Comparison

Commencement Mobile vs 1st Security

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commencement Mobile

Manage your bank accounts conveniently from your mobile device. Perform transactions, pay bills, and secure your debit card. Deposit checks by taking a picture and locate branches or ATMs.

Highlights
  • Check account balances
  • View transaction history
  • Transfer money
  • Pay bills and friends
  • Manage debit card security
  • Deposit checks via photo
  • Locate ATMs and branches
Features
Read full description

COMMENCEMENT BANK MOBILE BANKING APP Bank on the go with Commencement Bank Personal App. Manage your accounts from your cell phone when it’s convenient for you. FEATURES: The Commencement Bank Personal App is fast, convenient and allows users to: Check account balances View transaction history Transfer money between accounts Pay bills and friends Manage your debit card security Locate and get directions to ATM and branch locations using GPS Deposit checks by taking a picture SECURITY: Commencement Bank protects your financial information from unauthorized users using: Secure login with user name and password Out-of-band authentication No transmission of complete account numbers [Member FDIC]

About

1st Security

Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Send money with Zelle
  • Mobile check deposit
  • Schedule and manage bill payments
  • Set custom card notifications
  • Find branches and ATMs
Features
Read full description

Introducing the new 1st Security Bank mobile app for all your personal and business banking needs, in the palm of your hand. Enjoy convenient access to your accounts, transfer funds, make mobile deposits, and manage payments from virtually anywhere. Manage Accounts - Check balances instantly - View recent account activity - Schedule and manage loan payments - Set travel alerts, transaction limits, and custom notifications for your 1st Security Bank debit or credit card* *Available for consumer cards only. Not available for business cards. Transfer Funds - Transfer money between your 1st Security Bank accounts. - Send money to friends and family with Zelle. Bill Pay - Set up and manage Bill Pay to make sure you never miss a payment. Deposit Checks - Tap. Snap. Deposit. It's that easy. Deposit checks using your mobile device. Connect with 1st Security Bank - Chat with a Customer Service Representative using Secure Chat during normal business hours. - Find the nearest branch or surcharge-free ATM.

Screenshots

Commencement Mobile4 screens
1st Security4 screens

Verdict

The call

The clearest difference is rating: Commencement Mobile at 5.0 against 1st Security's 3.7. Commencement Mobile also leads on review sentiment (60% vs 44%) and iOS requirement (14.1 vs 16.0). 1st Security's advantage is ratings volume (326 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Commencement Mobile holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: 1st Security has 326 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of Commencement Mobile's written reviews are positive against 44% of 1st Security's.

UpkeepUpdate frequency

Commencement Mobile ships an update every 4 months, 1st Security every 5 months. The most recent releases landed on October 3, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
Commencement Mobile versus 1st Security: the parameters behind the verdict, then further details
ParameterCommencement Mobile1st Security
PriceFreeFree
Rating5.0 (2 ratings) — better3.7 (326 ratings)
Positive reviews60.0% of reviews — better44.0% of reviews
Number of ratings2326 — better
Update frequencyEvery 4 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, Apple Watch
Requires iOS14.1 — better16.0
Further details — not scored
Size140 MB115 MB
Age rating4+4+
DeveloperCommencement Bank1st Security Bank of Washington

Customer experience

Commencement Mobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

1st Security

All ratings13 ratings
Positive92.3%
Neutral7.7%
Negative0.0%
Written reviews84 reviews
Positive44.0%
Neutral10.7%
Negative45.2%

Bugs and requests

Commencement Mobile

Not enough reviews yet to summarise bugs or requests.

1st Security

Reported bugs

2 issues
  • App won't let you log in
  • HELOC balance and due date not updating properly

Requested features

2 requests
  • Show credit card balance when transferring money
  • Ability to go back to previous page

In-app purchases

None

Commencement Mobile

No in-app purchases

None

1st Security

No in-app purchases

Questions

Is Commencement Mobile free?
Commencement Mobile is free to download, with no in-app purchases.
Is 1st Security free?
1st Security is free to download, with no in-app purchases.
Which has better reviews, Commencement Mobile or 1st Security?
Commencement Mobile is rated higher. Commencement Mobile averages 5.0 out of 5 from 2 ratings, while 1st Security averages 3.7 from 326 ratings.
Do Commencement Mobile or 1st Security have ads?
Neither Commencement Mobile nor 1st Security shows ads.
Which is updated more often, Commencement Mobile or 1st Security?
Commencement Mobile ships an update every 4 months, and 1st Security every 5 months. Most recently, Commencement Mobile was updated on October 3, 2026 and 1st Security on October 16, 2026.

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