Best Beem alternatives: apps like Beem - Digital Wallet

9+ similar apps compared and reviewed

3.9 avg rating
9 free apps
Updated October 2026

Beem is great, but it's not the only option. Explore 9+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Beem

4.6😐(167 ratings)
Free
Ubank: Digital Banking screenshot 1
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Ubank: Digital Banking screenshot 6

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

What We Love

  • 🚀 Simple and easy banking
  • 🔒 Secure and trustworthy
  • 👍 User-friendly app and website
  • 💰 Competitive interest rates
  • 🤝 Shared accounts feature
  • 📈 Helpful budgeting and spending tracking

Room to Improve

  • 🐛 Buggy app with frequent crashes and login issues
  • 🔒 Restrictive ID requirements for account opening
  • 🤔 Confusing changes to account structure and transaction rules
  • 🕰️ Slow customer support and unresponsive to issues
  • 💳 Inability to pay directly from savings accounts
  • 🤯 Frustrating app updates that remove useful features

More apps like Beem

4
ING Australia Banking
ING Australia Banking
ING Australia Banking
by ING Bank (Australia) Limited
Free

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

Add cards to Apple PayView cards digitally and securelyDynamic CVV for online transactions
💰 Finance
(16)
free
5
Macquarie Authenticator
Macquarie Authenticator
Macquarie Authenticator
Security that moves with you
Free

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Push notifications for transaction approval/denialGenerate one-time rolling codesOffline authentication with rolling codes
💰 Finance
(2)
free
6
Up — Simplify Money
Up — Simplify Money
Up — Simplify Money
Upgrade your banking
Free

This app simplifies personal finance management, offering tools for budgeting, saving, and managing money with friends. It provides features for international travel and offers quick support from real people.

Budget controlSavings goalsBill splitting
💰 Finance
(190)
free with in-app purchases
7
Westpac
Westpac
Westpac
Finance
Free

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

Secure bankingSmart toolsMoney management
💰 Finance
(355)
free with in-app purchases
8
Bendigo Bank
Bendigo Bank
Bendigo Bank
The better big bank
Free

Manage your finances with ease and security. This banking app allows you to check balances, view transactions, make payments, and control your cards. It offers instant transfers, bill payments, and secure login options.

Check balance without logging inView transaction history and download statementsInstant PayID and Osko transfers
💰 Finance
(64)
free
9
St.George Mobile Banking
St.George Mobile Banking
St.George Mobile Banking
More ways to bank
Free

Manage your finances securely and conveniently from your mobile device. Open accounts, make payments, track spending with categorization, and access everyday banking tools like card management and a branch locator.

Open accounts in minutesFast and secure paymentsSchedule future transfers
💰 Finance
(15)
free with in-app purchases