Comparison

Beem vs Future Super

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beem

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

Highlights
  • Send and request money
  • Split bills with contacts
  • Earn cashback rewards
  • Store loyalty cards
  • Integrated BPAY for bills
  • Send digital gift cards
Features
Read full description

A digital wallet that does more than store. With Beem you can pay, request, transfer and split money – plus earn rewards and keep your loyalty and gift cards – all in one place. It’s easy, secure and free to download. ---------------- One wallet. Many possibilities. Say goodbye to the bulky, chuck in your bag retro wallet, and say hello to a shiny, new, all-in-one app that does more than store cards. Pay people. Not accounts. We facilitate payments, but we’re not a bank. Beem syncs up to your contacts, so you flick it over, divvy it up or call it in with anyone in your network. No bank details needed. Split the bill. Not friendships. Track and split expenses between mates without any chasing or awkward convos. You can even create multiple groups for friends, family or workmates. Just enter the amount, we calculate who-owes-what, and everyone settles up. Quick, easy, and all in the app. Get cashback. When you spend. Unlock more value with online and in-store offers via Beem Rewards. Shop in-person with your linked cards or online via the app and watch your savings grow. BPAY® on Beem. Easy as. Master your bills in moments. With BPAY built-in, you know where your money is going and when it’s going to land. Maximise loyalty. Store in one place. Time to declutter all the plastic, punch cards and apps. Beem digitalises all your loyalty cards together in one place. Less risk. More reward. Do you know what present everyone really loves? Choice. Buy and send a personalised gift card from your wallet to theirs. ---------------- The fine print Digital Wallet Pty Ltd ABN 93 624 272 475 (Digital Wallet) AFSL 515270 is the issuer and provider of the Beem facility. Before downloading the app, please consider the Product Disclosure Statement and Terms and Conditions, available at beem.com.au. References to 'Beem' or 'Beem It' are used interchangeably. Any financial product advice, incidental or expressly, provided by Digital Wallet is general advice only. This advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider if Beem is appropriate for your circumstances. To make or receive a payment through Beem, a valid Visa or Mastercard debit card attached to an Australian bank account is required. T&Cs apply. Beem Rewards and Beembucks have no monetary value. Any value assigned and any redemption is at the sole discretion of Digital Wallet. You have no entitlement to Beem Rewards and Beembucks until Digital Wallet has notified you that Beem Rewards have a value, you have accumulated more than AUD$10 in Beembucks notified value and you have requested redemption. Please read the PDS and T&Cs, Privacy Policy and Beem Rewards T&Cs.

About

Future Super

This finance app allows members to manage their superannuation accounts, view investment details, and track transactions. It focuses on investing for impact and excluding harmful assets, enabling users to see how their money contributes to a better future. Secure login options are available for easy access.

Highlights
  • View balance and transaction history
  • See investment details and impact
  • Access member details
  • Secure Face/Touch ID login
  • Invest for impact
Features
Read full description

Future Super is a purpose driven super fund that’s investing in solutions to climate change. We started a movement of people doing something different with their super: investing for impact and excluding assets that we believe are harmful to people and planet. With Future Super, your money has a positive impact. Future Super’s mobile app puts that impact in the palm of your hand. Important: You must be a Future Super member to login to the app. To join in 5 minutes, visit our website: www.futuresuper.com.au. Features include - View your balance and transaction history - See where your super is invested and how it’s shaping a better future - View your important member details - Login securely and easily with Face/Touch ID

Screenshots

Beem4 screens
Future Super4 screens

Verdict

The call

The clearest difference is monetization model: Future Super at free against Beem's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Beem ships an update every 2 months, Future Super monthly. The most recent releases landed on September 23, 2026 and August 10, 2026 respectively.

Scorecard1 real difference · 9 level
Beem versus Future Super: the parameters behind the verdict, then further details
ParameterBeemFuture Super
PriceFreeFree
Rating4.7 (152 ratings) — better—
Positive reviews57.6% of reviews — better57.1% of reviews
Number of ratings152 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size98 MB52 MB
Age rating4+4+
DeveloperBeem ItFuture Superannuation Group Pty Ltd

Customer experience

Beem

All ratings152 ratings
Positive92.8%
Neutral2.0%
Negative5.3%
Written reviews158 reviews
Positive57.6%
Neutral9.5%
Negative32.9%

Future Super

Written reviews7 reviews
Positive57.1%
Neutral0.0%
Negative42.9%

Bugs and requests

Beem

Reported bugs

5 issues
  • App not loading or freezing after updates
  • Payments not showing up or getting lost
  • Inability to remove or change linked cards
  • Account verification issues and lockouts
  • Loyalty card feature not functioning properly

Requested features

5 requests
  • Add search function to find past transactions
  • Allow admins to close payment groups
  • Integrate receipt/bill upload for expenses
  • Provide option to change payment split ratios
  • Add support for international users and cards

Future Super

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Beem

No in-app purchases

None

Future Super

No in-app purchases

Questions

Is Beem free?
Beem is free to download, with no in-app purchases.
Is Future Super free?
Future Super is free to download, with no in-app purchases.
Do Beem or Future Super have ads?
Neither Beem nor Future Super shows ads.
Which is updated more often, Beem or Future Super?
Beem ships an update every 2 months, and Future Super monthly. Most recently, Beem was updated on September 23, 2026 and Future Super on August 10, 2026.

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