Comparison

ОББ Мобайл vs DigiPay App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ОББ Мобайл

Manage your bank accounts, cards, and payments with ease. Open new accounts, apply for loans, and purchase insurance or vignettes directly from your phone. Enjoy secure login and personalized features for a seamless banking experience.

Highlights
  • Secure login with biometrics or PIN
  • Account and card management
  • Instant transfers and bill payments
  • Digital product applications (loans, cards, accounts)
  • Insurance and vignette purchases
  • Dark/light theme options
Features
Read full description

Все още не сте клиент на ОББ? Няма проблем – станете наш клиент директно през мобилното приложение! Изберете подходящ за Вас план и се насладете на банкиране с лекота. ОББ Мобайл Ви предлага още редица предимства: Сигурен и бърз достъп Влизате лесно с биометрия или ПИН код Персонализирано изживяване С тъмна или светла тема, скривате балансите си и персонализирате началния екран, като пренареждате карти и сметки и ги преименувате според предпочитанията си Дигитален асистент на ваше разположение Попитайте Кейт за всичко, което ви интересува, вече и с гласови команди Лоялна програма Kate Coin Събирайте и използвайте Kate Coins като правите покупки в ОББ и при наши партньори Пълен контрол върху сметки и карти Проследявате баланс и движения Получавате известия при всяка транзакция Блокирате или активирате карти с едно докосване Добавяте карти към Apple Pay Потвърждавате онлайн плащания с биометрия Бързи и удобни преводи blink Преводи по мобилен номер Превеждате между собствени сметки Нареждате незабавни преводи в евро, валутни и към бюджета Плащате данъци и битови сметки Създавате шаблони Дигитални банкови продукти Заявете изцяло онлайн за минути: потребителски кредит дебитна или кредитна карта разплащателна сметка депозит Допълнителни услуги Ново меню „На път“ – всичко за вашия автомобил и пътуване на едно място. Добавете данни за автомобил и бъдете информирани за важните срокове. Купете винетка или платете за паркиране в зона Инвестиции Заделяйте своето ресто и инвестирайте с ИнРесто или открийте Систематичен Инвестиционен План (СИП) Застраховки Сключвате и достъпвате всички Ваши дигитални застраховки от ДЗИ, създадени през ОББ Мобайл в един удобен изглед Пенсионно осигуряване Имате директен достъп до информация за партиди, договори и тяхното движение Решения за бизнес клиенти Подписвате създадени документи от ОББ Онлайн лесно и бързо с ПИН или биометрия през ОББ Мобайл Открийте удобството на дигиталното банкиране с ОББ Мобайл! Not a UBB customer yet? No problem — become a UBB customer directly through the mobile app! Choose a plan that suits you best and enjoy effortless banking UBB Mobile offers a wide range of functionalities: Secure and fast access Log in easily using biometrics or PIN code Personalized еxperience Choose between dark and light mode, hide your balances, and customize your home screen by rearranging and renaming your cards and accounts according to your preferences AI assistant at your service Ask Kate anything you need, now also with voice commands Kate Coin loyalty program Collect and redeem Kate Coins when making purchases with UBB and our partners Full control of your accounts and cards Monitor balances and transactions Receive notifications for every transaction Block or activate cards with a single tap Add cards to Apple Pay Confirm online payments using biometrics Fast and convenient transfers blink Transfers to mobile number Transfer funds between own accounts Initiate instant euro, foreign currency, or budget transfers Pay taxes and utility bills Create templates Digital banking products Apply entirely online in just minutes for: Consumer loan Debit or credit card Current account Deposit Additional services The new “MyMobility” menu brings everything related to your car and travel into one place. Add a vehicle details and stay informed about important expiration dates. Purchase an e-vignette or pay for parking zones directly through the app Investments Save your spare change and invest with InRestо or open a Systematic Investment Plan (SIP) Insurance Access and manage all your digital insurances by DZI created through UBB Mobile in one convenient dashboard Pension insurance Get direct access to information about your pension accounts, contracts, and their performance Solutions for corporate customers Sign documents created in UBB Online quickly and securely using a PIN code or biometrics through UBB Mobile Enjoy seamless banking and digital convenience with UBB Mobile!

