BrightPlan vs Paven

Take control of your finances with BrightPlan for personalized financial guidance, smarter decision-making, and a plan tailored to your unique goals. As an employer-provided benefit, BrightPlan helps you make confident financial decisions, reduce financial stress, and get more value from the benefits available to you. BrightPlan’s offerings may vary by country and employer. Learn: BrightPlan Academy delivers personalized educational resources, including articles and live/on-demand sessions, tailored to your financial needs. Get relevant guidance that helps you take action—without product sales or commissions. Plan: You're not alone. BrightPlan’s AI-powered Financial Wellness Coach™ provides personalized, 24/7 guidance to help you make informed financial planning decisions, stay on track with your goals, and take meaningful action with confidence. Manage: Get a complete view of your financial life in one place. Track your budget, monitor spending, organize your accounts, and stay connected to your financial goals with personalized insights. Invest: BrightPlan provides goals-based investment guidance tailored to your personal risk tolerance, timeline, and financial objectives to help you make informed investment decisions. Secure: Your privacy comes first. BrightPlan keeps your financial information private and secure—it is never shared with your employer, sold to third parties, or used for marketing. We follow industry best practices and maintain rigorous security certifications to protect your data. Fiduciary Excellence: BrightPlan is a registered investment adviser and is legally required to act in your best interests. Disclaimers: BrightPlan LLC is an SEC registered investment adviser that may offer investment advice to U.S. residents. Registration does not imply a certain level of skill or training nor does it imply endorsement by the SEC. BrightPlan is neither registered with any international agency to provide, nor does it provide, any investment advice to non-U.S. residents. By using this application, you accept our Terms of Service (https://www.brightplan.com/terms-of-service), Privacy Notice (https://www.brightplan.com/privacy-policy) and, in the United States, Investment Advisory Agreement (https://www.brightplan.com/investment-advisory-agreement). © 2026 BrightPlan LLC

Paven is here to empower your financial future. Get the personalized guidance you need to reach your goals at the pace that is right for you. We believe that financial well-being is for everyone. That’s why we designed Paven to help employees everywhere, regardless of experience or know-how, build the confidence they need to take control of their entire financial life. Whether you are trying to navigate employer benefits, plan for retirement, learn new approaches to debt management, budgeting or more, we are here to walk you through the financial decisions that will shape your life for years to come. KEY APP FEATURES: - Self-paced financial guidance - Personalized goal tracking - Interactive planning and budgeting tools - Jargon-free financial insights and information - Tips on how to prioritize competing goals - Real life financial stories and relevant content - Timely employer benefit information - Seamless access to financial coaches LOVE FROM OUR USERS: - “This app is extremely well designed for a personal finance beginner” - “The tools are extremely intuitive and helpful!! It's so nice to have all my financial goals and dreams planned in one place.” - “I don’t have to spend hours understanding the financial jargons and complicated financial processes.” HOW TO DOWNLOAD: Do you have Paven as a benefit through an employer? Download Paven and login using your employee details to access all of our tools and features.