Rehive Pay vs Em@ney 3D Secure
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rehive Pay
Manage digital dollars securely with a global money account. Send, receive, and hold funds worldwide with a virtual US bank account and professional invoicing tools. Ideal for freelancers and international businesses.
- Global money account
- Virtual US bank account
- Send money worldwide
- Receive payments globally
- Send invoices
- Payment requests
- Multi-currency support
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Rehive Pay - Global Money Account The easiest way to get paid, move money, and hold dollars - wherever you are. Send, receive, and manage your digital dollars with Rehive Pay's secure global money account. Experience borderless payments powered by modern financial infrastructure. KEY FEATURES Global Money Account - Hold digital dollars in a secure, accessible account Virtual US Bank Account - Get a virtual US bank account in your name Send Money Worldwide - Transfer funds instantly across borders Receive Payments - Get paid from anywhere in the world with US banking details Send Invoices - Create and send professional invoices to clients Payment Requests - Request payments with automated follow-ups Identity Verification - Secure account setup with KYC compliance Personal & Business Accounts - Options for individuals and businesses Multi-Currency Support - Manage different digital currencies in one place SECURITY & COMPLIANCE Identity verification required for account activation Secure infrastructure with enterprise-grade protection Compliance with international financial regulations Source of funds verification for enhanced security ACCOUNT TYPES Personal Account: Virtual US bank account in your name Send and receive money globally Hold digital dollars securely Multi-currency management Business Account: Virtual US bank account for your business Professional invoicing tools Payment request capabilities International client payments Perfect for freelancers, remote workers, international businesses, and anyone needing fast, secure cross-border payments without traditional banking limitations. Download Rehive Pay and experience money without borders.
Em@ney 3D Secure
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Easily and securely authenticate Online Purchases of your Em@ney debit Card. The Em@ney 3D Secure APP is free to download and makes it easier and safer to authorize your Mastercard Debit card online purchases. The App is easy to use: Download the Em@ney Authenticator APP Associate your card with the APP Enroll your Em@ney Mastercard Debit following the onscreen guide. After successfull enrollment you can start making purchases online. How to use your Em@ney authenticator APP: Everytime you make an online purchase you will be prompted to access the Em@ney 3D Secure APP to authenticate the transaction biometrically with your fingerprint or Face ID. You will also receive a push notification on your smart device at the same time. Validate the transaction using your fingeprint reader or your Face ID Other functionalities: Visualize your current purchases pressing the shopping cart button or the Card image. Visualize the CARD/S associated with the Em@ney authenticator APP by pressing the Card icon. Security and Safety Tips: Make sure your have reliable data connection on your device for a successful transaction validation. Be aware of fraudsters. Em@ney will never contact you in regard of the use of the Em@ney 3D Secure authenticator APP. Any suspicious transactions, Emails, calls or text messages appearing to be of Em@ney PLC must be reported immediately to us by sending a messages via accessing the Em@ney home banking portal at https://banking.emworld.eu/ Your security is our priority. Mobile data transmissions and account information are protected by 256-bit SSL encryption.
Screenshots
Verdict
The clearest difference is update cadence: Rehive Pay at every 3 months against Em@ney 3D Secure's every 9 months. Em@ney 3D Secure's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rehive Pay ships an update every 3 months, Em@ney 3D Secure every 9 months. The most recent releases landed on October 22, 2026 and October 17, 2026 respectively.
| Parameter | Rehive Pay | Em@ney 3D Secure |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 months — better | Every 9 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 11.0 — better |
| Further details — not scored | ||
| Size | 55 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Rehive | Romcard S.A. |
In-app purchases
Rehive Pay
No in-app purchases
Em@ney 3D Secure
No in-app purchases









