Stock Plan vs Splix App

Designed exclusively for stock plan participants with share plans serviced by Morgan Stanley, the Morgan Stanley at Work app brings many features and key functionality of the desktop platform to your iOS devices. The app enables you to view your stock plan account balance and activity, check your award vesting schedules, sell your shares and exercise options Interactive data visualizations give you important account information at a glance. The Morgan Stanley at Work app will apply to your existing account preferences and settings and provide you with a curated view of your stock plan portfolio. With the Morgan Stanley at Work app for iOS, you can: • Log in to your stock plan account using Face ID or Touch ID • Get visualizations of your assets, including positions, balances and transaction history • View, accept, or decline grant agreements and documents • Sell shares and exercise options • Certify your Form W-9 or Form W-8BEN To access this app, you must be a stock plan participant with a share plan serviced by Morgan Stanley and have previously registered on atwork.morganstanley.com. If you are a Morgan Stanley Online customer looking to access your brokerage account, please download the separate Morgan Stanley Wealth Management app in the Apple App Store®. Apple®, the Apple logo, iPhone®, iPad®, and iPad Air® are trademarks of Apple Inc., registered in the US and other countries. Apple Pay™ and iPad mini™ are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Subject to cell phone connectivity. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters. © 2023 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 5729949

SPLIX: BRUTAL BILL SPLITTING. Look, splitting bills with your friends is a special kind of hell. Most apps try to hide that pain under rounded corners, "playful" pastel gradients, and enough animations to make you dizzy. I didn’t do that. I built an app that looks like a concrete wall because that’s how solid your finances should be. It’s called Brutalism. It’s high-contrast, it’s fast, and it doesn't care about your feelings—just your data. THE STARK REALITY: RADICAL CLARITY (DASHBOARD): A massive header that tells you exactly how much you’re up or down. No digging through menus. If you owe Brian $250 for that "weekend getaway" you didn't even want to go on, you'll see it immediately. ZERO-FRICTION SPLITTING: Add an expense before the waiter even brings the check. My buttons don't have shadows; they have "press-in" effects that actually feel like you’re doing work. UNLIMITED EVERYTHING: Unlike those other apps that want a monthly subscription just so you can track more than five coffees, I let you log 10 or 10,000 expenses. No caps. No paywalls. Just pure utility. GLOBAL DOMINATION (MULTI-CURRENCY): For the friend who went to Europe once and won't stop talking about "The Continent." Track expenses in USD, EUR, INR, or JPY side-by-side. The horizontal carousel handles the math so you don't have to. WHY SPLIX? Because your friendship shouldn't end over a $12 Chipotle bowl, and your phone shouldn't look like a box of crayons just because you're trying to track a dinner. POP THEME. PURE BLACK. PURE WHITE. ZERO NONSENSE. STAY BRUTAL. DEV NOTE: I’m just an indie dev who got tired of slow, bloated apps. If you like it, cool. If you don't, it’s probably because you like drop shadows and rounded corners. I can’t help you with that. Download Splix. Settle up. Move on.