Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.
Summarized from real user reviews of Beem. Based on 90K reviews and a 4.9/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.
5.3.0
July 17, 2026
We've made some behind-the-scenes updates to keep the app running smoothly and securely.
5 issues
App not loading or freezing after updates
Payments not showing up or getting lost
5 requests
Add search function to find past transactions
Allow admins to close payment groups
Beem is a digital wallet that allows you to pay, request, transfer, and split money with your contacts. It also lets you store loyalty cards, gift cards, and earn rewards on your spending. It is part of Australian Payments Plus (AP+).
Beem syncs with your contacts, allowing you to easily send or request money without needing bank details. For splitting bills, you can track expenses with friends, family, or colleagues, and the app calculates who owes what, facilitating easy settlement within the app.
Yes, Beem offers Beem Rewards, which can provide cashback and other offers when you shop online or in-store with linked cards or through the app. Beembucks accumulated through rewards have no monetary value until specific redemption conditions are met.
Yes, Beem has BPAY integrated, allowing you to manage and pay your bills directly from the app. This feature helps you keep track of your expenses and payment due dates.
Beem is free to download and use for its core payment and splitting functionalities. While the app itself is free, there may be associated costs or terms related to specific features like Beem Rewards redemption, and it is supported by in-app purchases.
