ОББ Мобайл vs DigiPay App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ОББ Мобайл
Manage your bank accounts, cards, and payments with ease. Open new accounts, apply for loans, and purchase insurance or vignettes directly from your phone. Enjoy secure login and personalized features for a seamless banking experience.
- Secure login with biometrics or PIN
- Account and card management
- Instant transfers and bill payments
- Digital product applications (loans, cards, accounts)
- Insurance and vignette purchases
- Dark/light theme options
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Все още не сте клиент на ОББ? Няма проблем – станете наш клиент директно през мобилното приложение! Изберете подходящ за Вас план и се насладете на банкиране с лекота. ОББ Мобайл Ви предлага още редица предимства: Сигурен и бърз достъп Влизате лесно с биометрия или ПИН код Персонализирано изживяване С тъмна или светла тема, скривате балансите си и персонализирате началния екран, като пренареждате карти и сметки и ги преименувате според предпочитанията си Дигитален асистент на ваше разположение Попитайте Кейт за всичко, което ви интересува, вече и с гласови команди Лоялна програма Kate Coin Събирайте и използвайте Kate Coins като правите покупки в ОББ и при наши партньори Пълен контрол върху сметки и карти Проследявате баланс и движения Получавате известия при всяка транзакция Блокирате или активирате карти с едно докосване Добавяте карти към Apple Pay Потвърждавате онлайн плащания с биометрия Бързи и удобни преводи blink Преводи по мобилен номер Превеждате между собствени сметки Нареждате незабавни преводи в евро, валутни и към бюджета Плащате данъци и битови сметки Създавате шаблони Дигитални банкови продукти Заявете изцяло онлайн за минути: потребителски кредит дебитна или кредитна карта разплащателна сметка депозит Допълнителни услуги Ново меню „На път“ – всичко за вашия автомобил и пътуване на едно място. Добавете данни за автомобил и бъдете информирани за важните срокове. Купете винетка или платете за паркиране в зона Инвестиции Заделяйте своето ресто и инвестирайте с ИнРесто или открийте Систематичен Инвестиционен План (СИП) Застраховки Сключвате и достъпвате всички Ваши дигитални застраховки от ДЗИ, създадени през ОББ Мобайл в един удобен изглед Пенсионно осигуряване Имате директен достъп до информация за партиди, договори и тяхното движение Решения за бизнес клиенти Подписвате създадени документи от ОББ Онлайн лесно и бързо с ПИН или биометрия през ОББ Мобайл Открийте удобството на дигиталното банкиране с ОББ Мобайл! Not a UBB customer yet? No problem — become a UBB customer directly through the mobile app! Choose a plan that suits you best and enjoy effortless banking UBB Mobile offers a wide range of functionalities: Secure and fast access Log in easily using biometrics or PIN code Personalized еxperience Choose between dark and light mode, hide your balances, and customize your home screen by rearranging and renaming your cards and accounts according to your preferences AI assistant at your service Ask Kate anything you need, now also with voice commands Kate Coin loyalty program Collect and redeem Kate Coins when making purchases with UBB and our partners Full control of your accounts and cards Monitor balances and transactions Receive notifications for every transaction Block or activate cards with a single tap Add cards to Apple Pay Confirm online payments using biometrics Fast and convenient transfers blink Transfers to mobile number Transfer funds between own accounts Initiate instant euro, foreign currency, or budget transfers Pay taxes and utility bills Create templates Digital banking products Apply entirely online in just minutes for: Consumer loan Debit or credit card Current account Deposit Additional services The new “MyMobility” menu brings everything related to your car and travel into one place. Add a vehicle details and stay informed about important expiration dates. Purchase an e-vignette or pay for parking zones directly through the app Investments Save your spare change and invest with InRestо or open a Systematic Investment Plan (SIP) Insurance Access and manage all your digital insurances by DZI created through UBB Mobile in one convenient dashboard Pension insurance Get direct access to information about your pension accounts, contracts, and their performance Solutions for corporate customers Sign documents created in UBB Online quickly and securely using a PIN code or biometrics through UBB Mobile Enjoy seamless banking and digital convenience with UBB Mobile!
DigiPay App
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Send and receive in seconds With Digipay you'll be able to send and receive money effortlessly in seconds. With a press of a button! Detailed overview of your spendings See the detailed report of your spendings based on day and time. And get a receipt with location, legal information and much more! Add funds in a second We make it super easy for you to add funds to your Digipay account. So you can do it anywhere at any time. B2B, B2C and P2P transactions Send money to your friends, local businesses, bank accounts and anyone else, it’s your choice, but we make it simple anyway. Send to one person, or multiple With Digipay, it’s easier than ever to send money to as many as 30 people at once! Just select the ones you want to send money to and they’ll split. Withdraw with ease Just select your bank account as a receiver and we’ll cover the rest. Easy as that! Air. Land. Overseas. Anywhere you like.
Screenshots
Verdict
The clearest difference is iOS requirement: DigiPay App at 12.0 against ОББ Мобайл's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ОББ Мобайл ships an update every 3 weeks, DigiPay App every 6 weeks. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.
| Parameter | ОББ Мобайл | DigiPay App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (711 ratings) — better | — |
| Positive reviews | 26.2% of reviews | — |
| Number of ratings | 711 — better | — |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 717 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bulgarian Bank | Fintech Millenium EOOD |
Bugs and requests
ОББ Мобайл
Reported bugs
30 issues- App crashes when selecting P2P transfer
- Login screen shows activation page repeatedly
- Cannot switch between company and private accounts
- iOS activation fails with Display Zoom/Larger Text enabled
- ePIN setting frozen on new cards
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- Apple Pay button missing or non-functional
- Payment confirmation spinner never stops
- IBAN field acts unresponsive
- App logs out unexpectedly after inactivity
- Notification settings reset after app restart
- 3D Secure authentication broken
- Cannot add cards to Apple Wallet
- App crashes during currency transfers
- Error 100 without explanation on transfers
- App crashes after payment signing
- Blank screen after closing investment tab
- Cannot edit description in repeated transactions
- Onboarding process stuck on mailing address
- Card limit changes not working
- App crashes on iOS with certain configurations
- Account reactivation request loop
- Transfer to another bank crashes
- Transactions appear days later
- Service unavailable during submission
- App not compatible with iOS 18.1.1
- QR code login gives error and locks account
- Due bills no longer show in app
- Vignette purchase process incomplete
- Cannot complete transfers between own accounts
- Two accounts on same device cause system errors
Requested features
19 requests- Longer session timeout duration
- Ability to paste IBAN numbers
- Support for special characters in descriptions
- Card limit management functionality
- Virtual card creation
Show 14 moreShow fewer
- Transaction search and filtering
- Ability to save payment drafts
- Widget for account balance on home screen
- Multi-device support
- Transaction categorization and analytics
- Rename accounts and cards
- Two-factor authentication
- Pending transactions visibility
- Merchant name in transaction details
- Account balance history view
- Export transactions to PDF
- Ability to use app on multiple devices simultaneously
- Dark mode option
- Better error messages with solutions
DigiPay App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ОББ Мобайл
No in-app purchases
DigiPay App
No in-app purchases









