Comparison

Spendıng Tracker vs Envelopes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendıng Tracker

This app helps you save money automatically by calculating your personal spending limit based on your income and savings goals. Create flexible budgets for various needs and track your progress with visual indicators and smart alerts.

Highlights
  • Automated spending limit calculation
  • Flexible budget creation
  • Visual spending progress dashboard
  • Smart overspending alerts
  • Customizable expense tagging
  • iCloud sync for multi-device access
Features
Read full description

Stop wondering where your money goes. Start saving automatically every month with BudgetPad – the app that calculates your personal spending limit so you can build real wealth effortlessly. SAVE MONEY ON AUTOPILOT Tell BudgetPad your income and savings goal. The app instantly calculates your monthly spending limit, ensuring you save consistently without constantly checking your balance. What you don't spend, you automatically save. Transform your financial future: consistent monthly savings compound into serious wealth over time – vacation funds, emergency cushions, dream purchases, and long-term security. BUDGETS THAT FIT YOUR LIFE Create flexible budgets that match how you actually spend: - Weekly budgets for groceries, coffee, and dining out - Monthly budgets for subscriptions, shopping, and entertainment - Yearly budgets for vacations, insurance, and big-ticket items - One-time budgets for special purchases like furniture or renovations STAY ON TRACK EFFORTLESSLY Know exactly where you stand at a glance: - Beautiful dashboard shows your monthly spending progress - Visual indicators reveal budget health instantly - Smart alerts warn you before you overspend - Color-coded status keeps you accountable without stress UNDERSTAND YOUR SPENDING Add custom tags to see exactly where your money flows. Break down your food budget into restaurants, groceries, and takeout. Spot patterns and make smarter decisions. PREMIUM FEATURES Unlock unlimited budgeting power with a premium subscription: - Unlimited Budgets: Track every aspect of your financial life - Unlimited Tags: Categorize expenses your way - iCloud Sync: Access your data seamlessly across all devices - Export Reports: Download budget data as PDF, CSV, HTML Start building wealth today! Try premium free for three days, then choose weekly or annual subscription. Free version includes multiple budgets and tags to get started. Download BudgetPad now and turn saving money into an effortless habit that builds the future you want. Terms of use: https://budgetpad.app/terms Privacy Policy: https://budgetpad.app/privacy Support address: appsupp23@gmail.com

About

Envelopes

This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.

Highlights
  • Envelope budgeting system
  • Expense logging
  • Financial goal tracking
  • Money allocation
  • Spending mindfulness
Features
Read full description

The Envelopes app empowers you to gain control over your finances. Allocate money to "Envelopes", different buckets of your spending. As you spend money, quickly log your expenses and be mindful where your money goes. At the end of the week, month, or when you pay check comes in, refill the envelopes and celebrate your steps towards wealth. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spendıng Tracker4 screens
Envelopes4 screens

Verdict

The call

The clearest difference is iOS requirement: Envelopes at 18.0 against Spendıng Tracker's 26.0. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendıng Tracker sells 3 in-app purchases, starting at $2.99 per 7 days and Envelopes sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendıng Tracker ships an update weekly, Envelopes every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Spendıng Tracker versus Envelopes: the parameters behind the verdict, then further details
ParameterSpendıng TrackerEnvelopes
PriceFreeFree
Rating—5.0 (7 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—7 — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS26.018.0 — better
Further details — not scored
Size35 MB9 MB
Age rating4+4+
DeveloperValentin TotskiJOSCHUA GLAU

Customer experience

Spendıng Tracker

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Envelopes

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Spendıng Tracker

Subscriptions2
  • BudgetPad Pro - Weekly3 Days trial$2.997 Days
  • BudgetPad Pro - Yearly3 Days trial$29.991 Year
One-time1
  • BudgetPad Premium$4.99
2 purchases

Envelopes

Subscriptions2
  • Monthly$0.991 Month
  • Yearly7 Days trial$4.991 Year

Questions

Is Spendıng Tracker free?
Spendıng Tracker is free to download, with in-app purchases available.
Is Envelopes free?
Envelopes is free to download, with in-app purchases available.
Do Spendıng Tracker or Envelopes have ads?
Neither Spendıng Tracker nor Envelopes shows ads.
Which is updated more often, Spendıng Tracker or Envelopes?
Spendıng Tracker ships an update weekly, and Envelopes every 2 weeks. Most recently, Spendıng Tracker was updated on November 3, 2026 and Envelopes on October 30, 2026.

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