Beem vs SubTally

A digital wallet that does more than store. With Beem you can pay, request, transfer and split money – plus earn rewards and keep your loyalty and gift cards – all in one place. It’s easy, secure and free to download. ---------------- One wallet. Many possibilities. Say goodbye to the bulky, chuck in your bag retro wallet, and say hello to a shiny, new, all-in-one app that does more than store cards. Pay people. Not accounts. We facilitate payments, but we’re not a bank. Beem syncs up to your contacts, so you flick it over, divvy it up or call it in with anyone in your network. No bank details needed. Split the bill. Not friendships. Track and split expenses between mates without any chasing or awkward convos. You can even create multiple groups for friends, family or workmates. Just enter the amount, we calculate who-owes-what, and everyone settles up. Quick, easy, and all in the app. Get cashback. When you spend. Unlock more value with online and in-store offers via Beem Rewards. Shop in-person with your linked cards or online via the app and watch your savings grow. BPAY® on Beem. Easy as. Master your bills in moments. With BPAY built-in, you know where your money is going and when it’s going to land. Maximise loyalty. Store in one place. Time to declutter all the plastic, punch cards and apps. Beem digitalises all your loyalty cards together in one place. Less risk. More reward. Do you know what present everyone really loves? Choice. Buy and send a personalised gift card from your wallet to theirs. ---------------- The fine print Digital Wallet Pty Ltd ABN 93 624 272 475 (Digital Wallet) AFSL 515270 is the issuer and provider of the Beem facility. Before downloading the app, please consider the Product Disclosure Statement and Terms and Conditions, available at beem.com.au. References to 'Beem' or 'Beem It' are used interchangeably. Any financial product advice, incidental or expressly, provided by Digital Wallet is general advice only. This advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider if Beem is appropriate for your circumstances. To make or receive a payment through Beem, a valid Visa or Mastercard debit card attached to an Australian bank account is required. T&Cs apply. Beem Rewards and Beembucks have no monetary value. Any value assigned and any redemption is at the sole discretion of Digital Wallet. You have no entitlement to Beem Rewards and Beembucks until Digital Wallet has notified you that Beem Rewards have a value, you have accumulated more than AUD$10 in Beembucks notified value and you have requested redemption. Please read the PDS and T&Cs, Privacy Policy and Beem Rewards T&Cs.

SubTally is a quiet little app for the streaming, software and small monthly things that quietly stack up. No accounts. No cloud. No tracking. Just your subscriptions, tallied on your device — so you can finally see what you're actually paying for each month. WHAT IT DOES - One hero total — your monthly and annual spend, normalised across weekly, monthly, quarterly and yearly cycles, right at the top of the home screen. - Sorted by renewal — active subscriptions are ordered by what's coming next, so the bill that matters tomorrow is at the top. - Local reminders — get nudged the day before a renewal, scheduled directly on your phone. No push servers, no notification middleman. - Trials and pauses — mark anything as a free trial or temporarily paused. Those don't roll into your monthly total, only what you're actually paying. - 42 ready-to-go services — Netflix, Spotify, Notion, iCloud+, Disney+, YouTube Premium and more, each with the right icon and colour. Or add anything custom in seconds. - Made to match — light, dark or automatic, paired with seven accent colours (teal, blue, indigo, purple, rose, orange, green). - Export anytime — send your full list out as a CSV through the system share sheet. Your data, your move. PRIVACY BY DESIGN SubTally has no backend. It does not connect to any server. It does not collect, transmit or store any of your data on the internet. Everything you enter lives in local storage on your iPhone, and that's where it stays. The app behaves identically in airplane mode as it does online. No sign-up. No login. No analytics SDK. No advertising. No trackers of any kind. ONE-TIME PURCHASE SubTally is a one-time AU$0.99 download. No subscription to track a subscription tracker. No in-app purchases, no premium tier, no upsells. REQUIREMENTS - iPhone running iOS 16 or later - Works fully offline