Numur vs Pocket.mn
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Numur
Access a personal line of credit up to 2 million MNT, anytime and anywhere. This service offers a flexible credit line with fixed repayment schedules, requiring no collateral or extensive documentation.
- Personal line of credit
- Up to 2 million MNT credit limit
- Flexible repayment schedules
- No collateral required
- Minimal documentation
- Accessible anytime, anywhere
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Бидний эрхэм зорилго нь хүний хэрэгцээ шаардлагад нийцсэн санхүүгийн шийдэл үйлчилгээг мэдээлэл технологийн дэвшилд суурилан шуурхай, чанартай, найдвартай хүргэх билээ. Та Нөмөрийн хувийн зээлийн шугамаас өөрийнхөө нөхцөлд тохируулан зээл авах боломжтой. Хувийн зээлийн шугам (Personal Line of Credit) гэдэг нь хэзээ ч, хаанаас ч, хэдэн ч удаа 2 сая төгрөг хүртэлхи дүн бүхий өөрийн зээлийн шугам/эрхээс авч сонгосон хугацаандаа тогтмол хуваарьтай эргэн төлөх зээлийн үйлчилгээ юм. Барьцаа шаардахгүй, бичиг баримт бүрдүүлэх шаардлагагүй ба та нэг удаа гэрээ хийснээр таны эрх нээгдэх болно. Таны хувийн зээлийн шугамыг хүргэх Нөмөр Апп, Таны санхүүгийн нөмөр.
Pocket.mn
This app provides online loan and BNPL services powered by AI and fintech. It evaluates credit scoring and offers loan terms from 14 to 180 days with flexible repayment options. Users can earn bonus points for timely repayments and engaging activities.
- Online loan services
- Buy Now, Pay Later (BNPL)
- AI-driven credit scoring
- Flexible loan terms
- Bonus point system
- Multiple repayment options
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Pocket application is an AI and fintech based product of “Invescore Wallet NBFI” LLC and it offers online loan and payment service. “Invescore Wallet NBFI” LLC is established in May of 2019 and received the non-banking financial service license under the Decree No 327 of Financial Regulatory Commission of Mongolia on 25th of November, 2019. Pocket application provides following services under Mongolian laws and regulations: • Online loan • BNPL Registering on the app: • Verification of phone number • National Identification Number • First and last name Privacy Policy We strictly adheres with the local regulations and laws of Mongolia. In addition, we keep the confidentiality of private information at high secured place. We are compliant with the Anti-Money Laundering Commission as well as National Data Privacy Commission. How to get loan? Once the customer download the application from App Store and register by using valid information, his/her credit scoring is evaluated based on our AI system and Centralized Loan Database of the Bank of Mongolia. This prevents the customers from receiving multiple loans, which may result in the failure of repayment. Once the customer’s credit scoring is completed and the Loan Agreement is signed by the parties, the customer will be able to receive loan anytime to his/her bank account or Pocket wallet without any additional criteria. Loan term: from 14 to 180 days Fee: from 7.5% to 1% Loan amount: MNT 20,000 – MNT10,000,000 How to repay the loan? The customer can repay the loan anytime without extra fee or interest rate. Our system informs the customers regarding the repayment due date via SMS message, email, notification on the Pocket App and a phone call from our customer service. The customers can repay the loan directly from Pocket application, local banks applications as well as from local bank branches and ATMs. When the customers make repayments on time, they are able to increase loan amount, reduce fees and collect bonus points. What is a bonus point? Customers are able to collect bonus points through the following multiple ways and use it for maximize their loan amount and reduce the fee: 1. Repay the loan on time +6 2. Read daily news +1 3. Play games (+5 up to) 4. Invite friends +200 5. Watch explainer videos +50 6. Others You will never be bored with Pocket. Contact us: Customer service: (+976) 1900-1188; 7777-8885; E-mail: info@pocket.mn Facebook: https://www.facebook.com/PocketMN Address: 15th floor, Twin Tower-1, Seoul street 10/1, Sukhbaatar district, Ulaanbaatar, Mongolia Pocket апп нь “Инвескор Хэтэвч ББСБ” ХХК-иас гаргаж буй цахим зээл, цахим төлбөр тооцооны үйлчилгээ бүхий финтек технологи болон хиймэл оюун ухааны технологид суурилсан аппликейшн юм. “Инвескор Хэтэвч ББСБ” нь 2019 оны 05 сард үүсгэн байгуулагдаж, 11-р сарын 25-ны өдөр Санхүүгийн Зохицуулах Хорооны 327тоот тогтоолоор үйл ажиллагааны тусгай зөвшөөрлөө аван Монгол улсад албан ёсны эрхтэйгээр үйл ажиллагаа явуулж байна. Pocket апп нь Монгол улсын хууль дүрмийн дагуу доорх үйл ажиллагааг аппликейшнаараа дамжуулан явуулж байна. 1. Цахим зээл авах боломж 2. Онлайн худалдан авалт хийх Зээл авах тухай Pocket аппликешныг татаж, албан ёсны мэдээллүүдээ бөглөж бүртгүүлсний дараагаар хэрэглэгчийн зээлжих эрхийг Монгол Банкны Зээлийн Мэдээллийн Сан болон системийн хиймэл оюун ухаанд тулгуурлан тогтоодог. Ингэснээр ямар нэг хэрэглэгч найдваргүй олон зээл авах эрсдэлээс сэргийлдэг. Хэрэглэгчийн зээлжих эрх нь ЗМС болон PocketMN-ийн шалгуурт суурилан гарсны дараагаар дахин бүртгэл шалгуур хийлгэхгүйгээр дуртай үедээ өөрт тохирсон хэмжээгээр зээлээ өөрийн банкны данс руу эсвэл pocket wallet руу авах боломжтой. Зээлийн хугацаа: 14 хоногоос 180 хоног хүртэлх, Мөнгөн дүн: 50,000₮-10,000,000₮-ийн хэмжээтэй
Screenshots
Verdict
Numur and Pocket.mn both sit at 4.1 stars, but that hides the real split: 100% of Numur's written reviews are positive against 0% of Pocket.mn's. Numur also leads on ratings volume (144 vs 31). Pocket.mn's advantage is iOS requirement (13.0 vs 15.1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.1 for Numur against 4.0 for Pocket.mn. Both are backed by a comparable volume of ratings — 144 and 31 respectively. Written reviews are what separate them: 100% of Numur's written reviews are positive against 0% of Pocket.mn's.
Numur ships an update fortnightly, Pocket.mn monthly. The most recent releases landed on August 31, 2026 and September 9, 2026 respectively.
| Parameter | Numur | Pocket.mn |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (144 ratings) — better | 4.0 (31 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 144 — better | 31 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 64 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | Numur Credit | Invescore Wallet LLC |
Customer experience
Numur
Pocket.mn
In-app purchases
Numur
No in-app purchases
Pocket.mn
No in-app purchases









