Comparison

RHB Reflex vs myPTPTN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RHB Reflex

Manage corporate accounts, authorize payments, and view transaction history on the go. Access account balances, pending authorizations, and detailed transaction statuses from a single portfolio. Features include FX rates and DuitNow QR code management.

Highlights
  • View consolidated account balances
  • Authorize payment transactions
  • Search transaction history
  • Manage pending authorizations
  • View transaction status and details
  • Access foreign exchange rates
  • DuitNow QR code management
Features
Read full description

Introducing the all-new RHB Reflex mobile app. Providing you with the flexibility of getting your account balance information and ability to authorize payment transactions on-the-go. This app is available for all RHB corporate users in Malaysia and Singapore with the CFO role (Data Entry/Maker, Reviewer, Authorizer, Inquirer, Multi Roles, and Super ID) which have already been on-boarded on the RHB Reflex secure website.There will be no need for a separate onboarding or further maintenance control. App Features: • View all RHB accounts that are owned by the corporate and it’s subsidiaries under a single portfolio. • Search and view ‘Transaction History’ for past payment transactions which had been performed on a corporate account. • Search and view all pending payment authorizations based on transaction type under 'Tasklist’. • View all status of transactions with details, payment advices, and transaction activities under ‘Transaction Status Inquiry’. • View all accounts’ closing balance from ‘End-of-Day Balance’. • Get the latest foreign exchange rate information from ‘Exchange Rates’. • Manage your outlets and cashiers, generate QR payment codes, receive real-time QR payment notification, and view QR payment transaction history with DuitNow QR

About

myPTPTN

This official mobile app provides convenient access to your national higher education fund account. Manage your finances, apply for loans, open savings accounts, and receive important notifications.

Highlights
  • Account information and transaction history
  • Loan application
  • Open Simpan SSPN account
  • Add savings
  • Loan repayment
  • Notifications and messages
  • Update personal details
Features
Read full description

myPTPTN, The Official Mobile App of Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) Presenting the new myPTPTN application for faster and easier access to your PTPTN account anytime, anywhere. Key features include: My Account - view your account information and transaction history Services - loan application, open Simpan SSPN account, add your savings, loan repayment and more Promotion - stay in the know about PTPTN latest campaigns Inbox - receive important notifications and messages Profile - update your personal details Branch - check it out our PTPTN Offices information near you Help - obtain information on repayment, loan and savings Are you a new myPTPTN user? Start your first step by registering for MyDigital ID first. Step 1 : Enter your Identification Card (IC) number Step 2 : Download the MyDigital ID application Step 3 : Click “Register Online” Step 4 : Read & confirm the Privacy Policy Step 5 : Enter your email information Step 6 : Click “OK” Step 7 : Complete the facial recognition process Step 8 : Create a password Step 9 : Click “Finish” Step 10 : MyDigital ID account successfully registered If you are an existing user, continue logging in as usual or enjoy a more secure experience with MyDigital ID, the latest login method that fully protects your information. Step 1 : Log in with MyDigital ID Step 2 : Click “YES” Step 3 : Click “YES” Step 4 : Enter your MyDigital ID password Step 5 : Click “OK” to proceed to the myPTPTN page Step 6 : Successfully logged in to myPTPTN Now you can enjoy the services at your fingertips! Experience new excitement in our digital transformation for your endless convenience. Download your myPTPTN mobile application now! YOUR OPPORTUNITY TO SUCCEED

Screenshots

RHB Reflex4 screens
myPTPTN4 screens

Verdict

The call

The clearest difference is rating: myPTPTN at 3.7 against RHB Reflex's 1.0. myPTPTN also leads on update cadence (fortnightly vs every 5 weeks) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myPTPTN holds the better App Store score, 3.7 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

RHB Reflex ships an update every 5 weeks, myPTPTN fortnightly. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
RHB Reflex versus myPTPTN: the parameters behind the verdict, then further details
ParameterRHB ReflexmyPTPTN
PriceFreeFree
Rating1.0 (1 ratings)3.7 (3 ratings) — better
Positive reviews7.8% of reviews—
Number of ratings13 — better
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size59 MB115 MB
Age rating4+4+
DeveloperRHB Bank BerhadPERBADANAN TABUNG PENDIDIKAN TINGGI NASIONAL

Customer experience

RHB Reflex

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews64 reviews
Positive7.8%
Neutral1.6%
Negative90.6%

myPTPTN

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

RHB Reflex

No in-app purchases

None

myPTPTN

No in-app purchases

Questions

Is RHB Reflex free?
RHB Reflex is free to download, with no in-app purchases.
Is myPTPTN free?
myPTPTN is free to download, with no in-app purchases.
Which has better reviews, RHB Reflex or myPTPTN?
myPTPTN is rated higher. RHB Reflex averages 1.0 out of 5 from 1 ratings, while myPTPTN averages 3.7 from 3 ratings.
Do RHB Reflex or myPTPTN have ads?
Neither RHB Reflex nor myPTPTN shows ads.
Which is updated more often, RHB Reflex or myPTPTN?
RHB Reflex ships an update every 5 weeks, and myPTPTN fortnightly. Most recently, RHB Reflex was updated on October 24, 2026 and myPTPTN on October 24, 2026.

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