CryptoFi vs Pearler
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CryptoFi
Quickly grasp fundamental cryptocurrency concepts through engaging, short video lessons. Explore blockchain, Bitcoin, Ethereum, DeFi, NFTs, and crypto economics in under an hour.
- Blockchain basics explained
- Bitcoin and Ethereum explained
- Various crypto types covered
- Crypto economics explained
- DeFi and NFTs trends
- Short video lessons
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CryptoFi enables you to: • Understand Blockchain basics. • Learn about Bitcoin and Ethereum. • Learn about the various Crypto types. • Understand Crypto economics. • Understand trends like DeFi and NFTs. All in under an hour via professional, presentation style, short videos. Thanks! For giving us a try. If we are not the right fit for your needs yet, you might want to check out other cryptocurrency apps like coinbase, binance academy, decrypt, coinmarketcap, yahoo finance or ftx(formerly blockfolio).
Pearler
This app simplifies investing for long-term financial independence. Discover your style with shares, LICs, and ETFs, or use template portfolios. Build wealth with automated investing and track your progress towards your goals.
- Share, LIC, and ETF investing
- Low trading fees
- Template portfolios
- Set-and-forget Autoinvest
- Financial goal tracking
- Community insights
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Build financial independence, no matter where you are on the investing journey. Pearler can help you get there – it’s investing made simple again. Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. With the Pearler app, you can: • Discover your investing style through shares trading, LICs and ETF investing • Avoid hidden fees and simply pay low fees per trade • Choose assets to invest in or use a template portfolio to get you started • Build wealth while you sleep with a set-and-forget Autoinvest strategy • Track your progress towards financial independence or any other financial goal • Follow Finfluencers to learn and help you find your investing path Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring. That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends! Ready to build your wealth? Download the Pearler app for free and start your journey today. IMPORTANT THAT YOU READ The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.
Screenshots
Verdict
The clearest difference is review sentiment: CryptoFi at 91% against Pearler's 25%. CryptoFi also leads on ratings volume (32 vs 4) and iOS requirement (13.0 vs 15.1). Pearler's advantage is rating (5.0 vs 4.2) and update cadence (every 5 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pearler holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: CryptoFi has 32 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 91% of CryptoFi's written reviews are positive against 25% of Pearler's, so the app with the better star average is not the one people write more warmly about.
CryptoFi ships an update monthly, Pearler every 5 days. The most recent releases landed on September 19, 2026 and September 23, 2026 respectively.
| Parameter | CryptoFi | Pearler |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (32 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 90.9% of reviews — better | 25.2% of reviews |
| Number of ratings | 32 — better | 4 |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 4 MB | 92 MB |
| Age rating | 17+ | 4+ |
| Developer | Litchi Labs, LLC | Pearler Investments |
Customer experience
CryptoFi
Pearler
Bugs and requests
CryptoFi
Not enough reviews yet to summarise bugs or requests.
Pearler
Reported bugs
20 issues- Login failures and authentication errors
- Buttons not responding or not clickable
- App crashes during purchases and transactions
- Verification email code input not working
- Address field not accepting input
Show 15 moreShow fewer
- File upload rejecting documents (too large or wrong format)
- Blank screens when switching between apps
- Password reset loop - multiple resets required
- Face ID and biometric sign-in not working
- App freezing on loading screens
- Back button functionality broken
- Text overlapping and pixelated graphics
- Net wealth graph showing incorrect or broken data
- Verification process rejecting correct information
- Automatic investments not executing as scheduled
- Incorrect capital growth calculations for US stocks
- Cannot find sell functionality after UI updates
- Account reactivation blocked by email already registered error
- Chat support feature causing app crashes
- Inactive buttons until screen is reset
Requested features
15 requests- Complete UI/UX overhaul with modern design
- Dark mode option
- Back button that returns to previous screen, not top level
- Daily/YTD/annual returns data display
- Ability to see stock price trends and daily changes
Show 10 moreShow fewer
- Watch list for stocks not yet owned
- Customizable dashboard with less information clutter
- Native mobile app instead of web wrapper
- Reduce frequency of mandatory updates
- Better customer service and support options
- Faster fund transfer and transaction processing
- Ability to schedule ASX purchases for later dates
- Better accessibility for vision-impaired users
- Option to choose between old and new dashboard designs
- Restore lifetime earnings display without paywall
In-app purchases
CryptoFi
No in-app purchases
Pearler
No in-app purchases









