Pemo vs Nickel

Pemo is the all-in-one spend management solution that empowers your business by packing every company invoice, expense, approval and spending decision into one powerful platform. Pemo ’s offering includes smart corporate cards, invoice payment systems and expense tracking functions. Pemo’s offering is supported by automated approval flows, direct accounting integration and real-time reporting - features that allow business owners to save time, save money, automate admin and every expense so they can get on with what you do best - building great businesses.

Nickel is a private expense tracker. No bank login, no account, no cloud. You log what you spend, or photograph the receipt and let Nickel read it, and every number stays on your phone. FAST TO LOG - Amount, category, date and a note in a couple of taps - Scan a receipt and Nickel reads the merchant, the total and the date on your device - Ask Siri to log a spend without opening the app - A widget, a Lock Screen glance and two Control Center buttons for the times you are already holding your phone BUDGETS THAT SAY SOMETHING - A monthly limit per category, with a live burn rate rather than a total after the fact - A Live Activity in the last week of the month, so the budget is on the Lock Screen while it matters - Insights written as sentences: what you are over on, what you are on pace for, what changed since last month THE MONTH AHEAD, ALREADY COUNTED - Nickel finds the subscriptions and bills hiding in your own history - Put one on the calendar and it logs itself on the day, or reminds you and waits for a tap - See what next month is committed to before it starts BRING YOUR HISTORY WITH YOU - Import a CSV statement from your bank or card. You export it, you hand it over, nothing connects to anyone - Export a spreadsheet any time, or a clean PDF statement with Pro ON A BIGGER SCREEN On iPad, Nickel opens into two columns: your months down the left and the month you picked on the right, with the budgets and the category breakdown beside them. PRIVATE BY DESIGN Everything lives on your device. No account, no sign-up, no tracking, no ads, and no connection to your bank, ever. NICKEL PRO Unlimited receipt scans, unlimited budgets, your full history, custom categories, CSV import and PDF statements. Start with a 7-day free trial, then $2.99 per month or $19.99 per year. There is also a one-time purchase if you would rather not rent it. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. Privacy Policy: https://legal.unreel.ae/privacy/nickel.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/