Beem vs FundFlow

A digital wallet that does more than store. With Beem you can pay, request, transfer and split money – plus earn rewards and keep your loyalty and gift cards – all in one place. It’s easy, secure and free to download. ---------------- One wallet. Many possibilities. Say goodbye to the bulky, chuck in your bag retro wallet, and say hello to a shiny, new, all-in-one app that does more than store cards. Pay people. Not accounts. We facilitate payments, but we’re not a bank. Beem syncs up to your contacts, so you flick it over, divvy it up or call it in with anyone in your network. No bank details needed. Split the bill. Not friendships. Track and split expenses between mates without any chasing or awkward convos. You can even create multiple groups for friends, family or workmates. Just enter the amount, we calculate who-owes-what, and everyone settles up. Quick, easy, and all in the app. Get cashback. When you spend. Unlock more value with online and in-store offers via Beem Rewards. Shop in-person with your linked cards or online via the app and watch your savings grow. BPAY® on Beem. Easy as. Master your bills in moments. With BPAY built-in, you know where your money is going and when it’s going to land. Maximise loyalty. Store in one place. Time to declutter all the plastic, punch cards and apps. Beem digitalises all your loyalty cards together in one place. Less risk. More reward. Do you know what present everyone really loves? Choice. Buy and send a personalised gift card from your wallet to theirs. ---------------- The fine print Digital Wallet Pty Ltd ABN 93 624 272 475 (Digital Wallet) AFSL 515270 is the issuer and provider of the Beem facility. Before downloading the app, please consider the Product Disclosure Statement and Terms and Conditions, available at beem.com.au. References to 'Beem' or 'Beem It' are used interchangeably. Any financial product advice, incidental or expressly, provided by Digital Wallet is general advice only. This advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider if Beem is appropriate for your circumstances. To make or receive a payment through Beem, a valid Visa or Mastercard debit card attached to an Australian bank account is required. T&Cs apply. Beem Rewards and Beembucks have no monetary value. Any value assigned and any redemption is at the sole discretion of Digital Wallet. You have no entitlement to Beem Rewards and Beembucks until Digital Wallet has notified you that Beem Rewards have a value, you have accumulated more than AUD$10 in Beembucks notified value and you have requested redemption. Please read the PDS and T&Cs, Privacy Policy and Beem Rewards T&Cs.

FundFlow helps you see where your money actually goes. No budgets. No targets. No guilt. Just a clear view of your spending, organized the way you think. Build your own category tree - Create categories that match your life. "Going Out > Bars" and "Food > Groceries > Meal Prep," not just generic labels. Nest up to 5 levels deep. Your spending, your structure. Connect your bank - Link your accounts and transactions sync automatically. No manual entry. Months of history, ready to organize. See the patterns - Weekly and monthly spending breakdowns by your categories. Compare against your averages. Spot the trends you couldn't see before. All accounts, one place - Multiple banks? Different currencies? See everything in a single view with automatic currency conversion. Track recurring payments - Know exactly what's coming out and when. Subscriptions, rent, bills. All in one place with weekly breakdowns. FundFlow is for people who want to understand their money without turning it into a project. Connect your bank, build your categories, and find out where your money is going. FundFlow Premium unlocks the full experience. • Monthly subscription: US$6.00/month • 7-day free trial, then auto-renews at the price above • Payment is charged to your Apple ID account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period • Your account is charged for renewal within 24 hours prior to the end of the current period • Manage or cancel anytime in your Apple ID Account Settings after purchase Terms of Use: https://fundflow.dev/terms Privacy Policy: https://fundflow.dev/privacy-policy