Comparison

PTrust Mobile vs Crust Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PTrust Mobile

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Personal Trust Mobile Banking App is an exciting app for banking transactions on the go. It is your “BANK in your Pocket” and gives you access to perform transactions directly from your phone, tablet or mobile device

About

Crust Business

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We designed Crust Africa’s business banking to cater for your business needs. Access funds you need to run your business, pay your bills, earn commissions, and request for POS terminals. What can you do with a Crust business account? You can open an account and access capital to grow your business. We understand how difficult it is for agribusinesses and SMEs to access the funds they need to expand their business and that’s one challenge we’re solving. Download the mobile app to get started. Pay your bills like the boss that you are Paying utility bills or buying airtime should be the least of your worries. That’s why we’ve simplified the process on our business banking app. Now you can sort out all your electricity and other utility bills with ease. Access POS terminals and offer payment services Whether you’re a merchant or mobile money agent, you can request for a POS terminal and get it with the click of a button. You can track inflows and outflows, enable withdrawals, deposit money, and earn commissions while at it without worrying about network downtime. We’re always here to help you when you need, our customer service team is available to help resolve any challenges you might have. Earn commissions on every transaction We know that every naira counts for you, so we don’t just want to give you the tools to grow your revenue, you also earn commissions and cashback on every transaction and bill you pay. So you make money while spending money. To learn more about Crust business banking, head to www.crust.africa/business or reach out to support@crust.africa.com. Download Crust business banking and access a complete set of financial tools to grow your business and take it to the next level.

Screenshots

PTrust Mobile4 screens
Crust Business4 screens

Verdict

The call

The clearest difference is update cadence: Crust Business at every 6 weeks against PTrust Mobile's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PTrust Mobile ships an update every 3 months, Crust Business every 6 weeks. The most recent releases landed on October 27, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 5 level
PTrust Mobile versus Crust Business: the parameters behind the verdict, then further details
ParameterPTrust MobileCrust Business
PriceFreeFree
Update frequencyEvery 3 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better13.0
Further details — not scored
Size29 MB44 MB
Age rating4+4+
DeveloperPersonal Trust Microfinance bank LimitedTmoni Technologies

In-app purchases

None

PTrust Mobile

No in-app purchases

None

Crust Business

No in-app purchases

Questions

Is PTrust Mobile free?
PTrust Mobile is free to download, with no in-app purchases.
Is Crust Business free?
Crust Business is free to download, with no in-app purchases.
Do PTrust Mobile or Crust Business have ads?
Neither PTrust Mobile nor Crust Business shows ads.
Which is updated more often, PTrust Mobile or Crust Business?
PTrust Mobile ships an update every 3 months, and Crust Business every 6 weeks. Most recently, PTrust Mobile was updated on October 27, 2026 and Crust Business on October 5, 2026.

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