LCU vs Mist
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LCU
Manage your accounts with ease through a simple interface that provides access to essential banking features. Securely check balances, transfer funds, pay bills, and manage your debit card. The app collects anonymous usage data for statistical analysis.
- PIN or swipe pattern authentication
- View account balances and transactions
- Transfer funds
- Pay bills via BPAY
- Edit Payee and Biller details
- Manage LCU Visa debit card
Read full descriptionHide full description
A straightforward interface makes it easy to find the things you use everyday while the variety of features you know from Internet Banking are tucked just below the surface. • Easily access accounts with PIN or swipe pattern authentication • View your account balances and recent transactions • Transfer funds between your own accounts and to external accounts • Pay bills via BPAY • Edit Payee and Biller details • Unlock, lock and order a replacement LCU Visa debit card We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.
Mist
Read full descriptionHide full description
Mist is a comprehensive mobile app designed to empower international students as they “Move, Settle & Live” in their new country. With Mist, you can easily manage essential aspects of your student life, including International payments, SIM plans, International Student Identity Cards (ISIC), and Overseas Student Health Cover (OSHC). Stay connected with a reliable SIM plan tailored to your needs. Choose from a variety of options and get your SIM card delivered to your home before departure. With Mist, you can enjoy immediate access to communication and data services, keeping you connected with friends, family, and your new community. Make International payments. Easily pay your university or school fees and tuition with Mist powered by one of India’s leading online payment providers. Overseas Health Cover (OSHC). Get peace of mind while in Australia and get comprehensive health insurance for you and any family members accompanying you. Choose from a range of options from Australia’s leading health funds to make sure you get the best cover for you so you can focus on your new life in Australia stress-free. With its user-friendly interface and secure features, Mist simplifies the administrative tasks involved in studying abroad, allowing you to focus on what truly matters – your education and personal growth. Join the Mist community and experience the convenience and empowerment of managing your finances, SIM plans, identity cards, and health cover all in one place.
Screenshots
Verdict
The clearest difference is update cadence: Mist at every 3 weeks against LCU's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LCU ships an update every 5 months, Mist every 3 weeks. The most recent releases landed on October 3, 2026 and October 9, 2026 respectively.
| Parameter | LCU | Mist |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 108 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | Laboratories Credit Union | Mist Financial Pty Ltd |
In-app purchases
LCU
No in-app purchases
Mist
No in-app purchases
