Stock Plan vs Yield Pilot

Designed exclusively for stock plan participants with share plans serviced by Morgan Stanley, the Morgan Stanley at Work app brings many features and key functionality of the desktop platform to your iOS devices. The app enables you to view your stock plan account balance and activity, check your award vesting schedules, sell your shares and exercise options Interactive data visualizations give you important account information at a glance. The Morgan Stanley at Work app will apply to your existing account preferences and settings and provide you with a curated view of your stock plan portfolio. With the Morgan Stanley at Work app for iOS, you can: • Log in to your stock plan account using Face ID or Touch ID • Get visualizations of your assets, including positions, balances and transaction history • View, accept, or decline grant agreements and documents • Sell shares and exercise options • Certify your Form W-9 or Form W-8BEN To access this app, you must be a stock plan participant with a share plan serviced by Morgan Stanley and have previously registered on atwork.morganstanley.com. If you are a Morgan Stanley Online customer looking to access your brokerage account, please download the separate Morgan Stanley Wealth Management app in the Apple App Store®. Apple®, the Apple logo, iPhone®, iPad®, and iPad Air® are trademarks of Apple Inc., registered in the US and other countries. Apple Pay™ and iPad mini™ are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Subject to cell phone connectivity. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters. © 2023 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 5729949

Yield Pilot analyzes covered call opportunities on stocks you already own — giving you ranked setups with real income estimates, annualized returns, assignment risk, and execution quality, all powered by live market data. Enter a ticker and share count. Yield Pilot scans the options chain, scores every setup, and surfaces the best covered call for your position — with a plain-English explanation of why. Save your positions to a personal Portfolio, then scan all of them at once to instantly see which one has the best opportunity right now. FEATURES - Daily featured opportunity — one high-quality setup every morning - Personal Portfolio with one-tap analysis for every saved position - Scan All Positions — rank your entire portfolio by opportunity quality - Custom watchlist and recent analysis history for quick access - Ranked strategy cards with income, yield, and return projections - Assignment risk and break-even analysis - Market environment context (trend, volatility, momentum) - "Why this trade" explanations for every recommendation - Copy trade details to share or save your analysis - Supports stocks and ETFs including AAPL, MSFT, NVDA, SCHD, JEPI Built for investors running the wheel strategy, income investors, and anyone selling calls against long positions. Not financial advice. For educational use only.