phones with no waiting periods, loyalty contracts, or bureaucracy. Users can get quotes, inspections, contracts, and even reimbursement requests all through the app, with instant refunds for cell phone insurance.

Highlights
  • Digital car insurance
  • Digital cell phone insurance
  • No waiting periods
  • No loyalty contracts
  • Instant cell phone refunds
  • 24h roadside assistance
  • Accepts cars with auction history
Features
Read full description

A Pier é a seguradora que respeita você, por isso nós oferecemos seguro para carros e celulares, tudo sem carência, fidelidade ou burocracia. Resolva tudo pelo app: faça cotação, vistoria, contratação e até pedido de reembolso! Faça seu seguro com apenas alguns cliques e tudo isso sem papelada ou letras miúdas. 5 motivos para escolher a Pier como sua seguradora Fomos pioneiros no Brasil: a primeira seguradora digital aprovada pela Susep (órgão regulador da indústria de seguros). A Pier foi escolhida como a melhor seguradora digital da América Latina, a única brasileira entre as 100 melhores insurtech do mundo pela plataforma Sønr. Temos o Pier Bolt, nosso sistema baseado em Inteligência Artificial que faz reembolsos instantâneos no seguro de celular! São mais de 100 mil segurados em todo o país. Escolha a cobertura que mais faz sentido pra você. Tenha liberdade para adicionar/retirar coberturas e cancelar quando quiser. Conheça a Pier Seguro Auto Seguro mensal Cobrimos roubo/furto, danos parciais, danos a terceiros (verifique a disponibilidade para sua região), perda total e oferecemos assistência 24h com guincho Sem carência Sem fidelidade Aceitamos carros com passagem por leilão Aceitamos carros modificados Seguro Celular Seguro mensal Cobrimos roubo e furto (simples e qualificado) Reembolsos instantâneos com dinheiro na conta Aceitamos aparelhos novos e usados Aceitamos aparelhos comprados no exterior Aceitamos aparelhos sem nota fiscal Onde estamos Instagram - @pierseguradora Site - www.pier.digital Blog Pier - www.blog.pier.digital/ Youtube - www.youtube.com/c/Pierdigital TikTok - @pierseguradora LinkedIn - www.linkedin.com/company/pier-seguradora/ Twitter - @pierseguradora A Pier Seguradora S.A., popularmente conhecida como Pier, atua sob processos SUSEP n.15414.617775/2022-48 (Seguro Celular) e 15414.617774/2022-01 (Seguro Auto). O nosso CNPJ é o 39.380.513/0001-00 e o nosso escritório fica na Alameda Santos, 2400 - 7o andar - São Paulo, SP, CEP 01418-200.

About

Spliiti

Read full description

Spliiti is the perfect app for those who want to enjoy trips, parties, and events without worrying about money! Easily record expenses via text, voice, or photo receipts using AI and automatically split them among participants. Ideal for traveling with friends, organizing a barbecue, a party, or even splitting everyday expenses. With intelligent reports and clear graphs, you can understand how much you spent, on what, and with whom, all in one place. Invite friends using a unique code, and everyone can add expenses. Main features: - Full control of travel expenses, party expenses, whether individual or group, with friends - Expense recording via text, voice, and photo made easy with AI - Easily invite friends, and everyone can add expenses - Intelligent cost sharing among participants - Visual reports and spending statistics by category - Always accessible travel history - Plan better: see average spending in popular destinations We offer in-app purchases called "Premium," the benefits of which are described below. The subscription fee will be charged to your App Store account and varies by plan and country. You'll see the full price before completing your first payment. If you choose not to purchase "Premium," you can continue using Spliiti for free. Subscription service, "Premium" plan: 1. Full access to the app without any ads. 2. Access to AI-powered voice tracking. 3. Track expenses by taking photos of receipts. 4. Add members to unlimited events and trips. 5. Create unlimited events and trips. 6. Exclusive ways to split expenses upon completing an event. Premium subscriptions purchased in the app renew monthly or annually, depending on your plan. Plan prices may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off automatic renewal at any time by visiting the App Store. Privacy Policy: https://sujeitoprogramador.com/app-spliti-termos/ Termos of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Pier.4 screens
Spliiti4 screens

Verdict

The call

The clearest difference is in-app purchases: Pier. at none against Spliiti's 2. Pier. also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spliiti sells 2 in-app purchases, starting at $0.99 per month. Pier. asks for nothing beyond the download.

UpkeepUpdate frequency

Pier. ships an update every 2 weeks, Spliiti every 9 days. The most recent releases landed on October 29, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
Pier. versus Spliiti: the parameters behind the verdict, then further details
ParameterPier.Spliiti
PriceFreeFree
Rating4.9 (58 ratings) — better—
Positive reviews58.9% of reviews—
Number of ratings58 — better—
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size131 MB74 MB
Age rating+412+
DeveloperPier Serviços DigitaisMatheus Domingues

In-app purchases

None

Pier.

No in-app purchases

2 purchases

Spliiti

Subscriptions2
  • Premium Mensal$0.991 Month
  • Premium3 Days trial$1.991 Year

Questions

Is Pier. free?
Pier. is free to download, with no in-app purchases.
Is Spliiti free?
Spliiti is free to download, with in-app purchases available.
Do Pier. or Spliiti have ads?
Spliiti shows ads; Pier. does not.
Which is updated more often, Pier. or Spliiti?
Pier. ships an update every 2 weeks, and Spliiti every 9 days. Most recently, Pier. was updated on October 29, 2026 and Spliiti on October 12, 2026.

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