Comparison

Goldfields Money vs KVB Universal Cards

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Goldfields Money

Manage your finances on the go with this banking application. Easily transfer funds, pay bills, and manage payees. Features like Balance Peek and shake to log off enhance convenience and security.

Highlights
  • Transfer between accounts
  • Add and manage billers/payees
  • BPAY payments
  • Balance Peek
  • Shake to log off
  • Second Factor Authentication (2FA)
Features
Read full description

If you’re banking with us and looking to make managing your money easier, download the app right here. It contains heaps of great features including ol’ faithfuls like the ability to transfer between accounts, add and manage billers/payees, BPAY payments as well as some exciting new features like Balance Peek and shake to log off ! Sweet! We have added Second Factor Authentication (2FA) which is a simple and easy security feature to help keep your account secure! Please ensure your mobile number is registered with us to get you started. Our app has been designed to assist you to manage your money in a way that is fast, simple and transparent. It’s super easy to get started, simply: 1. Install the app 2. Log in as usual with your client ID and password 3. Set up your 4 digit PIN If you’re not already registered for Internet Banking, you’ll need to set that up before using the app. For help and tips see our website or call us on 1300 GO 4 GOLD for a helping hand. Need more info? Check us out at www.goldfieldsmoney.com.au or give us a buzz on 1300 GO 4 GOLD.

About

KVB Universal Cards

Features
Read full description

The KVB card app for managing your corporate cards - KVB Universal Cards are available as virtual cards allowing users to make payments in multiple foreign currencies from held balances. Cardholders can use the cards for paying goods and services online, while enjoying card rewards on your transactions. CONVENIENT CARD CONTROLS Instant access to your virtual corporate card details and balances enables you to make your online purchase with no delay. LOW TRANSACTION FEES KVB offers excellent rates in 5 major currencies including AUD, EUR, GBP, HKD and USD. You can pay bills in other currencies supported by Visa anytime as well. VISIBLE EXPENSE MANAGEMENT Track and trace every transaction made by your corporate cards and manage spending at a glance. This app requires your business to sign up with GCFX Business Account.

Screenshots

Goldfields Money3 screens
KVB Universal Cards3 screens

Verdict

The call

The clearest difference is ads: Goldfields Money at none against KVB Universal Cards's shown. KVB Universal Cards's advantage is update cadence (every 2 months vs every 24 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Goldfields Money ships an update every 24 months, KVB Universal Cards every 2 months. The most recent releases landed on October 22, 2026 and October 6, 2026 respectively.

Scorecard2 real differences Β· 6 level
Goldfields Money versus KVB Universal Cards: the parameters behind the verdict, then further details
ParameterGoldfields MoneyKVB Universal Cards
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyEvery 24 monthsEvery 2 months β€” better
AdsNo β€” betterYes
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 β€” better14.0
Further details β€” not scored
Size21 MB46 MB
Age rating4+4+
DeveloperBNK Banking Corporation LimitedKVB GLOBAL MARKETS LIMITED

In-app purchases

None

Goldfields Money

No in-app purchases

None

KVB Universal Cards

No in-app purchases

Questions

Is Goldfields Money free?
Goldfields Money is free to download, with no in-app purchases.
Is KVB Universal Cards free?
KVB Universal Cards is free to download, with no in-app purchases.
Do Goldfields Money or KVB Universal Cards have ads?
KVB Universal Cards shows ads; Goldfields Money does not.
Which is updated more often, Goldfields Money or KVB Universal Cards?
Goldfields Money ships an update every 24 months, and KVB Universal Cards every 2 months. Most recently, Goldfields Money was updated on October 22, 2026 and KVB Universal Cards on October 6, 2026.

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