Comparison

SFMC Home Lending vs SubSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SFMC Home Lending

Simplify your home buying or refinancing journey with this comprehensive lending tool. It offers helpful calculators, document management, and direct access to loan officers and real estate agents.

Highlights
  • Scenario comparison for product selection
  • Mortgage refinancing savings calculator
  • Affordability assessment based on income
  • Document scanning and uploading
  • Loan officer and agent contact access
  • Industry news and rate updates
Features
Read full description

It’s easier here at Service First because we are dedicated to providing a hassle-free lending experience from start to finish. To further enhance your experience, we have created the Lending Hub app to help simplify the home buying process. This tool provides you with a wealth of valuable information whether you are a purchasing a home, refinancing, or you're a real estate agent wanting to provide the best for your clients. Key Features: - Determine which product is best for you using scenario comparisons - Calculate savings or cost of refinancing your mortgage - Learn whether you can afford a home based on your current income and expenses - Quickly and easily scan and upload required documents - Convenient access to Loan Officer and Real Estate Agent contact information - Stay up-to-date on industry news and changes which might affect you such as mortgage interest rates The calculations you find in the Lending Hub app are helpful in determining what homeownership could look like for you. However, your highly trained Service First loan officer will help you get the right loan to meet your specific needs, and will go the extra mile to ensure the highest quality of work is performed on your loan in a timely manner. Be sure to reach out to your loan officer with any questions you may have about your loan or the loan process. Service First is lending that has you covered!

About

SubSplit

Effortlessly split bills and track shared expenses with AI-powered receipt scanning. Organize costs by trip or household, visualize financial connections, and get reminders for recurring payments. Securely manage your shared finances with friends.

Highlights
  • AI receipt scanning
  • Flexible expense splitting
  • Visual friend balances
  • Group expense ledgers
  • Recurring expense tracking
  • Multi-currency support
  • Spending insights
Features
Read full description

SubSplit makes splitting bills and tracking shared expenses effortless. Whether you're sharing a dinner tab, managing household utilities, or tracking trip costs with friends, SubSplit handles the math so you don't have to. Scan any receipt or utility bill with your camera and let AI instantly extract every line item. Split expenses equally, by percentage, or by custom amounts. SubSplit keeps a running balance with each friend so you always know who owes what. KEY FEATURES Receipt Scanning: Point your camera at any receipt and AI reads every item automatically Bill Splitting: Split expenses equally, by percentage, or custom amounts with friends Friend Orbit: See your financial connections at a glance with a visual radar of who owes you and who you owe Trip & Household Ledgers: Organize expenses by trip, household, event, or any group Recurring Expenses: Track subscriptions and get reminders before they renew so you can cancel in time Multi-Currency: Support for USD, EUR, GBP, JPY, CAD, and AUD Spending Insights: Charts and breakdowns of your shared spending trends Face ID Login: Secure, instant access with biometric authentication Notifications: Get alerted when friends split an expense, send a payment, or settle up Data Export: Download your expenses, payments, and friend data as CSV anytime SubSplit is built for real life. Add friends who don't have the app yet and their profile is ready when they join. Connect with friends by scanning a QR code or sharing a quick link. No awkward setup, no complicated flows. Your data stays yours. SubSplit uses no third-party analytics or ad tracking.

Screenshots

SFMC Home Lending4 screens
SubSplit4 screens

Verdict

The call

The clearest difference is rating: SubSplit at 5.0 against SFMC Home Lending's 4.3. SubSplit also leads on iOS requirement (15.1 vs 18.0). SFMC Home Lending's advantage is ratings volume (33 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SubSplit holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: SFMC Home Lending has 33 ratings behind it against 1, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
SFMC Home Lending versus SubSplit: the parameters behind the verdict, then further details
ParameterSFMC Home LendingSubSplit
PriceFreeFree
Rating4.3 (33 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings33 — better1
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size92 MB31 MB
Age rating4+4+
DeveloperSFMC, L.P.venkatesh kavali

Customer experience

SFMC Home Lending

All ratings33 ratings
Positive84.8%
Neutral3.0%
Negative12.1%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

SubSplit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SFMC Home Lending

No in-app purchases

None

SubSplit

No in-app purchases

Questions

Is SFMC Home Lending free?
SFMC Home Lending is free to download, with no in-app purchases.
Is SubSplit free?
SubSplit is free to download, with no in-app purchases.
Which has better reviews, SFMC Home Lending or SubSplit?
SubSplit is rated higher. SFMC Home Lending averages 4.3 out of 5 from 33 ratings, while SubSplit averages 5.0 from 1 ratings.
Do SFMC Home Lending or SubSplit have ads?
Neither SFMC Home Lending nor SubSplit shows ads.

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