Simple Budget Planner vs Nickel
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget Planner
Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.
- Expense and income tracking
- Envelope budgeting system
- Savings goal setting
- Scheduled transactions
- Income and expense statistics
- Customizable budgets and categories
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Simple Budget Planner is a calm, manual budget for you and your household. No bank login, no connected accounts, nothing automatic happening behind your back: you write down what you spend, and you always know what's left. PLAN YOUR MONTH • Give every category a budget, envelope-style, and see what's left at a glance • Bills and recurring payments are added for you and count before they arrive, so "left to spend" is honest • Monthly from your payday, weekly, or every 2 or 4 weeks • A "Left to spend" widget for your Home Screen and Lock Screen, with amounts you can hide TRACK IN SECONDS • Add an expense in three taps with the quick keypad • Edit anything in place, move entries between categories, undo a delete • Search, filter and sort by date or by due date SAVE ON PURPOSE • Savings goals with contributions and progress • Money set aside is shown separately, never counted as spending SHARE WITH YOUR HOUSEHOLD • Invite your partner or family to the same budget • Everyone sees the same numbers, on their own iPhone or iPad SEE WHERE IT GOES • Clear spending and income insights by category • Money in against spent over the last 6 months • Look back over any dates: a whole year, the last 3 months or your own range, with every entry in one list • Every chart has a text summary and a table view YOURS TO KEEP • Export everything to CSV at any time, on every plan • Works offline and syncs when you're back online • Your data is never sold and never used for ads • On iPhone and iPad, with two columns on the bigger screen PREMIUM Simple Budget Planner is free to download and use. The free plan includes 40 entries for your household, and every feature. Premium is an optional auto-renewing subscription that removes the entry limit. One subscription covers your household through Family Sharing. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use: https://sbp.sh/terms Privacy Policy: https://sbp.sh/privacy
Nickel
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Nickel is a private expense tracker. No bank login, no account, no cloud. You log what you spend, or photograph the receipt and let Nickel read it, and every number stays on your phone. FAST TO LOG - Amount, category, date and a note in a couple of taps - Scan a receipt and Nickel reads the merchant, the total and the date on your device - Ask Siri to log a spend without opening the app - A widget, a Lock Screen glance and two Control Center buttons for the times you are already holding your phone BUDGETS THAT SAY SOMETHING - A monthly limit per category, with a live burn rate rather than a total after the fact - A Live Activity in the last week of the month, so the budget is on the Lock Screen while it matters - Insights written as sentences: what you are over on, what you are on pace for, what changed since last month THE MONTH AHEAD, ALREADY COUNTED - Nickel finds the subscriptions and bills hiding in your own history - Put one on the calendar and it logs itself on the day, or reminds you and waits for a tap - See what next month is committed to before it starts BRING YOUR HISTORY WITH YOU - Import a CSV statement from your bank or card. You export it, you hand it over, nothing connects to anyone - Export a spreadsheet any time, or a clean PDF statement with Pro ON A BIGGER SCREEN On iPad, Nickel opens into two columns: your months down the left and the month you picked on the right, with the budgets and the category breakdown beside them. PRIVATE BY DESIGN Everything lives on your device. No account, no sign-up, no tracking, no ads, and no connection to your bank, ever. NICKEL PRO Unlimited receipt scans, unlimited budgets, your full history, custom categories, CSV import and PDF statements. Start with a 7-day free trial, then $2.99 per month or $19.99 per year. There is also a one-time purchase if you would rather not rent it. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. Privacy Policy: https://legal.unreel.ae/privacy/nickel.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Nickel at every 5 days against Simple Budget Planner's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Budget Planner sells 5 in-app purchases, starting at $1.99 per 7 days and Nickel sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Simple Budget Planner ships an update fortnightly, Nickel every 5 days. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.
| Parameter | Simple Budget Planner | Nickel |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (283 ratings) — better | — |
| Positive reviews | 59.6% of reviews | — |
| Number of ratings | 283 — better | — |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 24 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Mehmet Cetin | Andrii Zakharov |
Bugs and requests
Simple Budget Planner
Reported bugs
6 issues- Periodic transactions not recorded automatically
- App freezes or becomes unusable after declining to rate
- Glitching UI elements
- Data export errors
- Subscription sharing/family plan issues
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- Screen size/balance partially hidden on some devices
Requested features
11 requests- Add dark mode option
- Allow sorting expenses by due date
- Add bi-weekly pay period option
- Add weekly budget option
- Improve screen resolution and UI scaling
Show 6 moreShow fewer
- Add option to subtract budgeted items from income
- Separate statistics for savings
- Export data to CSV
- More detail for periodic transactions
- Pleasing icons or artwork
- Option to sort accounts alphabetically
Nickel
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simple Budget Planner
- Unlimited Weekly$1.997 Days
- Unlimited Monthly$4.991 Month
- Unlimited Annually14 Days trial$17.991 Year
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- Unlimited Semiannually$24.996 Months
- Remove Ads$9.99
Nickel
- Cashflow Pro7 Days trial$2.991 Month
- Nickel Pro7 Days trial$19.991 Year
- Nickel Pro Lifetime$24.99





