Commencement Mobile vs 1st Security
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commencement Mobile
Manage your bank accounts conveniently from your mobile device. Perform transactions, pay bills, and secure your debit card. Deposit checks by taking a picture and locate branches or ATMs.
- Check account balances
- View transaction history
- Transfer money
- Pay bills and friends
- Manage debit card security
- Deposit checks via photo
- Locate ATMs and branches
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COMMENCEMENT BANK MOBILE BANKING APP Bank on the go with Commencement Bank Personal App. Manage your accounts from your cell phone when it’s convenient for you. FEATURES: The Commencement Bank Personal App is fast, convenient and allows users to: Check account balances View transaction history Transfer money between accounts Pay bills and friends Manage your debit card security Locate and get directions to ATM and branch locations using GPS Deposit checks by taking a picture SECURITY: Commencement Bank protects your financial information from unauthorized users using: Secure login with user name and password Out-of-band authentication No transmission of complete account numbers [Member FDIC]
1st Security
Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.
- Check account balances
- Transfer funds between accounts
- Send money with Zelle
- Mobile check deposit
- Schedule and manage bill payments
- Set custom card notifications
- Find branches and ATMs
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Introducing the new 1st Security Bank mobile app for all your personal and business banking needs, in the palm of your hand. Enjoy convenient access to your accounts, transfer funds, make mobile deposits, and manage payments from virtually anywhere. Manage Accounts - Check balances instantly - View recent account activity - Schedule and manage loan payments - Set travel alerts, transaction limits, and custom notifications for your 1st Security Bank debit or credit card* *Available for consumer cards only. Not available for business cards. Transfer Funds - Transfer money between your 1st Security Bank accounts. - Send money to friends and family with Zelle. Bill Pay - Set up and manage Bill Pay to make sure you never miss a payment. Deposit Checks - Tap. Snap. Deposit. It's that easy. Deposit checks using your mobile device. Connect with 1st Security Bank - Chat with a Customer Service Representative using Secure Chat during normal business hours. - Find the nearest branch or surcharge-free ATM.
Screenshots
Verdict
The clearest difference is rating: Commencement Mobile at 5.0 against 1st Security's 3.7. Commencement Mobile also leads on review sentiment (60% vs 44%) and iOS requirement (14.1 vs 16.0). 1st Security's advantage is ratings volume (326 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Commencement Mobile holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: 1st Security has 326 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of Commencement Mobile's written reviews are positive against 44% of 1st Security's.
Commencement Mobile ships an update every 4 months, 1st Security every 5 months. The most recent releases landed on October 3, 2026 and October 16, 2026 respectively.
| Parameter | Commencement Mobile | 1st Security |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 3.7 (326 ratings) |
| Positive reviews | 60.0% of reviews — better | 44.0% of reviews |
| Number of ratings | 2 | 326 — better |
| Update frequency | Every 4 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, Apple Watch |
| Requires iOS | 14.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 140 MB | 115 MB |
| Age rating | 4+ | 4+ |
| Developer | Commencement Bank | 1st Security Bank of Washington |
Customer experience
Commencement Mobile
1st Security
Bugs and requests
Commencement Mobile
Not enough reviews yet to summarise bugs or requests.
1st Security
Reported bugs
2 issues- App won't let you log in
- HELOC balance and due date not updating properly
Requested features
2 requests- Show credit card balance when transferring money
- Ability to go back to previous page
In-app purchases
Commencement Mobile
No in-app purchases
1st Security
No in-app purchases
Questions
Is Commencement Mobile free?
Is 1st Security free?
Which has better reviews, Commencement Mobile or 1st Security?
Do Commencement Mobile or 1st Security have ads?
Which is updated more often, Commencement Mobile or 1st Security?
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