fairPay vs PTrust Mobile
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
fairPay
Easily track and split expenses with friends and family. This app handles all the calculations, optimizing debts for the fewest transactions. Works offline and offers cloud backup.
- Offline expense tracking
- Smart debt optimization
- Unlimited budgets
- Currency handling
- Cloud backup and restore
- Debt optimization for fewer transfers
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Paying together? Sharing costs? Splitting payments? If you pay together with others, track and share payments with others, this App is for you! Works offline, no account, no registration, no internet connection needed* Holiday with friends? Somebody pays the fuel, another pays the drinks for some people in the group, another pays.....and at the end, no one knows how to share the costs? Preparing for a party, and everyone pays some part of it....but you want to share equally and fairly? Use fairPay! A SIMPLE, reliable and clever Application to share paying. You just enter the numbers, and all the mathematics is done by fairPay. Create a new budget, enter people, and log the payments. The rest is done by the fairPay! Calculates and smartly optimizes the debts, the result can shared. β’ Works offline, no account, no registration, no internet connection needed* β’ Unlimited budgets handling β’ Currency handling, everything is calculated in your main currency, rates are downloaded β’ Currency converter β’ Auto save/load: just continue where you stopped β’ Cloud backup/restore β’ Easy, fast, friendly usage, nice graphics β’ Result is immediately visible on the screen, but can be sent via email as a report as well β’ You can give "weight" to a person, i.e.: a person can represent more people (e.g.: Smith family = 4 people) β’ High level, smart debt optimization: β’ β’ removing chain and circular debts β’ β’ rearranging debts to have the less number of transfers at the end β’ β’ optimize the have the less amount of money to transfer at the end β’ Persons view: current balance and owed/owes summary, you can open detailed balance view from here β’ Payments view: all payment grouped by the payer/date, total payments, "who should pay next" tip β’ Debts view: eye-blink fast calculation and optimized results on your mobile, and possibility to share β’ Charts: payments, balance Note: some features are only available in the Premium version. You can upgrade to Premium in the App. *some extra features (e.g.: downloading currency rates, cloud backup/restore, etc) need internet connection If you have any suggestions, can help to translate to your language, or found any bugs, please contact: fairpay.help@gmail.com
PTrust Mobile
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Personal Trust Mobile Banking App is an exciting app for banking transactions on the go. It is your βBANK in your Pocketβ and gives you access to perform transactions directly from your phone, tablet or mobile device
Screenshots
Verdict
The clearest difference is in-app purchases: PTrust Mobile at none against fairPay's 1. fairPay's advantage is update cadence (monthly vs every 3 months) and iOS requirement (9.0 vs 12.4). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. fairPay sells 1 one-off in-app purchase. PTrust Mobile asks for nothing beyond the download.
fairPay ships an update monthly, PTrust Mobile every 3 months. The most recent releases landed on November 2, 2026 and October 27, 2026 respectively.
| Parameter | fairPay | PTrust Mobile |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | β |
| Update frequency | Monthly β better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Monetization | Freemium | β |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 9.0 β better | 12.4 |
| Further details β not scored | ||
| Size | 63 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Zoltan Puski | Personal Trust Microfinance bank Limited |
In-app purchases
fairPay
- Premium features$1.99
PTrust Mobile
No in-app purchases
Questions
Is fairPay free?
Is PTrust Mobile free?
Do fairPay or PTrust Mobile have ads?
Which is updated more often, fairPay or PTrust Mobile?
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