UPOS vs Cashera
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UPOS
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The UPOS app is an essential tool to help simplify and grow your business. As a merchant, simply download the UPOS app and use your smartphone to accept UPay payments from your customers. You can enjoy real-time payment processing minus the hassle of traditional card machines, additional hardware, and unnecessary bank delays. The UPOS app completely replaces the traditional card machine and transforms your smartphone, instantly, to a money accepting machine! To facilitate faster, more secure and simpler payments through the app, UPay — for the first time in Sri Lanka — has introduced dynamic QR codes. All you have to do is enter the bill amount, and a unique QR code will automatically be generated for each transaction. The customer uses the UPay app on their smartphone to scan the QR code unique to their purchase and authorizes the payment. The transaction is complete, thereafter, and the money gets transferred to your bank right away! Harness the power of UPOS, as a merchant, and be a part of the cashless society UPay is creating while growing your business. The security of your business is guaranteed through the UPOS app’s ‘Login’ and ‘Change Password’ features. Track and monitor the progress of your business with our ‘Transaction History’ and ‘Today’s Sale’ functions. Carry out transactions using the ‘Accept payments with dynamic QR’ option.
Cashera
Effortlessly manage your finances by chatting with an AI. Log expenses, scan receipts, and gain smart insights to improve your spending habits. Track bills, debts, and split costs with friends.
- AI-powered expense logging via chat
- Receipt scanning and automatic transaction entry
- Smart spending insights and predictions
- Bill splitting with friends
- Debt and recurring bill tracking
- Real-time budget alerts
- Multi-currency and multi-wallet support
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Cashera is an AI expense tracker. Tell it what you spent in plain language — it records, categorises and explains where your money goes. JUST CHAT "Spent 25 on groceries" — that's it. No forms, no menus, no categories to hunt for. Cashera understands and logs it in a second. Several expenses in one message work too, and you can edit or undo right on the card. VOICE Hold the mic and say it. A countdown and a recording indicator show that Cashera is listening. SCAN A RECEIPT Photograph any receipt. Cashera reads the total, the merchant and the category, and adds the expense for you. Works with Azerbaijani, English, Russian and Turkish receipts. SEE WHERE MONEY GOES Clear monthly breakdowns by category, spending trends over time, and a simple health score so you know if this month is better than the last. Set a limit per category and get an alert while you can still do something about it — not after the month is over. MULTIPLE WALLETS Cash, bank card, savings, e-wallet. Track each balance separately and move money between them. SPLIT WITH FRIENDS Share a bill, create a group for a trip or a flat, send an invite link, and let Cashera keep score so nobody has to do the awkward maths. IMPORT YOUR HISTORY Moving from Splitwise or Money Manager? Import your data in a few taps (Settings → Import data). RECURRING EXPENSES & REMINDERS Rent, subscriptions and regular payments you enter yourself — Cashera reminds you before the due date. MULTI-CURRENCY AZN, USD, EUR, TRY, RUB, GBP, KZT and UZS, with live exchange rates. Useful if you travel or earn in a second currency. PRIVATE BY DESIGN Face ID lock. Your amounts and balances are masked in analytics — we never sell your data. 7 LANGUAGES Azerbaijani, English, Russian, Turkish, German, Uzbek, Kazakh. Cashera records the money you already have and shows you where it goes. It is not a bank or a financial institution and provides no funding of any kind. FREE TO USE Cashera is free to download and use. Terms of Use: https://cashera.app/terms Privacy Policy: https://cashera.app/privacy
Screenshots
Verdict
The clearest difference is ads: Cashera at none against UPOS's shown. Cashera also leads on update cadence (every 2 days vs every 4 months). UPOS's advantage is iOS requirement (11.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UPOS ships an update every 4 months, Cashera every 2 days. The most recent releases landed on October 8, 2026 and October 14, 2026 respectively.
| Parameter | UPOS | Cashera |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 months | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 20 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | SDB Bank PLC | ProTech Solutions Group MMC |
In-app purchases
UPOS
No in-app purchases
Cashera
No in-app purchases









