Comparison

Storepay vs Pocket.mn

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Storepay

This app allows users to make purchases from over 8,000 stores and services, splitting payments into up to 6 installments with no interest or fees. Users can access a credit limit between 100,000₮ and 10,000,000₮, which increases with each purchase. Timely payments can earn users token rewards.

Highlights
  • Interest-free installment payments
  • Up to 6 payment installments
  • Credit limit up to 10,000,000₮
  • Over 8,000 partner stores
  • Token rewards for timely payments
  • Easy registration process
Features
Read full description

Ямар ч хүү, шимтгэлгүй таны өдөр тутмын төлбөрийн хэрэгсэл Та яг одоо Сторпэй – ыг ашиглан 8,000 гаруй дэлгүүр, үйлчилгээний газруудаас 100,000₮ дээш үнийн дүнтэй бүх худалдан авалтаа 6 хүртэл хуваан төлөх нөхцөлөөр аваарай! Хэрхэн хэрэглэгч болох вэ? Та Сторпэй апп-ыг татан бүргэлээ үүсгэж, хувийн мэдээллээ бүрэн оруулснаар таны худалдан авалтын эрх автоматаар тооцоологдох юм. Таны худалдан авалтын эрх 100,000₮ - 10,000,000₮ хооронд үүсэх боломжтой бөгөөд худалдан авалт хийх бүрд үүссэн эрхийн хэмжээ нэмэгдэх болно. Мөн хуваан төлөх төлөлтүүдээ хугацаандаа төлснөөр та бодит хэрэглээ бүхий токены урамшуулал тогтмол авах боломжтой.

About

Pocket.mn

This app offers a suite of financial services including online loans, buy now pay later options, and savings accounts. It uses AI and credit databases to assess loan eligibility and provides flexible repayment terms. Users can manage their finances securely and receive personalized loan offers.

Highlights
  • Online loan applications
  • Buy Now, Pay Later (BNPL) service
  • Savings account options
  • AI-powered credit assessment
  • Flexible loan repayment
  • Secure personal information management
Features
Read full description

Pocket is an AI and fintech-based application developed by “Pocket NBFI” LLC, offering comprehensive financial services. “Pocket NBFI” LLC was established in May 2019, originally going by the name “Invescore Wallet NBFI” LLC, and obtained its non-bank financial service license pursuant to Resolution No. 327 of the Financial Regulatory Commission of Mongolia on November 25, 2019. The Pocket application provides the following services in accordance with the laws and regulations of Mongolia: · Online loans · Buy Now, Pay Later (BNPL) · Saving services To register on the Pocket application, users are required to provide the following information: · Phone number verification · National Identification Number · First and last name Privacy Policy We operate in compliance with the Anti-Money Laundering Commission and the National Data Privacy Commission. To ensure the security of our customers’ personal information, we maintain a high level of confidentiality in accordance with Mongolia’s Law on Personal Privacy. How to Get a Loan After downloading the Pocket app and completing the registration process with valid information, the user’s credit limit is determined based on the Bank of Mongolia’s Credit Information Database and Pocket’s AI-powered assessment system. This helps prevent users from taking on multiple loans that could lead to delinquency. Once the user’s credit limit has been determined based on the Central Bank’s information and Pocket’s eligibility criteria, they will be able to get a loan at any time to their desired amount and receive the funds directly to their personal bank account. How to Repay the Loan Customers can repay their loans at any time without additional fees or penalties. Our system sends regular reminders of the due dates through SMS, email, and in-app notifications. Customers can repay their loans through the Pocket application or via bank transfer. Users who make their repayments on time may become eligible for higher loan amounts, lower fees, and additional bonus points, subject to the applicable terms and conditions. Loan products Pocket offers a range of loan products designed to meet different customer needs. Depending on the loan product, the maximum and minimum loan amounts, interest rates, and repayment periods may vary, which allows customers to choose a financing option that best suits their individual needs. Long-term loan Loan amount: MNT 500,000 – MNT 50,000,000 Loan period: 3-36 months Example: Principle loan: MNT 500,000 Loan period: 3 months (can be extended before the due date) Monthly interest rate: 1.5% Total fees: MNT 5,000 (one-time fee) Monthly payment: MNT 174,063.93 Total interest: MNT 22,191.79 Total amount payable: MNT 527,191,79 Pocket Zero / BNPL / Pocket Zero is a Buy Now, Pay Later (BNPL) service that allows customers to purchase products and services from participating merchants and pay for them in installments over 90 days. Loan amount: MNT 100,000 – MNT 10,000,000 Loan period: 90 days Example: Principle loan: MNT 100,000 Loan period: 90 days (can be extended before the due date) Monthly interest: 0% Total fees: MNT 0 Total interest: MNT 0 Total amount payable: MNT 100,000 What Are Bonus Points? Customers earn reward points through following activities performed within the app. These points can be used to increase their credit limit and reduce loan fees and interest rates. Example: Repay the loan on time: 10 points Read daily news: 1 point Play games: up to 5 points Invite friends: 200 points Watch explainer videos: 20 points Other eligible activities Contact Us Customer Service: +976 1900-1188, +976 7777-8885 Email: info@pocket.mn Website: pocket.mn Facebook: Facebook.com/PocketMN Address: 13th Floor, IC Tower-1, Parisian Street, 1st Khoroo, Sukhbaatar District, Ulaanbaatar, Mongolia

Screenshots

Storepay4 screens
Pocket.mn4 screens

Verdict

The call

The clearest difference is review sentiment: Storepay at 71% against Pocket.mn's 0%. Storepay also leads on rating (4.7 vs 4.0) and update cadence (every 8 days vs monthly). Pocket.mn's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Storepay holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Storepay has 174 ratings behind it against 31, so its average is the more settled of the two. Written reviews point the same way: 71% of Storepay's written reviews are positive against 0% of Pocket.mn's.

UpkeepUpdate frequency

Storepay ships an update every 8 days, Pocket.mn monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
Storepay versus Pocket.mn: the parameters behind the verdict, then further details
ParameterStorepayPocket.mn
PriceFreeFree
Rating4.7 (174 ratings) — better4.0 (31 ratings)
Positive reviews71.4% of reviews — better0.0% of reviews
Number of ratings174 — better31
Update frequencyEvery 8 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size112 MB102 MB
Age rating4+4+
DeveloperStore pay LLCInvescore Wallet LLC

Customer experience

Storepay

All ratings171 ratings
Positive91.8%
Neutral1.8%
Negative6.4%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

Pocket.mn

All ratings31 ratings
Positive74.2%
Neutral3.2%
Negative22.6%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Storepay

No in-app purchases

None

Pocket.mn

No in-app purchases

Questions

Is Storepay free?
Storepay is free to download, with no in-app purchases.
Is Pocket.mn free?
Pocket.mn is free to download, with no in-app purchases.
Which has better reviews, Storepay or Pocket.mn?
Storepay is rated higher. Storepay averages 4.7 out of 5 from 174 ratings, while Pocket.mn averages 4.0 from 31 ratings.
Do Storepay or Pocket.mn have ads?
Neither Storepay nor Pocket.mn shows ads.
Which is updated more often, Storepay or Pocket.mn?
Storepay ships an update every 8 days, and Pocket.mn monthly. Most recently, Storepay was updated on November 6, 2026 and Pocket.mn on November 7, 2026.

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