Simple Budget Planner vs Envelopes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget Planner
Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.
- Expense and income tracking
- Envelope budgeting system
- Savings goal setting
- Scheduled transactions
- Income and expense statistics
- Customizable budgets and categories
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Simple Budget Planner is a calm, manual budget for you and your household. No bank login, no connected accounts, nothing automatic happening behind your back: you write down what you spend, and you always know what's left. PLAN YOUR MONTH • Give every category a budget, envelope-style, and see what's left at a glance • Bills and recurring payments are added for you and count before they arrive, so "left to spend" is honest • Monthly from your payday, weekly, or every 2 or 4 weeks • A "Left to spend" widget for your Home Screen and Lock Screen, with amounts you can hide TRACK IN SECONDS • Add an expense in three taps with the quick keypad • Edit anything in place, move entries between categories, undo a delete • Search, filter and sort by date or by due date SAVE ON PURPOSE • Savings goals with contributions and progress • Money set aside is shown separately, never counted as spending SHARE WITH YOUR HOUSEHOLD • Invite your partner or family to the same budget • Everyone sees the same numbers, on their own iPhone or iPad SEE WHERE IT GOES • Clear spending and income insights by category • Money in against spent over the last 6 months • Look back over any dates: a whole year, the last 3 months or your own range, with every entry in one list • Every chart has a text summary and a table view YOURS TO KEEP • Export everything to CSV at any time, on every plan • Works offline and syncs when you're back online • Your data is never sold and never used for ads • On iPhone and iPad, with two columns on the bigger screen PREMIUM Simple Budget Planner is free to download and use. The free plan includes 40 entries for your household, and every feature. Premium is an optional auto-renewing subscription that removes the entry limit. One subscription covers your household through Family Sharing. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use: https://sbp.sh/terms Privacy Policy: https://sbp.sh/privacy
Envelopes
This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.
- Envelope budgeting system
- Expense logging
- Financial goal tracking
- Money allocation
- Spending mindfulness
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The Envelopes app empowers you to gain control over your finances. Allocate money to "Envelopes", different buckets of your spending. As you spend money, quickly log your expenses and be mindful where your money goes. At the end of the week, month, or when you pay check comes in, refill the envelopes and celebrate your steps towards wealth. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Envelopes at 5.0 against Simple Budget Planner's 4.4. Envelopes also leads on review sentiment (100% vs 60%). Simple Budget Planner's advantage is ratings volume (283 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Budget Planner sells 4 in-app purchases, starting at $1.99 per 7 days and Envelopes sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Envelopes holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Simple Budget Planner has 283 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 60% of Simple Budget Planner's written reviews are positive against 100% of Envelopes's.
Simple Budget Planner ships an update fortnightly, Envelopes every 2 weeks. The most recent releases landed on November 5, 2026 and November 4, 2026 respectively.
| Parameter | Simple Budget Planner | Envelopes |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (283 ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 59.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 283 — better | 7 |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 24 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Mehmet Cetin | JOSCHUA GLAU |
Customer experience
Simple Budget Planner
Envelopes
Bugs and requests
Simple Budget Planner
Reported bugs
6 issues- Periodic transactions not recorded automatically
- App freezes or becomes unusable after declining to rate
- Glitching UI elements
- Data export errors
- Subscription sharing/family plan issues
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- Screen size/balance partially hidden on some devices
Requested features
11 requests- Add dark mode option
- Allow sorting expenses by due date
- Add bi-weekly pay period option
- Add weekly budget option
- Improve screen resolution and UI scaling
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- Add option to subtract budgeted items from income
- Separate statistics for savings
- Export data to CSV
- More detail for periodic transactions
- Pleasing icons or artwork
- Option to sort accounts alphabetically
Envelopes
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simple Budget Planner
- Unlimited Weekly$1.997 Days
- Unlimited Monthly$4.991 Month
- Unlimited Annually14 Days trial$17.991 Year
Show 1 moreShow fewer
- Unlimited Semiannually$24.996 Months
Envelopes
- Monthly$0.991 Month
- Yearly7 Days trial$4.991 Year
Questions
Is Simple Budget Planner free?
Is Envelopes free?
Which has better reviews, Simple Budget Planner or Envelopes?
Do Simple Budget Planner or Envelopes have ads?
Which is updated more often, Simple Budget Planner or Envelopes?
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