Comparison

Ard vs Storepay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ard

Manage your financial assets globally with this secure application. View balances, transfer funds, pay bills, and even get loan approvals in minutes. It also offers automatic credit scoring, new account openings, and stock trading.

Highlights
  • Global account access
  • View balances and history
  • Fund transfers
  • Bill payments
  • 5-minute loan approvals
  • Automatic credit scoring
  • Stock trading
Features
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Welcome to Ard App Өдөр тутмын банкны үйлчилгээнээс эхлээд хөрөнгө оруулалт, зээл, даатгалын үйлчилгээг нэг дороос хаанаас ч, хэзээ ч хялбар, хурдан удирдах боломж Таны Ард Аппад. Үндсэн боломжууд: • Салбарт ирэлгүйгээр Ард Аппын харилцагч болох • Шилжүүлэг, төгрөг болон ардкойны хосолсон гүйлгээ хийх • Нэхэмжлэх үүсгэх, бүх банкны данснаас орлого хүлээн авах • Гүйлгээ бүрд урамшуулал цуглуулах • Хэрэглээнд тохирсон зээлийн шийдлүүдээс сонгох • Хувааж төлөх үйлчилгээ • Өндөр өгөөжтэй хуримтлал үүсгэх • Хэрэглээний төлбөрөө автоматаар төлөх • Хөрөнгө оруулалт, арилжаа хийх • Бүх төрлийн даатгалын үйлчилгээ авах • Өдөр тутмын хэрэгцээнд нийцсэн мини аппууд Мөн та Ард Апп дахь нийт дансны үлдэгдэл болон эзэмшиж буй ардкойны зах зээлийн үнэлгээ тодорхой хэмжээнд хүрсэн тохиолдолд 5 одтой гишүүн болж, Ард Аппын нэмэлт давуу эрхүүдийг авах боломжтой. All your financial needs, powered by Ard App Manage your finances anytime, anywhere all in one place. From everyday banking to investments, loans, and insurance, everything you need is in Ard App. Key Features: •Become a customer instantly no branch visit required •Send money and make transactions in MNT and ardcoin •Create invoices and receive payments from any bank •Earn rewards with every transaction •Access loan solutions tailored to your needs •Split payments with flexible “Pay Later” options •Grow your savings with high-yield accounts •Automate your bill payments •Invest and trade with ease •Get access to a full range of insurance services •Explore lifestyle mini apps for your everyday needs Reach a certain balance across your accounts or ardcoin holdings to unlock 5-Star Membership and enjoy exclusive benefits within Ard App.

About

Storepay

This app allows users to make purchases from over 8,000 stores and services with flexible payment options. You can split payments for purchases over 100,000 MNT into up to 6 installments with no interest or fees. Earn token rewards for timely payments.

Highlights
  • Interest-free installment payments
  • Up to 6 payment installments
  • Accepted at over 8,000 stores
  • Purchase limit up to 10,000,000 MNT
  • Token rewards for timely payments
  • Easy registration process
Features
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Ямар ч хүү, шимтгэлгүй таны өдөр тутмын төлбөрийн хэрэгсэл Та яг одоо Сторпэй – ыг ашиглан 8,000 гаруй дэлгүүр, үйлчилгээний газруудаас 100,000₮ дээш үнийн дүнтэй бүх худалдан авалтаа 6 хүртэл хуваан төлөх нөхцөлөөр аваарай! Хэрхэн хэрэглэгч болох вэ? Та Сторпэй апп-ыг татан бүргэлээ үүсгэж, хувийн мэдээллээ бүрэн оруулснаар таны худалдан авалтын эрх автоматаар тооцоологдох юм. Таны худалдан авалтын эрх 100,000₮ - 10,000,000₮ хооронд үүсэх боломжтой бөгөөд худалдан авалт хийх бүрд үүссэн эрхийн хэмжээ нэмэгдэх болно. Мөн хуваан төлөх төлөлтүүдээ хугацаандаа төлснөөр та бодит хэрэглээ бүхий токены урамшуулал тогтмол авах боломжтой.

Screenshots

Ard4 screens
Storepay4 screens

Verdict

The call

The clearest difference is review sentiment: Storepay at 71% against Ard's 11%. Storepay also leads on rating (4.7 vs 3.0). Ard's advantage is device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Storepay holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 75 and 147 respectively. Written reviews point the same way: 11% of Ard's written reviews are positive against 71% of Storepay's.

UpkeepUpdate frequency

Ard ships an update every 10 days, Storepay weekly. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
Ard versus Storepay: the parameters behind the verdict, then further details
ParameterArdStorepay
PriceFreeFree
Rating3.0 (75 ratings)4.7 (147 ratings) — better
Positive reviews10.7% of reviews71.4% of reviews — better
Number of ratings75147 — better
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size119 MB103 MB
Age rating4+4+
DeveloperArd Financial GroupStore pay LLC

Customer experience

Ard

All ratings75 ratings
Positive50.7%
Neutral2.7%
Negative46.7%
Written reviews28 reviews
Positive10.7%
Neutral7.1%
Negative82.1%

Storepay

All ratings147 ratings
Positive91.2%
Neutral2.0%
Negative6.8%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

In-app purchases

None

Ard

No in-app purchases

None

Storepay

No in-app purchases

Questions

Is Ard free?
Ard is free to download, with no in-app purchases.
Is Storepay free?
Storepay is free to download, with no in-app purchases.
Which has better reviews, Ard or Storepay?
Storepay is rated higher. Ard averages 3.0 out of 5 from 75 ratings, while Storepay averages 4.7 from 147 ratings.
Do Ard or Storepay have ads?
Neither Ard nor Storepay shows ads.
Which is updated more often, Ard or Storepay?
Ard ships an update every 10 days, and Storepay weekly. Most recently, Ard was updated on October 10, 2026 and Storepay on October 13, 2026.

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