Comparison

fairPay vs PTrust Mobile

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

fairPay

Easily track and split expenses with friends and family. This app handles all the calculations, optimizing debts for the fewest transactions. Works offline and offers cloud backup.

Highlights
  • Offline expense tracking
  • Smart debt optimization
  • Unlimited budgets
  • Currency handling
  • Cloud backup and restore
  • Debt optimization for fewer transfers
Features
Read full description

Paying together? Sharing costs? Splitting payments? If you pay together with others, track and share payments with others, this App is for you! Works offline, no account, no registration, no internet connection needed* Holiday with friends? Somebody pays the fuel, another pays the drinks for some people in the group, another pays.....and at the end, no one knows how to share the costs? Preparing for a party, and everyone pays some part of it....but you want to share equally and fairly? Use fairPay! A SIMPLE, reliable and clever Application to share paying. You just enter the numbers, and all the mathematics is done by fairPay. Create a new budget, enter people, and log the payments. The rest is done by the fairPay! Calculates and smartly optimizes the debts, the result can shared. β€’ Works offline, no account, no registration, no internet connection needed* β€’ Unlimited budgets handling β€’ Currency handling, everything is calculated in your main currency, rates are downloaded β€’ Currency converter β€’ Auto save/load: just continue where you stopped β€’ Cloud backup/restore β€’ Easy, fast, friendly usage, nice graphics β€’ Result is immediately visible on the screen, but can be sent via email as a report as well β€’ You can give "weight" to a person, i.e.: a person can represent more people (e.g.: Smith family = 4 people) β€’ High level, smart debt optimization: β€’ β€’ removing chain and circular debts β€’ β€’ rearranging debts to have the less number of transfers at the end β€’ β€’ optimize the have the less amount of money to transfer at the end β€’ Persons view: current balance and owed/owes summary, you can open detailed balance view from here β€’ Payments view: all payment grouped by the payer/date, total payments, "who should pay next" tip β€’ Debts view: eye-blink fast calculation and optimized results on your mobile, and possibility to share β€’ Charts: payments, balance Note: some features are only available in the Premium version. You can upgrade to Premium in the App. *some extra features (e.g.: downloading currency rates, cloud backup/restore, etc) need internet connection If you have any suggestions, can help to translate to your language, or found any bugs, please contact: fairpay.help@gmail.com

About

PTrust Mobile

Read full description

Personal Trust Mobile Banking App is an exciting app for banking transactions on the go. It is your β€œBANK in your Pocket” and gives you access to perform transactions directly from your phone, tablet or mobile device

Screenshots

fairPay4 screens
PTrust Mobile4 screens

Verdict

The call

The clearest difference is in-app purchases: PTrust Mobile at none against fairPay's 1. fairPay's advantage is update cadence (monthly vs every 3 months) and iOS requirement (9.0 vs 12.4). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. fairPay sells 1 one-off in-app purchase. PTrust Mobile asks for nothing beyond the download.

UpkeepUpdate frequency

fairPay ships an update monthly, PTrust Mobile every 3 months. The most recent releases landed on November 2, 2026 and October 27, 2026 respectively.

Scorecard3 real differences Β· 5 level
fairPay versus PTrust Mobile: the parameters behind the verdict, then further details
ParameterfairPayPTrust Mobile
PriceFreeFree
Positive reviews50.0% of reviewsβ€”
Update frequencyMonthly β€” betterEvery 3 months
AdsNoNo
In-app purchasesYesNo β€” better
MonetizationFreemiumβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS9.0 β€” better12.4
Further details β€” not scored
Size63 MB29 MB
Age rating4+4+
DeveloperZoltan PuskiPersonal Trust Microfinance bank Limited

In-app purchases

1 purchases

fairPay

One-time1
  • Premium features$1.99
None

PTrust Mobile

No in-app purchases

Questions

Is fairPay free?
fairPay is free to download, with in-app purchases available.
Is PTrust Mobile free?
PTrust Mobile is free to download, with no in-app purchases.
Do fairPay or PTrust Mobile have ads?
Neither fairPay nor PTrust Mobile shows ads.
Which is updated more often, fairPay or PTrust Mobile?
fairPay ships an update monthly, and PTrust Mobile every 3 months. Most recently, fairPay was updated on November 2, 2026 and PTrust Mobile on October 27, 2026.

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