1. Home
  2. 💰 Finance
  3. Beem
Beem - Digital Wallet

Beem - Digital Wallet

Pay & split + Reward & loyalty

152 ratings
158 reviews
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • September 22, 2019
  • July 17, 2026

Features

Developer

Beem It
✨Promote your app ✨
Beem - Digital Wallet screenshot #1 for iPhone
Beem - Digital Wallet screenshot #2 for iPhone
Beem - Digital Wallet screenshot #3 for iPhone
Beem - Digital Wallet screenshot #4 for iPhone
Beem - Digital Wallet screenshot #5 for iPhone
Beem - Digital Wallet screenshot #6 for iPhone
📌Ready
Reviews summary↘︎
⭐158
Reviews↘︎
📝2+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 1 month
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

✓Send and request money
✓Split bills with contacts
✓Earn cashback rewards
✓Store loyalty cards
✓Integrated BPAY for bills
✓Send digital gift cards
Show original description

What users say

Summarized from real user reviews of Beem. Based on 152 reviews and a 4.7/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Quick and easy payments
  • 💳Convenient for splitting bills and expenses
  • 🤝Great for friend groups and co-living
  • 💰No bank fees for transfers
  • 🤖Simple and intuitive interface

Negative things

  • 🐛Frequent app crashes and bugs
  • 🔒Overly strict verification process
  • 🔄Repeated security checks for payments
  • 💳Issues with adding and verifying cards
  • 🤔Unclear expense splitting calculations
See all reviews

What's New in Beem

5.3.0

July 17, 2026

We've made some behind-the-scenes updates to keep the app running smoothly and securely.

User reviews

Most RecentHighest RatedLowest Rated

Great app, just need a few small improvements

Overall a great app for splitting payments with groups. It’s just missing one thing that’d make it MUCH better to use - invite links


If I want to add a bunch of people in my group chat to a been group, I should just be able to share an invite link rather than having to ask each of their handles.
Nickyt___Nickyt___

App sucks after update

I have an iPhone 7 and was forced to update ios to use the app. Now after updating app still does not work. Don’t trust your banking details with this because it can all be gone when you least expect it
topdawg33topdawg33

verify is broken

wasted so much of my time trying to verify on your broken system. fix the backend verification process first.
KokismonsterKokismonster

🔥✨ CRAZY GOOD UI ✨ 🔥

Never seen another app with this design principle + UX
Rarely leave reviews 🏆Rarely leave reviews 🏆

Easy

Just Easy
Guenter98.6Guenter98.6
See 153 more reviews

User experience

🐞

Reported Bugs

5 issues

App not loading or freezing after updates

Bug

Payments not showing up or getting lost

Bug

Inability to remove or change linked cards

Bug

Account verification issues and lockouts

Bug

Loyalty card feature not functioning properly

Bug
✨

Requested Features

5 requests

Add search function to find past transactions

Feature

Allow admins to close payment groups

Feature

Integrate receipt/bill upload for expenses

Feature

Provide option to change payment split ratios

Feature

Add support for international users and cards

Feature

FAQ

What is Beem?

Beem is a digital wallet that allows you to pay, request, transfer, and split money with your contacts. It also lets you store loyalty cards, gift cards, and earn rewards on your spending. It is part of Australian Payments Plus (AP+).

How do I pay or split bills with Beem?

Beem syncs with your contacts, allowing you to easily send or request money without needing bank details. For splitting bills, you can track expenses with friends, family, or colleagues, and the app calculates who owes what, facilitating easy settlement within the app.

Does Beem offer rewards or cashback?

Yes, Beem offers Beem Rewards, which can provide cashback and other offers when you shop online or in-store with linked cards or through the app. Beembucks accumulated through rewards have no monetary value until specific redemption conditions are met.

Can I pay bills with Beem?

Yes, Beem has BPAY integrated, allowing you to manage and pay your bills directly from the app. This feature helps you keep track of your expenses and payment due dates.

Is Beem free to use?

Beem is free to download and use for its core payment and splitting functionalities. While the app itself is free, there may be associated costs or terms related to specific features like Beem Rewards redemption, and it is supported by in-app purchases.