About

DigiPay App

Features
Read full description

Send and receive in seconds With Digipay you'll be able to send and receive money effortlessly in seconds. With a press of a button! Detailed overview of your spendings See the detailed report of your spendings based on day and time. And get a receipt with location, legal information and much more! Add funds in a second We make it super easy for you to add funds to your Digipay account. So you can do it anywhere at any time. B2B, B2C and P2P transactions Send money to your friends, local businesses, bank accounts and anyone else, it’s your choice, but we make it simple anyway. Send to one person, or multiple With Digipay, it’s easier than ever to send money to as many as 30 people at once! Just select the ones you want to send money to and they’ll split. Withdraw with ease Just select your bank account as a receiver and we’ll cover the rest. Easy as that! Air. Land. Overseas. Anywhere you like.

Screenshots

ОББ Мобайл4 screens
DigiPay App4 screens

Verdict

The call

The clearest difference is iOS requirement: DigiPay App at 12.0 against ОББ Мобайл's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ОББ Мобайл ships an update every 3 weeks, DigiPay App every 6 weeks. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
ОББ Мобайл versus DigiPay App: the parameters behind the verdict, then further details
ParameterОББ МобайлDigiPay App
PriceFreeFree
Rating4.7 (711 ratings) — better—
Positive reviews26.2% of reviews—
Number of ratings711 — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size717 MB45 MB
Age rating4+4+
DeveloperUnited Bulgarian BankFintech Millenium EOOD

Bugs and requests

ОББ Мобайл

Reported bugs

30 issues
  • App crashes when selecting P2P transfer
  • Login screen shows activation page repeatedly
  • Cannot switch between company and private accounts
  • iOS activation fails with Display Zoom/Larger Text enabled
  • ePIN setting frozen on new cards
Show 25 more
  • Apple Pay button missing or non-functional
  • Payment confirmation spinner never stops
  • IBAN field acts unresponsive
  • App logs out unexpectedly after inactivity
  • Notification settings reset after app restart
  • 3D Secure authentication broken
  • Cannot add cards to Apple Wallet
  • App crashes during currency transfers
  • Error 100 without explanation on transfers
  • App crashes after payment signing
  • Blank screen after closing investment tab
  • Cannot edit description in repeated transactions
  • Onboarding process stuck on mailing address
  • Card limit changes not working
  • App crashes on iOS with certain configurations
  • Account reactivation request loop
  • Transfer to another bank crashes
  • Transactions appear days later
  • Service unavailable during submission
  • App not compatible with iOS 18.1.1
  • QR code login gives error and locks account
  • Due bills no longer show in app
  • Vignette purchase process incomplete
  • Cannot complete transfers between own accounts
  • Two accounts on same device cause system errors

Requested features

19 requests
  • Longer session timeout duration
  • Ability to paste IBAN numbers
  • Support for special characters in descriptions
  • Card limit management functionality
  • Virtual card creation
Show 14 more
  • Transaction search and filtering
  • Ability to save payment drafts
  • Widget for account balance on home screen
  • Multi-device support
  • Transaction categorization and analytics
  • Rename accounts and cards
  • Two-factor authentication
  • Pending transactions visibility
  • Merchant name in transaction details
  • Account balance history view
  • Export transactions to PDF
  • Ability to use app on multiple devices simultaneously
  • Dark mode option
  • Better error messages with solutions

DigiPay App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ОББ Мобайл

No in-app purchases

None

DigiPay App

No in-app purchases

Questions

Is ОББ Мобайл free?
ОББ Мобайл is free to download, with no in-app purchases.
Is DigiPay App free?
DigiPay App is free to download, with no in-app purchases.
Do ОББ Мобайл or DigiPay App have ads?
Neither ОББ Мобайл nor DigiPay App shows ads.
Which is updated more often, ОББ Мобайл or DigiPay App?
ОББ Мобайл ships an update every 3 weeks, and DigiPay App every 6 weeks. Most recently, ОББ Мобайл was updated on November 2, 2026 and DigiPay App on October 30, 2026.

Other comparisons